Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN https://www.samicone.com Author, blogger and savings expert Sami Cone shares tips and tricks to help families save money in Nashville. Click here to learn how to do more on less! Thu, 19 Jul 2018 13:28:01 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.5 The Family Money Minute is a 60 second nationally-syndicated program designed to help families maximize their money today so they make more memories tomorrow! Savings Expert, Blogger & Media Personality Sami Cone takes two of the hottest topics affecting our day to day living, family and money, and combines them into practical tidbits that anyone can use to immediately impact their lives.<br /> <br /> Saving Money and living better should be at the top of every family's priority list and when you come together with your family to share and communicate your budgeting goals, you'll be amazed at how quickly you can achieve them. By maximizing your money - whether through coupons, saving or better money management - you not only help your own family to live better, but you enable your family to give more generously. Sami Cone - Savings Expert, Blogger, Author Sami Cone - Savings Expert, Blogger, Author thesamicone@gmail.com thesamicone@gmail.com (Sami Cone - Savings Expert, Blogger, Author) Family Money Minute Podcast: Saving Money | Lifestyle | Better Living | Family Travel | Couponing Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN https://www.samicone.com/wp-content/uploads/powerpress/FMM-1400x1400_copy.jpg https://www.samicone.com Success in the New Year {Family Money Minute} https://www.samicone.com/success-in-the-new-year-family-money-minute/ Thu, 31 Dec 2015 15:00:32 +0000 https://www.samicone.com/?p=42636 https://www.samicone.com/success-in-the-new-year-family-money-minute/#respond https://www.samicone.com/success-in-the-new-year-family-money-minute/feed/ 0 <p>December 31, 2015: Success in the New Year Before you get ready to ring in the new year, why not take a little bit of time to set yourself up for success in 2015? This is the perfect time to begin the new year on the right fiscal foot. This can look like: *Setting up and …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/success-in-the-new-year-family-money-minute/">Success in the New Year {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 31, 2015: Success in the New Year Before you get ready to ring in the new year, why not take a little bit of time to set yourself up for success in 2015? This is the perfect time to begin the new year on the right fiscal foot.
December 31, 2015: Success in the New Year
Before you get ready to ring in the new year, why not take a little bit of time to set yourself up for success in 2015?


This is the perfect time to begin the new year on the right fiscal foot.
This can look like:
*Setting up and agreeing upon a simple budget to try out for January.

*Figuring out how to keep track of your receipts and track spending habits.

*Planning to meet as a couple or a family once a week to assess your progress from the prior week.

*Using an app like Manila or Mint to not only track your spending but keep all of your bills in one place.
Remember you want to make your money work for you, not the other way around. Happy New Year!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
OTC Savings {Family Money Minute Radio} https://www.samicone.com/otc-savings-family-money-minute-radio/ Wed, 30 Dec 2015 15:00:55 +0000 https://www.samicone.com/?p=42633 https://www.samicone.com/otc-savings-family-money-minute-radio/#respond https://www.samicone.com/otc-savings-family-money-minute-radio/feed/ 0 <p>December 30, 2015: OTC Savings I’ve told you before that I don’t turn to medicine as my first resort when I get sick, but there comes a time when we all need to go to the doctor. And on a recent trip, my doctor confirmed what I suspected for a while: many companies overcharge for brand …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/otc-savings-family-money-minute-radio/">OTC Savings {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 30, 2015: OTC Savings I’ve told you before that I don’t turn to medicine as my first resort when I get sick, but there comes a time when we all need to go to the doctor. And on a recent trip, my doctor confirmed what I suspected for a while: m...
December 30, 2015: OTC Savings

I’ve told you before that I don’t turn to medicine as my first resort when I get sick, but there comes a time when we all need to go to the doctor. And on a recent trip, my doctor confirmed what I suspected for a while: many companies overcharge for brand name over-the-counter medicine.
Her tip? Look to the right and find the generic and compare active ingredients. They are most likely exactly the same at a fraction of the cost.
And if there are certain over-the-counter medicines that you use frequently, like for headache or allergy relief, visit a membership club like Sam’s or Costco to really amp up your savings.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Scan Statements {Family Money Minute} https://www.samicone.com/scan-statements-family-money-minute/ Tue, 29 Dec 2015 15:00:00 +0000 https://www.samicone.com/?p=42630 https://www.samicone.com/scan-statements-family-money-minute/#respond https://www.samicone.com/scan-statements-family-money-minute/feed/ 0 <p>December 29, 2015: Scan Statements Yesterday we talked about the importance of checking your receipts. Today we want to go a step further and make sure that you review your bank and credit card statements. You never want to assume that statements are always correct. Match them up with your receipts, especially for things like restaurants …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/scan-statements-family-money-minute/">Scan Statements {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 29, 2015: Scan Statements Yesterday we talked about the importance of checking your receipts. Today we want to go a step further and make sure that you review your bank and credit card statements. You never want to assume that statements are a...
December 29, 2015: Scan Statements
Yesterday we talked about the importance of checking your receipts. Today we want to go a step further and make sure that you review your bank and credit card statements.


You never want to assume that statements are always correct. Match them up with your receipts, especially for things like restaurants where they have to go in and manually adjust the charge after a tip is added.
You will also want to closely monitor your bank statements to watch for any fraudulent activity that could have happened over the holidays.
The sooner you catch any mistakes, the easier they are to rectify.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Review Receipts {Family Money Minute} https://www.samicone.com/review-receipts-family-money-minute/ Mon, 28 Dec 2015 15:00:06 +0000 https://www.samicone.com/?p=42627 https://www.samicone.com/review-receipts-family-money-minute/#respond https://www.samicone.com/review-receipts-family-money-minute/feed/ 0 <p>December 28, 2015: Review Receipts Ready to get back on track? Monday has always been my favorite day of the week for getting my finances back in order but especially this Monday after Christmas, it’s important to review all your receipts. Here are the things you want to look out for: First, make sure you were …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/review-receipts-family-money-minute/">Review Receipts {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 28, 2015: Review Receipts Ready to get back on track? Monday has always been my favorite day of the week for getting my finances back in order but especially this Monday after Christmas, it’s important to review all your receipts.
December 28, 2015: Review Receipts
Ready to get back on track?


Monday has always been my favorite day of the week for getting my finances back in order but especially this Monday after Christmas, it’s important to review all your receipts. Here are the things you want to look out for:
First, make sure you were charged the right price for what you bought.

Second, scan sales to see if anything has gone down in price since you purchased it.

Finally, review the back of your receipts for the return policy. The last thing you want to do is get stuck with something you don’t really want to because you didn’t realize you had to return it within a certain time period.
Following the steps will prevent future financial heartache.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Realistic Expectations {Family Money Minute} https://www.samicone.com/realistic-expectations-family-money-minute/ Fri, 25 Dec 2015 15:00:20 +0000 https://www.samicone.com/?p=42624 https://www.samicone.com/realistic-expectations-family-money-minute/#respond https://www.samicone.com/realistic-expectations-family-money-minute/feed/ 0 <p>December 25, 2015: Realistic Expectations How can budgeting and management help you on Christmas day? Wherever you are and whoever you are celebrating Christmas with today, I pray that you manage your expectations. After all Christmas isn’t about getting, but it’s about giving. One of the main ways disappointment occurs is when our expectations exceeded the …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/realistic-expectations-family-money-minute/">Realistic Expectations {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 25, 2015: Realistic Expectations How can budgeting and management help you on Christmas day? Wherever you are and whoever you are celebrating Christmas with today, I pray that you manage your expectations.
December 25, 2015: Realistic Expectations
How can budgeting and management help you on Christmas day?


Wherever you are and whoever you are celebrating Christmas with today, I pray that you manage your expectations. After all Christmas isn’t about getting, but it’s about giving.
One of the main ways disappointment occurs is when our expectations exceeded the actual outcome.
Just like you do with your budget, set realistic guidelines not only for yourself, but for your whole family and communicate throughout the day. Merry Christmas!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Giving on Christmas Eve {Family Money Minute} https://www.samicone.com/giving-on-christmas-eve-family-money-minute/ Thu, 24 Dec 2015 15:00:32 +0000 https://www.samicone.com/?p=42621 https://www.samicone.com/giving-on-christmas-eve-family-money-minute/#respond https://www.samicone.com/giving-on-christmas-eve-family-money-minute/feed/ 0 <p>December 24, 2015: Giving on Christmas Eve Many of us wish we could do more when it comes to giving back, but don’t always feel like we have enough money to do so. One of the best ways to give back is to donate your time, especially on Christmas Eve. This day provides the perfect opportunity …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/giving-on-christmas-eve-family-money-minute/">Giving on Christmas Eve {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 24, 2015: Giving on Christmas Eve Many of us wish we could do more when it comes to giving back, but don’t always feel like we have enough money to do so. One of the best ways to give back is to donate your time, especially on Christmas Eve.
December 24, 2015: Giving on Christmas Eve
Many of us wish we could do more when it comes to giving back, but don’t always feel like we have enough money to do so.


One of the best ways to give back is to donate your time, especially on Christmas Eve.
This day provides the perfect opportunity where you can come together as a family to serve individuals and families less fortunate than you.
Whether it’s cooking at a soup kitchen or handing out warm coats at a homeless shelter, it doesn’t take much to get out of the comfort of your home and show someone else that you care. After all, what better gift can we demonstrate to our own children as we celebrate the birth of Christ?
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Shopping After Christmas {Family Money Minute} https://www.samicone.com/shopping-after-christmas-family-money-minute/ Wed, 23 Dec 2015 15:00:26 +0000 https://www.samicone.com/?p=42618 https://www.samicone.com/shopping-after-christmas-family-money-minute/#respond https://www.samicone.com/shopping-after-christmas-family-money-minute/feed/ 0 <p>December 23, 2015: Shopping After Christmas Should you stay in or go out? It seems ironic that after an entire day of celebrating together as a family and receiving gifts that anyone would want to go out shopping again, and yet today is one of the biggest shopping days of the year. If your family decided …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shopping-after-christmas-family-money-minute/">Shopping After Christmas {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 23, 2015: Shopping After Christmas Should you stay in or go out? It seems ironic that after an entire day of celebrating together as a family and receiving gifts that anyone would want to go out shopping again,
December 23, 2015: Shopping After Christmas
Should you stay in or go out?


It seems ironic that after an entire day of celebrating together as a family and receiving gifts that anyone would want to go out shopping again, and yet today is one of the biggest shopping days of the year.
If your family decided to just give gift cards and then let people pick out what they want, then it might be worth your while to check out the after Christmas sales.
Otherwise, you’re better off staying home and just monitoring the sales to see whether or not you can find a better price that stores will match within the terms of your receipt. If you absolutely have to shop today, try to do it online and find a store that has a free return policy.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Secure Shopping {Family Money Minute} https://www.samicone.com/secure-shopping-family-money-minute/ Tue, 22 Dec 2015 15:00:30 +0000 https://www.samicone.com/?p=42615 https://www.samicone.com/secure-shopping-family-money-minute/#respond https://www.samicone.com/secure-shopping-family-money-minute/feed/ 0 <p>December 22, 2015: Secure Shopping There’s something you want to pay special attention to any time of the year, but even more so during a busy shopping season to help you shop with confidence… While cash can be very helpful for helping you not to overspend and stay on budget, a credit card that offers free …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/secure-shopping-family-money-minute/">Secure Shopping {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 22, 2015: Secure Shopping There’s something you want to pay special attention to any time of the year, but even more so during a busy shopping season to help you shop with confidence… While cash can be very helpful for helping you not to overs...
December 22, 2015: Secure Shopping
There’s something you want to pay special attention to any time of the year, but even more so during a busy shopping season to help you shop with confidence…


While cash can be very helpful for helping you not to overspend and stay on budget, a credit card that offers free fraud protection or even free insurance can be invaluable this time of year. You also want to make sure that any website you are shopping on and entering your credit card into is a secure site and not over public Wi-Fi.
Follow these tips and you’ll be shopping with confidence not only this holiday season but the entire year through.

—————

Another way to shop with confidence is to only shop establishments that have a price match or money back guarantee. That way you can rest assured knowing that you’re spending your time wisely and if you do come across the same item at a lower price, you can simply go back to them for a refund.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Saving on Family Gifts {Family Money Minute} https://www.samicone.com/saving-on-family-gifts-family-money-minute/ Mon, 21 Dec 2015 15:00:30 +0000 https://www.samicone.com/?p=42612 https://www.samicone.com/saving-on-family-gifts-family-money-minute/#respond https://www.samicone.com/saving-on-family-gifts-family-money-minute/feed/ 0 <p>December 21, 2015: Saving on Family Gifts Trying to shop for every relative can be overwhelming, not to mention costly, so what can you do? One way to solve this dilemma is by doing a family gift exchange. Everyone in the family puts their name in a hat (or in a virtual hat if you don’t live …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/saving-on-family-gifts-family-money-minute/">Saving on Family Gifts {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 21, 2015: Saving on Family Gifts Trying to shop for every relative can be overwhelming, not to mention costly, so what can you do? One way to solve this dilemma is by doing a family gift exchange. Everyone in the family puts their name in a ha...
December 21, 2015: Saving on Family Gifts
Trying to shop for every relative can be overwhelming, not to mention costly, so what can you do?


One way to solve this dilemma is by doing a family gift exchange.
Everyone in the family puts their name in a hat (or in a virtual hat if you don’t live near each other) and each person draws another family member’s name. That way everyone is taken care of, but each person is only buying one gift. You can even set a maximum spend amount and have everyone include some of their favorite things when you share that person’s name.
After all, it’s more about the joy of being together and giving, rather than receiving!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Earn While You Shop {Family Money Minute} https://www.samicone.com/earn-while-you-shop-family-money-minute/ Fri, 18 Dec 2015 15:00:45 +0000 https://www.samicone.com/?p=42609 https://www.samicone.com/earn-while-you-shop-family-money-minute/#respond https://www.samicone.com/earn-while-you-shop-family-money-minute/feed/ 0 <p>December 18, 2015: Earn While You Shop Have you ever consider that you could actually make money while shopping? While this seems too good to be true, it can in fact happen! One way is to use a credit card that pays you a percentage of cashback on any purchases you make with it. For some …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/earn-while-you-shop-family-money-minute/">Earn While You Shop {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 18, 2015: Earn While You Shop Have you ever consider that you could actually make money while shopping? While this seems too good to be true, it can in fact happen! One way is to use a credit card that pays you a percentage of cashback on any ...


December 18, 2015: Earn While You Shop
Have you ever consider that you could actually make money while shopping?


While this seems too good to be true, it can in fact happen!
One way is to use a credit card that pays you a percentage of cashback on any purchases you make with it.
For some cards, you make money back in rewards or miles instead. We like to use our Disney visa credit card which has no annual fee but helps us pay for our Disney vacations.
Another simple way is to use a cashback site like eBates that pays you a percentage of cashback simply by going through their website before shopping at your favorite stores.
Whatever route you take, before you shop, make sure you are maximizing your money to the fullest.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Shopping AND Giving {Family Money Minute} https://www.samicone.com/shopping-and-giving-family-money-minute/ Thu, 17 Dec 2015 15:00:24 +0000 https://www.samicone.com/?p=42606 <p>December 17, 2015: Shopping AND Giving If you’re going to be shopping anyway, why not shop somewhere where you can give back? There are so many brands wonderful brands, like Better Life Bags & FashionABLE, that have an ethical component to their products and a donation automatically built in to every purchase. Nonprofits like St. Jude …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shopping-and-giving-family-money-minute/">Shopping AND Giving {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 17, 2015: Shopping AND Giving If you’re going to be shopping anyway, why not shop somewhere where you can give back? There are so many brands wonderful brands, like Better Life Bags & FashionABLE, that have an ethical component to their produc...
December 17, 2015: Shopping AND Giving
If you’re going to be shopping anyway, why not shop somewhere where you can give back?


There are so many brands wonderful brands, like Better Life Bags & FashionABLE, that have an ethical component to their products and a donation automatically built in to every purchase.
Nonprofits like St. Jude children’s research Hospital also partner with a number of retailers to help give back to kids not only during the holidays, but every day of the year.
Ministries like FamilyLife offer beautiful holiday products that also benefit their overall mission when purchased.
And don’t forget to check in with your credit and bank cards to see if they have portals you can shop through and actually choose a nonprofit beneficiary of your shopping.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Save While Shopping Online {Family Money Minute} https://www.samicone.com/save-while-shopping-online-family-money-minute/ Wed, 16 Dec 2015 15:00:05 +0000 https://www.samicone.com/?p=42603 <p>  December 16, 2015: Save While Shopping Online I have a couple fool-proof ways to make sure you’re always saving money when you shop online… For starters, I never shop online without first searching for an online coupon or discount code. Googling the store with one of those terms is one way to do it, or …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/save-while-shopping-online-family-money-minute/">Save While Shopping Online {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   December 16, 2015: Save While Shopping Online I have a couple fool-proof ways to make sure you’re always saving money when you shop online… For starters, I never shop online without first searching for an online coupon or discount code.
December 16, 2015: Save While Shopping Online
I have a couple fool-proof ways to make sure you’re always saving money when you shop online…


For starters, I never shop online without first searching for an online coupon or discount code. Googling the store with one of those terms is one way to do it, or you can use a site like Savings.com that not only provivdes codes for you, but also let’s you know how reliable they are.
With retailers fighting for your consumer dollars this holiday season, there’s no reason why you should have to pay full price for anything, much less shipping or handling fees.
If you feel like going old school, call the customer service line and just flat out ask what their best savings offer is right now; they won’t always tell you on their own but they’re typically happy to share once they’re asked.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
Click for Family Money Minute Posts you may have missed!
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Sami Cone - Savings Expert, Blogger, Author 1:00
DIY Gifts {Family Money Minute} https://www.samicone.com/diy-gifts-family-money-minute/ Tue, 15 Dec 2015 15:00:56 +0000 https://www.samicone.com/?p=42600 <p>December 15, 2015: DIY Gifts Even if you’re not crafty or into DIY (believe me I am not one of those), you can still make unique and inexpensive gifts that friends and family will love this holiday season. One of my favorites that we received as a housewarming gift a couple years ago was from a …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/diy-gifts-family-money-minute/">DIY Gifts {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 15, 2015: DIY Gifts Even if you’re not crafty or into DIY (believe me I am not one of those), you can still make unique and inexpensive gifts that friends and family will love this holiday season. One of my favorites that we received as a hous...
December 15, 2015: DIY Gifts
Even if you’re not crafty or into DIY (believe me I am not one of those), you can still make unique and inexpensive gifts that friends and family will love this holiday season.


One of my favorites that we received as a housewarming gift a couple years ago was from a friend who bought plain white tiles from Home Depot and then shellacked them with some unique scrapbook paper that she got from a craft store. She finished it off by adding a little felt on the bottom and gave us a set of four unique coasters that cost less than five dollars total and took hardly any time to make.
Don’t be afraid to think out of the box and use inspiration you see in gift stores to help you find cheaper alternatives you can create yourself.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Food as Gifts {Family Money Minute} https://www.samicone.com/food-as-gifts-family-money-minute/ Mon, 14 Dec 2015 15:00:40 +0000 https://www.samicone.com/?p=42597 <p>December 14, 2015: Food as Gifts Let’s face it, I know for many of you, your shopping is coming to a head this week, so we are going to be taking a look at different ways to do your shopping that are not only creative, but money-saving as well. A popular gift over the holidays involves food, …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/food-as-gifts-family-money-minute/">Food as Gifts {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 14, 2015: Food as Gifts Let’s face it, I know for many of you, your shopping is coming to a head this week, so we are going to be taking a look at different ways to do your shopping that are not only creative, but money-saving as well.
December 14, 2015: Food as Gifts
Let’s face it, I know for many of you, your shopping is coming to a head this week, so we are going to be taking a look at different ways to do your shopping that are not only creative, but money-saving as well.


A popular gift over the holidays involves food, and I find I can often stretch my dollar further at a grocery store with sales and coupons that I could anywhere else. This provides a great opportunity for me to give food as gifts, whether it’s making mini angel food cakes in ramekins I bought after Christmas last year for my kids’ teachers, or even special cookie bundles for our neighbors.
This helps me keep my gift-giving budget down while still giving a special gift to people around me this Christmas.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Gift 4: Read {Family Money Minute} https://www.samicone.com/gift-4-read-family-money-minute/ Fri, 11 Dec 2015 15:00:01 +0000 https://www.samicone.com/?p=42442 <p>December 11, 2015: Gift 4: Read It’s the final day in our different way to give gifts series and today were talking about something you read. Having kids that love books, this can get expensive. But what I like to do is take a look at series they’ve checked out over and over again from the …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/gift-4-read-family-money-minute/">Gift 4: Read {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 11, 2015: Gift 4: Read It’s the final day in our different way to give gifts series and today were talking about something you read. Having kids that love books, this can get expensive. But what I like to do is take a look at series they’ve ch...


December 11, 2015: Gift 4: Read
It’s the final day in our different way to give gifts series and today were talking about something you read.


Having kids that love books, this can get expensive. But what I like to do is take a look at series they’ve checked out over and over again from the library and invest in getting them a collection for Christmas that becomes their very own that they treasure over the years.
For adults, you may want to even consider a magazine subscription, an ereader or a tablet. Whatever it is, just make sure to add that personal touch so that the recipient knows you were thinking about them specifically.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Gift 3: Wear {Family Money Minute} https://www.samicone.com/gift-3-wear-family-money-minute/ Thu, 10 Dec 2015 15:00:31 +0000 https://www.samicone.com/?p=42439 <p>December 10, 2015: Gift 3: Wear We are continuing our week of a different way to give gifts by sharing the third item: something you wear. Let’s face it, clothes are always a big hit around Christmas time, whether it’s a new pair of pajamas, a special party dress or that perfect sweater. You know you’re going …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/gift-3-wear-family-money-minute/">Gift 3: Wear {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 10, 2015: Gift 3: Wear We are continuing our week of a different way to give gifts by sharing the third item: something you wear. Let’s face it, clothes are always a big hit around Christmas time, whether it’s a new pair of pajamas,
December 10, 2015: Gift 3: Wear
We are continuing our week of a different way to give gifts by sharing the third item: something you wear.


Let’s face it, clothes are always a big hit around Christmas time, whether it’s a new pair of pajamas, a special party dress or that perfect sweater.
You know you’re going to buy it anyway, so let’s just label it. Especially if you have a budding fashionista like my daughter, it helps to let her know she gets to have one special outfit for the season. And let your family have input on what that may be. That way dad isn’t getting a bag of socks and mom isn’t getting another pair of slippers she doesn’t need.
Keep in mind, you could have some flexibility and branch out into accessories, bags, and shoes if that’s what would be special to your loved ones.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Gift 2: Need {Family Money Minute} https://www.samicone.com/gift-2-need-family-money-minute/ Wed, 09 Dec 2015 15:00:02 +0000 https://www.samicone.com/?p=42435 <p>December 09, 2015: Gift 2: Need As we continue our week of a different way of giving gifts, today’s focus is on something you need. Now this may not sound overly exciting, but sometimes your kids or your family need something that you otherwise wouldn’t be able to save up money for and Christmas is the perfect …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/gift-2-need-family-money-minute/">Gift 2: Need {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 09, 2015: Gift 2: Need As we continue our week of a different way of giving gifts, today’s focus is on something you need. Now this may not sound overly exciting, but sometimes your kids or your family need something that you otherwise wouldn’...
December 09, 2015: Gift 2: Need
As we continue our week of a different way of giving gifts, today’s focus is on something you need.


Now this may not sound overly exciting, but sometimes your kids or your family need something that you otherwise wouldn’t be able to save up money for and Christmas is the perfect time to bless someone by fulfilling that we need.
Maybe it’s a new pair of tennis shoes or a scientific calculator. Maybe it’s a kitchen gadget for mom or a new tool for dad. Whatever it is, have some fun with it and find a way to bless someone you love.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author
Gift 1: Want {Family Money Minute Radio} https://www.samicone.com/gift-1-want-family-money-minute-radio/ Tue, 08 Dec 2015 15:00:13 +0000 https://www.samicone.com/?p=42432 <p>December 8, 2015: Gift 1: Want The first step in a different way to give gifts is something you want. We’ve asked our kids to pick out one gift that they really want. Of course, you would need to set a price limit on this and keep it somewhere around the same for each child. While …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/gift-1-want-family-money-minute-radio/">Gift 1: Want {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 8, 2015: Gift 1: Want The first step in a different way to give gifts is something you want. We’ve asked our kids to pick out one gift that they really want. Of course, you would need to set a price limit on this and keep it somewhere around t...
December 8, 2015: Gift 1: Want
The first step in a different way to give gifts is something you want.


We’ve asked our kids to pick out one gift that they really want. Of course, you would need to set a price limit on this and keep it somewhere around the same for each child.
While there is no guarantee they will get exactly what they ask for, the benefit of having them focus their wish list down to one main thing is that you’re not spending the entire holiday season with them creating and coveting a large Christmas list.
For example, our daughter really wants a puppy, and our son has been saving up for some new technology. By knowing that there is just one gift we are giving them, it also helps us direct other friends and family members that may be wanting to either pitch in or complement that gift.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Give 4 Gifts {Family Money Minute Radio} https://www.samicone.com/give-4-gifts-family-money-minute-radio/ Mon, 07 Dec 2015 15:00:38 +0000 https://www.samicone.com/?p=42429 <p>December 7, 2015: Give 4 Gifts Looking for a different way to give gifts this holiday season? After having yet another garage sale recently, my husband and I realized that we have way too much stuff for four people. The last thing we wanted was for this Christmas to be another time where we add to …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/give-4-gifts-family-money-minute-radio/">Give 4 Gifts {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 7, 2015: Give 4 Gifts Looking for a different way to give gifts this holiday season? After having yet another garage sale recently, my husband and I realized that we have way too much stuff for four people.
December 7, 2015: Give 4 Gifts
Looking for a different way to give gifts this holiday season?


After having yet another garage sale recently, my husband and I realized that we have way too much stuff for four people. The last thing we wanted was for this Christmas to be another time where we add to our stuff. Instead, we want our family to focus on being together and giving back to those less fortunate.
Does that mean we won’t give any gifts? No, of course not. But we’ve purpose to be more thoughtful about what we give and how we give it.
That’s why all this week I’m sharing specifics about the four gifts we will be giving each other this Christmas: something you want, something you need, something you wear, and something you read. I hope you’ll join me in the coming days to learn more about a different way to give gifts this Christmas.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Travel Now {Family Money Minute Radio} https://www.samicone.com/travel-now-family-money-minute-radio/ Fri, 04 Dec 2015 15:00:13 +0000 https://www.samicone.com/?p=42426 <p>December 4, 2015: Travel Now I realize this may not be the most convenient time to travel, but it is one of the cheapest. If you are lamenting not being able to get away over the holidays, consider traveling right now. Very few people travel in the early December weeks between Thanksgiving and Christmas, so airfares …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/travel-now-family-money-minute-radio/">Travel Now {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 4, 2015: Travel Now I realize this may not be the most convenient time to travel, but it is one of the cheapest. If you are lamenting not being able to get away over the holidays, consider traveling right now.
December 4, 2015: Travel Now

I realize this may not be the most convenient time to travel, but it is one of the cheapest. If you are lamenting not being able to get away over the holidays, consider traveling right now.
Very few people travel in the early December weeks between Thanksgiving and Christmas, so airfares and hotels are substantially reduced, making it possible to take a vacation you otherwise think you might not be able to afford.
Sure, you might have to take time off of work or school and that means you’d be home while everyone else is traveling between Christmas and New Year’s, but who wants that travel headache anyway?
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Limited Time Gift Deals {Family Money Minute Radio} https://www.samicone.com/limited-time-gift-deals-family-money-minute-radio/ Thu, 03 Dec 2015 15:00:43 +0000 https://www.samicone.com/?p=42423 <p>  December 3, 2015: Limited Time Gift Deals I’m the type of person that is much more likely to buy someone I love a gift on a random day just because I find something perfect for them rather than buying them something on a holiday because I have to. But let’s face it, with the holidays …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/limited-time-gift-deals-family-money-minute-radio/">Limited Time Gift Deals {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   December 3, 2015: Limited Time Gift Deals I’m the type of person that is much more likely to buy someone I love a gift on a random day just because I find something perfect for them rather than buying them something on a holiday because I have to.
December 3, 2015: Limited Time Gift Deals

I’m the type of person that is much more likely to buy someone I love a gift on a random day just because I find something perfect for them rather than buying them something on a holiday because I have to.
But let’s face it, with the holidays approaching, we are going to need to buy more gifts this time of year than any other.
One way to do that affordably is by checking out daily deal sites like Groupon or Zulily. Typically, they offer popular and trendy items or even pampering experiences somewhere between 50 to 70% off. But the thing I love most about them is that you can buy multiple of the same item as gifts, which not only amps up your savings, but cuts back on your overall shopping time.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Holiday Help {Family Money Minute Radio} https://www.samicone.com/holiday-help-family-money-minute-radio/ Wed, 02 Dec 2015 15:00:39 +0000 https://www.samicone.com/?p=42420 <p>December 2, 2015: Holiday Help When it comes to beefing up your holiday budget, why not consider taking on a job somewhere that you love to shop? While I’ve never made a lot of money in my life, I’ve always found ways to work around my lack of funds…literally. Most retailers hire seasonal workers and it’s …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/holiday-help-family-money-minute-radio/">Holiday Help {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 2, 2015: Holiday Help When it comes to beefing up your holiday budget, why not consider taking on a job somewhere that you love to shop? While I’ve never made a lot of money in my life, I’ve always found ways to work around my lack of funds…li...
December 2, 2015: Holiday Help
When it comes to beefing up your holiday budget, why not consider taking on a job somewhere that you love to shop?

While I’ve never made a lot of money in my life, I’ve always found ways to work around my lack of funds…literally.
Most retailers hire seasonal workers and it’s the one time of year where it’s acceptable to walk into a job interview and tell them about the limited number of hours you want to work or the specific days you’re able to devote to the job.
Retail is a great option for for electronic nuts and music lovers to sport enthusiasts and home decorators. The beautiful think about this scenario is that not only will you typically get a great discount (sometimes even on other stores/restaurants within a mall), but you can also dedicate the money you’re making specifically for your Christmas gifts.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Buy Now, Eat Later {Family Money Minute Radio} https://www.samicone.com/buy-now-eat-later-family-money-minute-radio/ Tue, 01 Dec 2015 15:00:10 +0000 https://www.samicone.com/?p=42417 <p>December 1, 2015: Buy Now, Eat Later What is the best time of year to buy restaurant gift cards? I have your answer coming up! This is my favorite time of year to buy restaurant gift cards. We actually budget money throughout the year to save for buying restaurant gift cards at the holidays that we …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/buy-now-eat-later-family-money-minute-radio/">Buy Now, Eat Later {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 1, 2015: Buy Now, Eat Later What is the best time of year to buy restaurant gift cards? I have your answer coming up! This is my favorite time of year to buy restaurant gift cards. We actually budget money throughout the year to save for buyin...
December 1, 2015: Buy Now, Eat Later
What is the best time of year to buy restaurant gift cards? I have your answer coming up!

This is my favorite time of year to buy restaurant gift cards. We actually budget money throughout the year to save for buying restaurant gift cards at the holidays that we then use to eat out throughout the rest of the year.
So many restaurants offer bonuses when you buy gift cards during the holidays (usually around 20%), that it pays to buy gift cards for places you normally eat out at and then use them for your family during the coming months.
Of course, you can buy them for gifts as well, but just remember that you can also make your own budgeting dollars stretch further this month if you’re smart about where and how you’re spending.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Braving Black Friday {Family Money Minute Radio} https://www.samicone.com/braving-black-friday-family-money-minute-radio/ Fri, 27 Nov 2015 15:00:24 +0000 https://www.samicone.com/?p=41990 <p>November 27, 2015: Braving Black Friday Is it worth it to brave the crowds today? I have your answer coming up! While it’s true that you can find some of the best deals of the year today, you also have to take some other factors into account on Black Friday. First of all, think of …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/braving-black-friday-family-money-minute-radio/">Braving Black Friday {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 27, 2015: Braving Black Friday Is it worth it to brave the crowds today? I have your answer coming up! While it’s true that you can find some of the best deals of the year today, you also have to take some other factors into account on Black F...
November 27, 2015: Braving Black Friday
Is it worth it to brave the crowds today? I have your answer coming up!

While it’s true that you can find some of the best deals of the year today, you also have to take some other factors into account on Black Friday.
First of all, think of the lines and traffic! Is it worth it for you to give up sleep, travel time and gas just to get a good deal on a sweater?
I will admit, today is one of the best day to score amazing prices on electronics, but you often have to be one of the first in line in order to do so. If you prefer to maintain your sanity, wait until 10am or so to hit the stores. Sure, some of the hottest deals may be gone, but I’ve still been able to find plenty of what I needed at this time (like office supplies, clothing and kids’ toys) and the crazy crowds seem to be gone by this time.
Whatever you decide to do on Black Friday, make sure it doesn’t detract from the gratitude you embraced the day before.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Money as a Tool {Family Money Minute Radio} https://www.samicone.com/money-as-a-tool-family-money-minute-radio/ Thu, 26 Nov 2015 15:00:33 +0000 https://www.samicone.com/?p=41987 <p>November 26, 2015: Money as a Tool I want to be one of the first to wish each and every one of you a Happy Thanksgiving! First of all, let me say how grateful I am for each of you who welcome me into your home and cars each and every day to share tips …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/money-as-a-tool-family-money-minute-radio/">Money as a Tool {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 26, 2015: Money as a Tool I want to be one of the first to wish each and every one of you a Happy Thanksgiving! First of all, let me say how grateful I am for each of you who welcome me into your home and cars each and every day to share tips …
November 26, 2015: Money as a Tool
I want to be one of the first to wish each and every one of you a Happy Thanksgiving!

First of all, let me say how grateful I am for each of you who welcome me into your home and cars each and every day to share tips on how to maximize your money so you can make more memories together as a family. And that’s what today is all about!
I spent years being afraid of money until I realized that money is not inherently good or evil: only the love of it is. Money is in fact a tool that God gave us and it’s up to us to be good stewards of that tool.
So as you prepare to celebrate Thanksgiving with your family today, I pray that regardless of whether you have much or little, that you thank God with ALL your heart for what you do have and pray that you can be a blessing to others today, starting with the people that gather around your family table.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
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Sami Cone - Savings Expert, Blogger, Author 1:00
Turkey Brine Recipe {Family Money Minute Radio} https://www.samicone.com/turkey-brine-recipe-family-money-minute-radio/ Wed, 25 Nov 2015 15:00:57 +0000 https://www.samicone.com/?p=41984 <p>November 25, 2015: Turkey Brine Recipe Some of the oldest cooking traditions are not only the most thrifty, but also the most delicious! I’ve already taught you that marinating your meat can impart a great deal of flavor into cheaper cuts of meat, but what about when it comes to your Thanksgiving turkey? One of …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/turkey-brine-recipe-family-money-minute-radio/">Turkey Brine Recipe {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 25, 2015: Turkey Brine Recipe Some of the oldest cooking traditions are not only the most thrifty, but also the most delicious! I’ve already taught you that marinating your meat can impart a great deal of flavor into cheaper cuts of meat,
November 25, 2015: Turkey Brine Recipe
Some of the oldest cooking traditions are not only the most thrifty, but also the most delicious!

I’ve already taught you that marinating your meat can impart a great deal of flavor into cheaper cuts of meat, but what about when it comes to your Thanksgiving turkey?
One of the best ways to add flavor and impart moisture is to brine your turkey.
You can make a simple brine of salt water and vinegar and even mix it in a plastic bucket from a home-improvement store.
Soak it for anywhere from 12 to 36 hours before cooking. And remember, cook your turkey about 20 minutes per pound for a perfect result every time!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Simple Fall Decorations {Family Money Minute Radio} https://www.samicone.com/simple-fall-decorations-family-money-minute-radio/ Tue, 24 Nov 2015 15:00:46 +0000 https://www.samicone.com/?p=41981 <p>  November 24, 2015: Simple Fall Decorations Stay tuned for some easy fall decor tips coming up! I’m not much of a decorator and I am certainly not one to spend money on decorations that you only use a month or so out of the year, so today I have some simple tips for some …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/simple-fall-decorations-family-money-minute-radio/">Simple Fall Decorations {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   November 24, 2015: Simple Fall Decorations Stay tuned for some easy fall decor tips coming up! I’m not much of a decorator and I am certainly not one to spend money on decorations that you only use a month or so out of the year,
November 24, 2015: Simple Fall Decorations
Stay tuned for some easy fall decor tips coming up!

I’m not much of a decorator and I am certainly not one to spend money on decorations that you only use a month or so out of the year, so today I have some simple tips for some easy and cheap but beautiful fall decorations.
The first is to take advantage of foliage right outside your door. A couple of Holly Bush branches in a vase or even some sprigs nestled on a table runner add the perfect fall touch at your Thanksgiving meal.
Second, let the kids help. This is the perfect occassion for construction paper napkin rings or even placements made from outlining hands to make turkeys.
Finally, let your food speak for itself. The rich colors of fall, as echoed in pumpkin and cranberry filled dishes, ought to be the star of your Thanksgiving table. Making use of what you already have on hand is not only financially wise, but it’s family wise too.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Cook-Ahead Sides {Family Money Minute Radio} https://www.samicone.com/cookahead-sides-family-money-minute-radio/ Mon, 23 Nov 2015 15:00:05 +0000 https://www.samicone.com/?p=41978 <p>November 23, 2015: Cook-Ahead Sides How can you maximize your cooking time on Thanksgiving day?  It’s simple! One of the easiest ways to save time and money from electricity on Thanksgiving day is to make some cook ahead sides. Considering some of the most popular dishes include stuffing (or dressing, depending on where you’re from), mashed …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/cookahead-sides-family-money-minute-radio/">Cook-Ahead Sides {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 23, 2015: Cook-Ahead Sides How can you maximize your cooking time on Thanksgiving day?  It’s simple! One of the easiest ways to save time and money from electricity on Thanksgiving day is to make some cook ahead sides.
November 23, 2015: Cook-Ahead Sides
How can you maximize your cooking time on Thanksgiving day?  It’s simple!

One of the easiest ways to save time and money from electricity on Thanksgiving day is to make some cook ahead sides.
Considering some of the most popular dishes include stuffing (or dressing, depending on where you’re from), mashed potatoes, mac & cheese and some sort of vegetable, most of this can be cooked, or at least prepped, in advance.
For stuffing, pasta and potatoes, assemble them in their respective baking dishes and then simply warm in the oven before eating.
If you want to keep your vegetables fresh without overheating, just prep and chop them, making it easier on you on Thanksgiving Day.
This will save a ton of time and help you to enjoy your friends and family more.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
National Shoebox Collection Week 2015: Candy {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-2015-candy-family-money-minute-radio/ Fri, 20 Nov 2015 15:00:50 +0000 https://www.samicone.com/?p=41971 <p>November 20, 2015: National Shoebox Collection Week 2015: Candy Today’s final National Shoebox Collection Week tip may surprise you… The final tip I have for packing your OCC shoeboxes is to add…CANDY! Yes, you heard me right – a sweet treat seems to be universal. I realize some may not consider this a necessity and may in …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-2015-candy-family-money-minute-radio/">National Shoebox Collection Week 2015: Candy {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 20, 2015: National Shoebox Collection Week 2015: Candy Today’s final National Shoebox Collection Week tip may surprise you… The final tip I have for packing your OCC shoeboxes is to add…CANDY! Yes,
November 20, 2015: National Shoebox Collection Week 2015: Candy
Today’s final National Shoebox Collection Week tip may surprise you…

The final tip I have for packing your OCC shoeboxes is to add…CANDY!
Yes, you heard me right – a sweet treat seems to be universal. I realize some may not consider this a necessity and may in fact believe they’re not helping the underprivileged by adding candy. However, the simple act of adding a lollipop (in a plastic bag of course) can bring such an amazing smile to a child, especially when everyone around them is receiving the same thing.
Just make sure you don’t add out of date candy or chocolate – make sure to include something your own kids would be excited about receiving themselves.
And perhaps the most important inclusion of all is to add a family picture with a note and your address. Kids loved seeing who their boxes come from and if you add your physical or email address, you might just get a reply back!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
National Shoebox Collection Week 2015: Clothes/Shoes {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-2015-clothesshoes-family-money-minute-radio/ Thu, 19 Nov 2015 15:00:09 +0000 https://www.samicone.com/?p=41968 <p>  November 19, 2015: National Shoebox Collection Week 2015: Clothes/Shoes As we continue collecting for your OCC shoeboxes, I have a tip you might not have thought of… Even though there is an age range for the boxes you’re packing, you might not think it possible to include clothing or shoes. But you’re never going to believe …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-2015-clothesshoes-family-money-minute-radio/">National Shoebox Collection Week 2015: Clothes/Shoes {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   November 19, 2015: National Shoebox Collection Week 2015: Clothes/Shoes As we continue collecting for your OCC shoeboxes, I have a tip you might not have thought of… Even though there is an age range for the boxes you’re packing,
November 19, 2015: National Shoebox Collection Week 2015: Clothes/Shoes
As we continue collecting for your OCC shoeboxes, I have a tip you might not have thought of…

Even though there is an age range for the boxes you’re packing, you might not think it possible to include clothing or shoes. But you’re never going to believe two of the most requested shoebox items: Flip Flops and those little stretchy gloves!
Many children don’t have shoes and flip flops can be very forgiving when it comes to size. The same holds true for those amazing stretchy gloves, and both items can often be found on sale for under a dollar.
Other wanted items include t-shirts, socks, hats, sunglasses, hair clips and even brightly-colored jewelry. Just consider what will work across a variety of sizes and climates and you’ll be all set to make a difference in a child’s life!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author
National Shoebox Collection Week 2015: Toiletries {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-2015-toiletries-family-money-minute-radio/ Wed, 18 Nov 2015 15:00:52 +0000 https://www.samicone.com/?p=41965 <p>November 18, 2015: National Shoebox Collection Week 2015: Toiletries We’re halfway through national Shoebox Collection Week with one of the most needed shoebox items today… While it’s important to include the fun stuff in your shoeboxes, personal hygiene items are essential. When visiting Ecuador with Operation Christmas Child last year, I brought a bag of toothbrushes with …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-2015-toiletries-family-money-minute-radio/">National Shoebox Collection Week 2015: Toiletries {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 18, 2015: National Shoebox Collection Week 2015: Toiletries We’re halfway through national Shoebox Collection Week with one of the most needed shoebox items today… While it’s important to include the fun stuff in your shoeboxes,
November 18, 2015: National Shoebox Collection Week 2015: Toiletries
We’re halfway through national Shoebox Collection Week with one of the most needed shoebox items today…

While it’s important to include the fun stuff in your shoeboxes, personal hygiene items are essential. When visiting Ecuador with Operation Christmas Child last year, I brought a bag of toothbrushes with me to hand out and people crowded around me like I was handing out money.
One of the best tips I heard from team members was to collect travel items you’d normally receive from staying at a hotel, like bar soap and combs. Often times, an entire family will have to share these items. Just make sure not to pack any liquid or lotions.
By collecting what might be an afterthought to you, you’ll be making a lasting impact in a family overseas for months!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
National Shoebox Collection Week 2015: School Supplies {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-2015-school-supplies-family-money-minute-radio/ Tue, 17 Nov 2015 15:00:21 +0000 https://www.samicone.com/?p=41962 <p>November 17, 2015: National Shoebox Collection Week 2015: School Supplies It’s day 2 in our week featuring items perfect for shoeboxes during OCC collection week and today’s focus is a frequently omitted yet incredibly important inclusion… What most people don’t realize is that one of the most important items you can include in shoeboxes are school …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-2015-school-supplies-family-money-minute-radio/">National Shoebox Collection Week 2015: School Supplies {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 17, 2015: National Shoebox Collection Week 2015: School Supplies It’s day 2 in our week featuring items perfect for shoeboxes during OCC collection week and today’s focus is a frequently omitted yet incredibly important inclusion… What most pe...
November 17, 2015: National Shoebox Collection Week 2015: School Supplies
It’s day 2 in our week featuring items perfect for shoeboxes during OCC collection week and today’s focus is a frequently omitted yet incredibly important inclusion…

What most people don’t realize is that one of the most important items you can include in shoeboxes are school supplies. While we in America might not consider that fun or even a gift, they are invaluable and scarce in a large part of the world. In fact, many kids receiving shoeboxes could go to school, but aren’t allowed because they can’t afford necessary supplies like pens, pencils and paper.
Other needed supplies include crayons, markers, pencil sharpeners and even more advanced items for the older children, like solar calculators.
Of course, don’t forget to include coloring and picture books for the young ones too!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
National Shoebox Collection Week 2015: Toys {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-2015-toys-family-money-minute-radio/ Mon, 16 Nov 2015 15:00:40 +0000 https://www.samicone.com/?p=41959 <p>November 16, 2015: National Shoebox Collection Week 2015: Toys It’s operation Christmas child national shoebox collection week, so every day this week I’ll be giving you a special tips on how to save on the five most important items you can add to your shoebox. Today’s Shoebox item is toys. One of the most popular items …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-2015-toys-family-money-minute-radio/">National Shoebox Collection Week 2015: Toys {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 16, 2015: National Shoebox Collection Week 2015: Toys It’s operation Christmas child national shoebox collection week, so every day this week I’ll be giving you a special tips on how to save on the five most important items you can add to your...
November 16, 2015: National Shoebox Collection Week 2015: Toys
It’s operation Christmas child national shoebox collection week, so every day this week I’ll be giving you a special tips on how to save on the five most important items you can add to your shoebox.

Today’s Shoebox item is toys. One of the most popular items I realized on my trip to Ecuador to distribute shoeboxes was a small toy like jump ropes, balls, dolls, kazoos, yo-yos, harmonicas and especially something to cuddle, like a stuffed animal: This is a luxury to many children and they all immediately looked for one in their boxes.
Of course, don’t overlook playthings for older children, like art kits, sewing kits, tool kits or even sporting gear.
For extra savings, take advantage of all the pre-Black Friday coupons and deals available, especially when buying in bulk online.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Buy Season Passes {Family Money Minute Radio} https://www.samicone.com/buy-season-passes-family-money-minute-radio/ Fri, 13 Nov 2015 15:00:53 +0000 https://www.samicone.com/?p=41956 <p>November 13, 2015: Buy Season Passes What’s the ticket to saving on amusement park tickets? I have one money-saving solution coming up! Our family loves amusement parks like Disney World and Dollywood, but we often find that simply going for a day isn’t worth the high ticket cost. Instead, we opt for season passes. Typically, …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/buy-season-passes-family-money-minute-radio/">Buy Season Passes {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 13, 2015: Buy Season Passes What’s the ticket to saving on amusement park tickets? I have one money-saving solution coming up! Our family loves amusement parks like Disney World and Dollywood, but we often find that simply going for a day isn’...
November 13, 2015: Buy Season Passes
What’s the ticket to saving on amusement park tickets? I have one money-saving solution coming up!

Our family loves amusement parks like Disney World and Dollywood, but we often find that simply going for a day isn’t worth the high ticket cost. Instead, we opt for season passes.
Typically, you use the value in just two visits, and it gives you a number of other benefits on top of it, including free parking, food discounts and more.
If you want to make sure your your family enjoys the park first, many amusement parks will allow you to upgrade your single day tickets at the end of the day before you leave, only paying the difference.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Best Thing to Buy This Month {Family Money Minute Radio} https://www.samicone.com/best-thing-to-buy-this-month-family-money-minute-radio/ Thu, 12 Nov 2015 15:00:16 +0000 https://www.samicone.com/?p=41953 <p>November 12, 2015: Best Thing to Buy This Month Wondering about the best thing to buy this month? If you’re going to purchase anything this month, consumer history shows that one of the best things you can buy in November is a new TV. Not only are there great deals all month long, but especially as …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/best-thing-to-buy-this-month-family-money-minute-radio/">Best Thing to Buy This Month {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 12, 2015: Best Thing to Buy This Month Wondering about the best thing to buy this month? If you’re going to purchase anything this month, consumer history shows that one of the best things you can buy in November is a new TV.
November 12, 2015: Best Thing to Buy This Month
Wondering about the best thing to buy this month?

If you’re going to purchase anything this month, consumer history shows that one of the best things you can buy in November is a new TV.
Not only are there great deals all month long, but especially as we get closer to Black Friday week. In past years, we’ve found TV’s over 40” for under $200.
However, if you’re looking for one of the large, premium HDTVs, you might just be better off waiting until December or January as we creep closer to the Super Bowl.
November is also a great time of year to buy a new car since they’re rolling out the new model year (that is, if you’re not going to listen to me and buy a used car instead 😉
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Frugal Hand Sanitizer {Family Money Minute Radio} https://www.samicone.com/frugal-hand-sanitizer-family-money-minute-radio/ Wed, 11 Nov 2015 15:00:26 +0000 https://www.samicone.com/?p=41950 <p>  November 11, 2015: Frugal Hand Sanitizer What is the best and most cost-efficient way to keep your family’s hands clean during the cold & flu season? Antibacterial sprays and gels have come under a lot of scrutiny lately, but it never hurts to have your own homemade spray on hand, especially for when you’re …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/frugal-hand-sanitizer-family-money-minute-radio/">Frugal Hand Sanitizer {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   November 11, 2015: Frugal Hand Sanitizer What is the best and most cost-efficient way to keep your family’s hands clean during the cold & flu season? Antibacterial sprays and gels have come under a lot of scrutiny lately,
November 11, 2015: Frugal Hand Sanitizer
What is the best and most cost-efficient way to keep your family’s hands clean during the cold & flu season?

Antibacterial sprays and gels have come under a lot of scrutiny lately, but it never hurts to have your own homemade spray on hand, especially for when you’re on the go or in the car.
Simply get a travel spray bottle and fill it with equal parts of alcohol or hydrogen peroxide and water. Or, if you want to stay all natural, add about 20 drops of your favorite essential oils to the water in a spray bottle (citrus, lavender and eucalyptus are the best).
That way, even if you’re not near a sink, you always have a quick way to disinfect during cold and flu season.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Successful Garage Sales {Family Money Minute Radio} https://www.samicone.com/successful-garage-sales-family-money-minute-radio/ Tue, 10 Nov 2015 15:00:30 +0000 https://www.samicone.com/?p=41945 <p>November 10, 2015: Successful Garage Sales I have more tips on how to run a successful garage sale for you today! I’ve shared a few of my favorite Garage Sale success tips this summer, but I thought you could make use of a few more this fall: First, Clean & Display your items properly -I’m …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/successful-garage-sales-family-money-minute-radio/">Successful Garage Sales {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 10, 2015: Successful Garage Sales I have more tips on how to run a successful garage sale for you today! I’ve shared a few of my favorite Garage Sale success tips this summer, but I thought you could make use of a few more this fall: First,
November 10, 2015: Successful Garage Sales
I have more tips on how to run a successful garage sale for you today!

I’ve shared a few of my favorite Garage Sale success tips this summer, but I thought you could make use of a few more this fall:
First, Clean & Display your items properly

-I’m not saying to sterilize and iron everything, but at least have things displayed to where they are easy to be seen and don’t look like they’ve been in the attic for 10 years (even if they have). Give everything a good wipe down or fold before simply tossing them on a folding table.
Second, have good signage (and put it out the night before)

-Remember, good doesn’t have to be expensive, but it should be bright, clear and big! Think neon poster board with thick, black block letters nailed to some wooden legs that will withstand the elements.
Third, have plenty of change on hand

– You don’t want to lose a sale because you can’t break a $20. For this last sale, I got $30 in singles and $10 in quarters from the bank and that was more than enough.
Finally, enlist the help of a friend

-It’s helpful to have another adult to help take money, answer questions, carry large items to cars, and help entertain your kids (or better yet, ask them to babysit your kids for the morning!)
Fall is my favorite time for garage sales, and especially helpful in getting a little extra cash in your pocket before the holidays!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

Help a child in need TODAY by PACKING A SHOEBOX ONLINE
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Sami Cone - Savings Expert, Blogger, Author 1:00
Easy Pot Roast Recipe {Family Money Minute Radio} https://www.samicone.com/easy-pot-roast-recipe-family-money-minute-radio/ Mon, 19 Oct 2015 14:00:54 +0000 https://www.samicone.com/?p=41343 <p>October 19, 2015: Easy Pot Roast Recipe In my continuing effort to bring you a delicious and affordable meals that can be made in the crockpot, I have another gem for you today… The individual ingredients in this pot roast recipe may not excite you, but when combined they make magic happen. Simply put your roast …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/easy-pot-roast-recipe-family-money-minute-radio/">Easy Pot Roast Recipe {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 19, 2015: Easy Pot Roast Recipe In my continuing effort to bring you a delicious and affordable meals that can be made in the crockpot, I have another gem for you today… The individual ingredients in this pot roast recipe may not excite you,
October 19, 2015: Easy Pot Roast Recipe
In my continuing effort to bring you a delicious and affordable meals that can be made in the crockpot, I have another gem for you today…

The individual ingredients in this pot roast recipe may not excite you, but when combined they make magic happen.
Simply put your roast on top of a bed of sliced onions and then sprinkle it with golden onion soup mix. Then whisk together one can of cream of mushroom soup along with a cup of water mixed with beef bouillon cube and a couple teaspoons of Worcestershire sauce. Then season the whole pot with salt, fresh ground pepper and some extra onion and garlic powder. Cook on low for about eight hours and not only will a perfect pot roast emerge, you’ll have a wonderful gravy to boot!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author
Easy Crockpot Chicken Recipe {Family Money Minute Radio} https://www.samicone.com/easy-crockpot-chicken-recipe-family-money-minute-radio/ Mon, 05 Oct 2015 14:00:38 +0000 https://www.samicone.com/?p=41311 <p>October 5, 2015: Easy Crockpot Chicken Recipe I have a favorite crock-pot recipe coming up… One of my go-to crockpot recipes is garlic crockpot chicken. It takes just a couple of ingredients and a handful of spices and you end up with a perfect dinner every time. Simply wash and pat dry a whole chicken …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/easy-crockpot-chicken-recipe-family-money-minute-radio/">Easy Crockpot Chicken Recipe {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 5, 2015: Easy Crockpot Chicken Recipe I have a favorite crock-pot recipe coming up… One of my go-to crockpot recipes is garlic crockpot chicken. It takes just a couple of ingredients and a handful of spices and you end up with a perfect dinner ...

October 5, 2015: Easy Crockpot Chicken Recipe
I have a favorite crock-pot recipe coming up…

One of my go-to crockpot recipes is garlic crockpot chicken. It takes just a couple of ingredients and a handful of spices and you end up with a perfect dinner every time.
Simply wash and pat dry a whole chicken and lay it in the crockpot on top of a bed of sliced onions. Sprinkle the chicken liberally with salt, pepper and paprika, as well as one extra seasoning of your choice, like thyme or rosemary. Then smash as many cloves of garlic as you have, add them to the crockpot & cook on low for 8 hours.
Not only will your family enjoy dinner that night, but it makes great leftovers for sandwiches or quesadillas later in the week.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author
Bargain Car Buying {Family Money Minute Radio} https://www.samicone.com/bargain-car-buying-family-money-minute-radio/ Fri, 02 Oct 2015 14:00:14 +0000 https://www.samicone.com/?p=41306 <p>October 2, 2015: Bargain Car Buying One can argue as to whether or not you actually need a car. But for the sake of this discussion, let’s say your family needs at least one car to get back-and-forth from work, school, etc. Not only is a car one of the most expensive purchases you will …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/bargain-car-buying-family-money-minute-radio/">Bargain Car Buying {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 2, 2015: Bargain Car Buying One can argue as to whether or not you actually need a car. But for the sake of this discussion, let’s say your family needs at least one car to get back-and-forth from work, school, etc.
October 2, 2015: Bargain Car Buying

One can argue as to whether or not you actually need a car. But for the sake of this discussion, let’s say your family needs at least one car to get back-and-forth from work, school, etc.
Not only is a car one of the most expensive purchases you will make in your life, but it is also one of the worst investments because it depreciates so quickly. Because of this depreciation, it makes the most sense to buy a car that is one or two years old to maximize your money.
And don’t rely on financing offers. You would be better off putting that money in the bank and earning interest on it for five years and then paying in cash for a car rather than making car payments for that same period of time.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author
Monthly Meal Plan {Family Money Minute Radio} https://www.samicone.com/monthly-meal-plan-month-family-money-minute-radio/ Thu, 01 Oct 2015 14:00:08 +0000 https://www.samicone.com/?p=41303 <p>October 1, 2015: Monthly Meal Plan Want to know the secret to getting dinner on the table on time every night? I’ve got your answer coming up. Over the summer, I’ll admit, I got a little lax when it came to meal planning. But now that fall is on the horizon, I’m getting back on …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/monthly-meal-plan-month-family-money-minute-radio/">Monthly Meal Plan {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 1, 2015: Monthly Meal Plan Want to know the secret to getting dinner on the table on time every night? I’ve got your answer coming up. Over the summer, I’ll admit, I got a little lax when it came to meal planning.
October 1, 2015: Monthly Meal Plan
Want to know the secret to getting dinner on the table on time every night? I’ve got your answer coming up.

Over the summer, I’ll admit, I got a little lax when it came to meal planning. But now that fall is on the horizon, I’m getting back on track. And not just with weekly meal planning, I’m meal planning for a month at a time.
Why you ask? I found it doesn’t take that much longer to sit down at one time and look ahead at my meals for an entire month. That way, not only does it prevent me from not having a meal plan if something comes up on the weekend, but it also allows me to keep my eye out for sales based on what we will be eating that month.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author
Free Summer Movies {Family Money Minute} https://www.samicone.com/free-summer-movies-family-money-minute/ Fri, 29 May 2015 14:00:10 +0000 http://samicone.com/?p=38759 <p>May 29, 2015: Free Summer Movies Though summer hasn’t officially started, summer movie season has. Today I’m sharing some tips to take your kids to the movies over the coming months without the guilt that often follows after a trip to the theater… Summer is prime time not only for movie releases, but for fans wanting …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/free-summer-movies-family-money-minute/">Free Summer Movies {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 29, 2015: Free Summer Movies Though summer hasn’t officially started, summer movie season has. Today I’m sharing some tips to take your kids to the movies over the coming months without the guilt that often follows after a trip to the theater… Summ...




May 29, 2015: Free Summer Movies
Though summer hasn’t officially started, summer movie season has. Today I’m sharing some tips to take your kids to the movies over the coming months without the guilt that often follows after a trip to the theater…



Summer is prime time not only for movie releases, but for fans wanting to catch up on films they may have missed out on over the course of the year.
Instead of rushing out to pay prime dollars for the latest releases, seek out theaters that are looking to capitalize on the summer audience by offering older movies for free during off-peak hours. Many theaters also offer a kids movie series on Tuesday and Wednesday mornings for free or just a dollar per ticket. And while you’re there, don’t forget to look for concession specials during these events as well!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Lemon Vinegar {Family Money Minute} https://www.samicone.com/homemade-lemon-vinegar-family-money-minute/ Thu, 28 May 2015 14:00:16 +0000 http://samicone.com/?p=38756 <p>May 28, 2015: Homemade Lemon Vinegar I’ve just discovered the best all-purpose AND all natural cleaning solution, but the best part is you can make it yourself with items that are most likely already in your home! I use lemon a lot in the kitchen and even though I compost, I was starting to feel …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-lemon-vinegar-family-money-minute/">Homemade Lemon Vinegar {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 28, 2015: Homemade Lemon Vinegar I’ve just discovered the best all-purpose AND all natural cleaning solution, but the best part is you can make it yourself with items that are most likely already in your home!


May 28, 2015: Homemade Lemon Vinegar
I’ve just discovered the best all-purpose AND all natural cleaning solution, but the best part is you can make it yourself with items that are most likely already in your home!



I use lemon a lot in the kitchen and even though I compost, I was starting to feel like I was wasting those used lemon peels. So after a little research, I found an easy solution that has turned into one of my favorite household products.
All I did was begin tossing those used lemons into a large glass mason jar and then filled it with white vinegar. It sat on my kitchen’s window sill for about two weeks and after that, I combined it with an equal part of warm water in a spray bottle to clean almost any household surface, including glass! Now I continue to keep adding lemon peels and vinegar as I use it and I never run out of this powerful yet natural cleaner.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Free Summer Reading {Family Money Minute} https://www.samicone.com/free-summer-reading-family-money-minute/ Wed, 27 May 2015 14:00:49 +0000 http://samicone.com/?p=38753 <p>May 27, 2015: Free Summer Reading While it may not cost a lot to read a book, summer brings its own set of rewards for kids who like to read… Sure, you can go to the library to pick up a book for free at any time, but once school is out, many libraries will …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/free-summer-reading-family-money-minute/">Free Summer Reading {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 27, 2015: Free Summer Reading While it may not cost a lot to read a book, summer brings its own set of rewards for kids who like to read… Sure, you can go to the library to pick up a book for free at any time, but once school is out,


May 27, 2015: Free Summer Reading
While it may not cost a lot to read a book, summer brings its own set of rewards for kids who like to read…



Sure, you can go to the library to pick up a book for free at any time, but once school is out, many libraries will offer free summer reading programs for kids that rewards them for not only the number of books they read, but also the variety of library activities they participate in.
Likewise, many book chains will offer similar programs, sometimes even allowing your child to pick out a free book of their choice after completing the challenge. And don’t forget about all the free storytimes both offer for little ones who can’t yet read for themselves.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Budget Campouts {Family Money Minute} https://www.samicone.com/budget-campouts-family-money-minute/ Tue, 26 May 2015 14:00:36 +0000 http://samicone.com/?p=38750 <p>May 26, 2015: Budget Campouts Camping can get pricey quickly, but if you follow my tips today, you’ll be sitting pretty around the campfire with your budget in tact… If you’re planning on camping soon, don’t rush out to buy all new gear. Instead, pool together what you have or borrow from friends. Since you’ll …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/budget-campouts-family-money-minute/">Budget Campouts {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 26, 2015: Budget Campouts Camping can get pricey quickly, but if you follow my tips today, you’ll be sitting pretty around the campfire with your budget in tact… If you’re planning on camping soon, don’t rush out to buy all new gear. Instead,


May 26, 2015: Budget Campouts
Camping can get pricey quickly, but if you follow my tips today, you’ll be sitting pretty around the campfire with your budget in tact…



If you’re planning on camping soon, don’t rush out to buy all new gear. Instead, pool together what you have or borrow from friends.
Since you’ll most likely be doing a lot of exploring, put together as many meal essentials as you can at home before you go and skip the expensive convenience packaging so many manufacturers try to sell you.
And finally, take a test run in your backyard before your trip to find out what it is you actually need before you go.
Following these three simple steps will ensure your next campout won’t be your family’s last!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Memorial Day Savings Tips {Family Money Minute} https://www.samicone.com/memorial-day-savings-tips-family-money-minute/ Mon, 25 May 2015 14:00:41 +0000 http://samicone.com/?p=38747 <p>May 25, 2015: Memorial Day Savings Tips Happy Memorial Day! Wondering how to have fun without blowing your grocery budget today? I’m here to help! Let’s face it, Memorial Day is seen as the unofficial start to summer, which means many of us will be gathering around pools and backyards with friends and family to celebrate…which …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/memorial-day-savings-tips-family-money-minute/">Memorial Day Savings Tips {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 25, 2015: Memorial Day Savings Tips Happy Memorial Day! Wondering how to have fun without blowing your grocery budget today? I’m here to help! Let’s face it, Memorial Day is seen as the unofficial start to summer,


May 25, 2015: Memorial Day Savings Tips
Happy Memorial Day! Wondering how to have fun without blowing your grocery budget today? I’m here to help!



Let’s face it, Memorial Day is seen as the unofficial start to summer, which means many of us will be gathering around pools and backyards with friends and family to celebrate…which also means there will be a bounty of food, drinks and supplies.
Even if you’re hosting a celebration, don’t be afraid to ask guests to bring a dish to share or even paper goods to eat on. Of course, if you’re attending a gathering, make sure to ask the host how you can help. And always stay away from the store end-caps when you’re shopping; those are the items the store wants you to buy and may in fact distract you from the best possible deal.

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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Use Your School {Family Money Minute} https://www.samicone.com/use-your-school-family-money-minute/ Fri, 22 May 2015 14:00:54 +0000 http://samicone.com/?p=38741 <p>May 22, 2015: Use Your School Just because school is out for summer doesn’t mean you can’t go back to visit AND save on some family events in the process… The last place your kids may want to go after school is out for summer is back TO school, but you’d be surprised to know that …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/use-your-school-family-money-minute/">Use Your School {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 22, 2015: Use Your School Just because school is out for summer doesn’t mean you can’t go back to visit AND save on some family events in the process… The last place your kids may want to go after school is out for summer is back TO school,


May 22, 2015: Use Your School
Just because school is out for summer doesn’t mean you can’t go back to visit AND save on some family events in the process…



The last place your kids may want to go after school is out for summer is back TO school, but you’d be surprised to know that just might be the perfect place for your next family gathering.
Many schools will allow you to use their playgrounds for your child’s birthday party over the summer or even their recreational areas for family gatherings and holiday barbecue’s. While you may have to pay a small deposit, there typically isn’t a charge to “rent” the space, allowing you more room in your budget to stock up on snacks!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Kids Work Too {Family Money Minute} https://www.samicone.com/kids-work-too-family-money-minute/ Thu, 21 May 2015 14:00:40 +0000 http://samicone.com/?p=38738 <p>May 21, 2015: Kids Work Too School will be out soon, so how will your kids be spending their summer? I have some ideas that will not only enrich them, but help your budget! Let’s face it, school can be hard on their kids, and while you may let them do their own thing the first …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/kids-work-too-family-money-minute/">Kids Work Too {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 21, 2015: Kids Work Too School will be out soon, so how will your kids be spending their summer? I have some ideas that will not only enrich them, but help your budget! Let’s face it, school can be hard on their kids,


May 21, 2015: Kids Work Too
School will be out soon, so how will your kids be spending their summer? I have some ideas that will not only enrich them, but help your budget!



Let’s face it, school can be hard on their kids, and while you may let them do their own thing the first week after school is out, you don’t want them watching TV or using electronics inside all day every day.
Older kids may already be seeking employment for the summer, but even younger kids can be put to work in and around the house. Depending on their age, kids can help with gardening, lawn care, garage clean up or even washing windows. By getting the kids to clean up outside, not only are you saving your own time and money, but you’re saving on those electric bills too!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Swap Babysitting {Family Money Minute} https://www.samicone.com/swap-babysitting-family-money-minute/ Wed, 20 May 2015 14:00:42 +0000 http://samicone.com/?p=38735 <p>May 20, 2015: Swap Babysitting So many couples skip date nights, not because of the cost of the date, but because of the cost of babysitting. Today I’ll help you save and have fun! With the going rate of a good babysitter being anywhere between $10-$20 an hour, that figure can scare any parents off …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/swap-babysitting-family-money-minute/">Swap Babysitting {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 20, 2015: Swap Babysitting So many couples skip date nights, not because of the cost of the date, but because of the cost of babysitting. Today I’ll help you save and have fun! With the going rate of a good babysitter being anywhere between $10-$20...


May 20, 2015: Swap Babysitting
So many couples skip date nights, not because of the cost of the date, but because of the cost of babysitting. Today I’ll help you save and have fun!



With the going rate of a good babysitter being anywhere between $10-$20 an hour, that figure can scare any parents off from a date night together. So why not rethink who you use for babysitting?
If you don’t have family near you that are willing to watch their niece or grandson for the night, ask family friends if they’d be willing to watch your kids while you enjoy a dinner out with your sweetheart. In return, you can offer to watch their kids so they can do the same later in the month.
The benefit? Not only do you save money, but if your families are friends already, then your kids will think of this like a playdate and maybe you and your spouse can sneak away to watch some TV you’ve been wanting to catch up on while the kids entertain themselves!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
What to Buy in May {Family Money Minute} https://www.samicone.com/what-to-buy-in-may-family-money-minute/ Tue, 19 May 2015 14:00:26 +0000 http://samicone.com/?p=38732 <p>May 19, 2015: What to Buy in May Wondering what products happen to be at their lowest price this month? Stay tuned and I’ll tell you! Now that Mother’s Day is behind us, you might be able to once again score some deals on those stereotypical gifts like jewelry, perfume, and accessories like handbags and shoes. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/what-to-buy-in-may-family-money-minute/">What to Buy in May {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 19, 2015: What to Buy in May Wondering what products happen to be at their lowest price this month? Stay tuned and I’ll tell you! Now that Mother’s Day is behind us, you might be able to once again score some deals on those stereotypical gifts like...


May 19, 2015: What to Buy in May
Wondering what products happen to be at their lowest price this month? Stay tuned and I’ll tell you!



Now that Mother’s Day is behind us, you might be able to once again score some deals on those stereotypical gifts like jewelry, perfume, and accessories like handbags and shoes.
May is also a perfect time to shop for clothes. Even though we’re right between Spring and Summer, you’ll be able to save big on short-sleeved Spring styles that you’ll be able to still make use of for the months to come.
Finally, for whatever reason, May is great for mattress shopping. So before you go to bed tonight, ask yourself if a new bed needs to make its way into your budget.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
What Not to Buy in May {Family Money Minute} https://www.samicone.com/what-not-to-buy-in-may-family-money-minute/ Mon, 18 May 2015 14:00:37 +0000 http://samicone.com/?p=38729 <p>May 18, 2015: What Not to Buy in May Part of looking for a good deal is knowing what NOT to buy, and I’ve got your list to avoid in May coming up! It turns out this is not the month to upgrade your electronics. Apple TV experienced a price cut, but I’d hold off because …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/what-not-to-buy-in-may-family-money-minute/">What Not to Buy in May {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 18, 2015: What Not to Buy in May Part of looking for a good deal is knowing what NOT to buy, and I’ve got your list to avoid in May coming up! It turns out this is not the month to upgrade your electronics. Apple TV experienced a price cut,




May 18, 2015: What Not to Buy in May
Part of looking for a good deal is knowing what NOT to buy, and I’ve got your list to avoid in May coming up!



It turns out this is not the month to upgrade your electronics. Apple TV experienced a price cut, but I’d hold off because there’s a rumor they’re about to introduce a new version this summer.
Likewise, you won’t find a lot of great deals on laptops or TVs either.
Unfortunately, if you haven’t already stocked up on your summer garden and grilling essentials, you’re going to be stuck paying a premium now as everyone gets ready to spend more time in their yards.
Curious where you should spend your money this month? You’ll have to tune in tomorrow!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Unconventional Reception Location {Family Money Minute} https://www.samicone.com/unconventional-reception-location-family-money-minute/ Fri, 15 May 2015 14:00:25 +0000 http://samicone.com/?p=38512 <p>May 15, 2015: Unconventional Reception Location When it comes to weddings, the reception is what eats up the majority of the budget, so today I’m sharing some ways you may not thought of to save on the celebration… One easy way to save on your wedding reception is to avoid booking it on the weekends. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/unconventional-reception-location-family-money-minute/">Unconventional Reception Location {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 15, 2015: Unconventional Reception Location When it comes to weddings, the reception is what eats up the majority of the budget, so today I’m sharing some ways you may not thought of to save on the celebration… One easy way to save on your wedding ...


May 15, 2015: Unconventional Reception Location
When it comes to weddings, the reception is what eats up the majority of the budget, so today I’m sharing some ways you may not thought of to save on the celebration…



One easy way to save on your wedding reception is to avoid booking it on the weekends. But let’s face it, that’s typically the most convenient and desirable time to get married. So if you don’t want to get married on a weekday or have a lunch reception (which is another way to save), My tip is to search for an unconventional reception location.
Instead of calling a hotel or banquet hall, search for a spot that has meaning to you or could use the extra publicity and business. For example, we held our wedding reception at a Croquet Club in Florida. It was beautiful and they were thrilled to introduce the community to this new service they offered, so they rewarded us by being the first to use it with a HUGE discount!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Florist or Supermarket? {Family Money Minute} https://www.samicone.com/florist-or-supermarket-family-money-minute/ Thu, 14 May 2015 14:00:48 +0000 http://samicone.com/?p=38509 <p>May 14, 2015: Florist or Supermarket? Think you can’t have beautiful flowers at your wedding without spending a fortune? Think again! *** The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/florist-or-supermarket-family-money-minute/">Florist or Supermarket? {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 14, 2015: Florist or Supermarket? Think you can’t have beautiful flowers at your wedding without spending a fortune? Think again! *** The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money,


May 14, 2015: Florist or Supermarket?
Think you can’t have beautiful flowers at your wedding without spending a fortune? Think again!


***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Assemble a Team {Family Money Minute} https://www.samicone.com/assemble-a-team-family-money-minute/ Wed, 13 May 2015 14:00:46 +0000 http://samicone.com/?p=38506 <p>May 13, 2015: Assemble a Team When it comes to accomplishing your dream wedding on a budget, they key is assembling a team… Yesterday I shared how I created the inserts to my wedding invitation on a simple word processing program and had them printed at a commercial printer. The main text of the invitation …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/assemble-a-team-family-money-minute/">Assemble a Team {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 13, 2015: Assemble a Team When it comes to accomplishing your dream wedding on a budget, they key is assembling a team… Yesterday I shared how I created the inserts to my wedding invitation on a simple word processing program and had them printed a...


May 13, 2015: Assemble a Team
When it comes to accomplishing your dream wedding on a budget, they key is assembling a team…



Yesterday I shared how I created the inserts to my wedding invitation on a simple word processing program and had them printed at a commercial printer. The main text of the invitation itself was printed on basic paper with a sheet of vellum over it. All were assembled into a folio made from cardstock, which wouldn’t have been possible to put together without a team.
That’s right, we had an invitation making party!
I gathered my bridesmaids, family and friends and set up a makeshift assembly line. All I did was set up stations with clear instructions, provide some drinks and appetizers, and by the end of the evening, we had our invitations completed, stuffed and stamped…all for a fraction at what it would have cost to be done professionally.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Make Your Own Invitations {Family Money Minute} https://www.samicone.com/make-your-own-invitations-family-money-minute/ Tue, 12 May 2015 14:00:51 +0000 http://samicone.com/?p=38503 <p>May 12, 2015: Make Your Own Invitations Why waste money on paper that will most likely be thrown away? Here’s the secret for making an impression with a wedding invitation without breaking the bank… Back when I was getting married, I had a very clear vision of what I wanted my invitations to look like. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/make-your-own-invitations-family-money-minute/">Make Your Own Invitations {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 12, 2015: Make Your Own Invitations Why waste money on paper that will most likely be thrown away? Here’s the secret for making an impression with a wedding invitation without breaking the bank… Back when I was getting married,


May 12, 2015: Make Your Own Invitations
Why waste money on paper that will most likely be thrown away? Here’s the secret for making an impression with a wedding invitation without breaking the bank…



Back when I was getting married, I had a very clear vision of what I wanted my invitations to look like. I wouldn’t consider myself the craftiest person in the world, honestly I wouldn’t consider myself crafty at all, but I felt confident that with a little card stock and a computer, I could work it out. Once I created the perfect size and font, I shared it with a commercial printer, who printed the cards at a fraction of what I would’ve spent ordering traditional wedding invitations.
Wondering how I put it all together in the end? You’ll have to check back tomorrow for that!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
A Week of Wedding Deals {Family Money Minute} https://www.samicone.com/a-week-of-wedding-deals-family-money-minute/ Mon, 11 May 2015 14:00:13 +0000 http://samicone.com/?p=38500 <p>May 11, 2015: A Week of Wedding Deals Love is in the air and wedding season is upon us, so I’m about to show you how to have the wedding you love without hating yourself for blowing your budget… You may already be married, but with May being one of the biggest months for weddings, …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/a-week-of-wedding-deals-family-money-minute/">A Week of Wedding Deals {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 11, 2015: A Week of Wedding Deals Love is in the air and wedding season is upon us, so I’m about to show you how to have the wedding you love without hating yourself for blowing your budget… You may already be married,


May 11, 2015: A Week of Wedding Deals
Love is in the air and wedding season is upon us, so I’m about to show you how to have the wedding you love without hating yourself for blowing your budget…



You may already be married, but with May being one of the biggest months for weddings, chances are you know a friend or family member who is getting married and you can share some of these budget wedding tips or just file them away in your brain for later.
All this week I will be sharing a series of tips to help you save money on the costs associated with weddings without sacrificing the end results.
After all, shouldn’t we be investing more in the marriage then the wedding anyway?

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Buying a Used Car {Family Money Minute} https://www.samicone.com/buying-a-used-car-family-money-minute/ Fri, 08 May 2015 14:00:04 +0000 http://samicone.com/?p=38496 <p>May 8, 2015: Buying A Used Car In the market to buy a used car? You may be surprised to discover that the best time to buy a car is before you need one… *** The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/buying-a-used-car-family-money-minute/">Buying a Used Car {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 8, 2015: Buying A Used Car In the market to buy a used car? You may be surprised to discover that the best time to buy a car is before you need one… *** The Family Money Minute is made possible by Operation Christmas Child,


May 8, 2015: Buying A Used Car
In the market to buy a used car? You may be surprised to discover that the best time to buy a car is before you need one…


***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Buy the Right Product {Family Money Minute} https://www.samicone.com/buy-the-right-product-family-money-minute/ Thu, 07 May 2015 14:00:28 +0000 http://samicone.com/?p=38493 <p>May 7, 2015: Buy the Right Product I’m known for saving money. But sometimes the lowest-priced product isn’t the best deal… Case in point, I recently learned that our van takes a special type of transmission fluid unique to our make of automobile. If that oil is not used, it can wreck our transmission, resulting …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/buy-the-right-product-family-money-minute/">Buy the Right Product {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 7, 2015: Buy the Right Product I’m known for saving money. But sometimes the lowest-priced product isn’t the best deal… Case in point, I recently learned that our van takes a special type of transmission fluid unique to our make of automobile.


May 7, 2015: Buy the Right Product
I’m known for saving money. But sometimes the lowest-priced product isn’t the best deal…



Case in point, I recently learned that our van takes a special type of transmission fluid unique to our make of automobile. If that oil is not used, it can wreck our transmission, resulting in very costly repairs. It brings you back to that first decision in the repair shop: while I may have wanted to save a few dollars by using a cheaper fluid, it can result in thousands of dollars in repairs down the road.
But this isn’t just true for car repairs; it can even be applied to clothing and furniture purchases. Before automatically opting for the lowest price, do your research to make sure that is the best deal for the long run.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Bring Your Cup {Family Money Minute} https://www.samicone.com/bring-your-cup-family-money-minute/ Wed, 06 May 2015 14:00:54 +0000 http://samicone.com/?p=38487 <p>May 6, 2015: Bring Your Cup You’ve heard the saying every penny counts? Today I’m going to tell you how every dime counts too! Next time you go to your favorite coffee shop, bring your own cup. Most of the coffee chains will reward you by giving you $.10 off your drink, regardless of whether …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/bring-your-cup-family-money-minute/">Bring Your Cup {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 6, 2015: Bring Your Cup You’ve heard the saying every penny counts? Today I’m going to tell you how every dime counts too! Next time you go to your favorite coffee shop, bring your own cup. Most of the coffee chains will reward you by giving you $....


May 6, 2015: Bring Your Cup
You’ve heard the saying every penny counts? Today I’m going to tell you how every dime counts too!



Next time you go to your favorite coffee shop, bring your own cup. Most of the coffee chains will reward you by giving you $.10 off your drink, regardless of whether it is coffee or not. And for those of us that don’t like coffee, I know for a fact this can be done with cold drinks such as iced tea as well.
If you are one of those that likes to stop at a coffee shop every day, ask if they have their own refill program. Typically once a year they will sell a cup at a higher price, but when you bring it in you’ll get either free refills or a drastic discount.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Last Season’s Colors {Family Money Minute} https://www.samicone.com/last-seasons-colors-family-money-minute/ Tue, 05 May 2015 14:00:47 +0000 http://samicone.com/?p=38484 <p>May 5, 2015: Last Season’s Colors Today I have a simple tip to save on your favorite home decor and fashion trends… Have you ever found a favorite shirt or really comfortable chair and wanted to get more, but didn’t want to spend the money? There’s one tried-and-true method for stocking up on your favorite …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/last-seasons-colors-family-money-minute/">Last Season’s Colors {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 5, 2015: Last Season’s Colors Today I have a simple tip to save on your favorite home decor and fashion trends… Have you ever found a favorite shirt or really comfortable chair and wanted to get more, but didn’t want to spend the money?


May 5, 2015: Last Season’s Colors
Today I have a simple tip to save on your favorite home decor and fashion trends…



Have you ever found a favorite shirt or really comfortable chair and wanted to get more, but didn’t want to spend the money? There’s one tried-and-true method for stocking up on your favorite designs, whether in fashion or furniture: buy last season’s colors.
Let’s face it, most stores cycle through their best selling item season after season, simply making small tweaks to freshen them up. If you have a favorite piece of clothing or furniture that you want to buy more of, just wait for that season’s colors to go on sale. Chances are once they introduce a new line of colors for the new season, you’ll be able to snag last season’s colors at a fraction of the cost.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Write Expiration Dates {Family Money Minute} https://www.samicone.com/write-expiration-dates-family-money-minute/ Mon, 04 May 2015 14:00:08 +0000 http://samicone.com/?p=38481 <p>May 4, 2015: Write Expiration Dates Ever wonder how long it takes you to use a product? I have an easy way for you to keep track… It’s hard to know how quickly you use something if you can’t remember when you bought it. When you start using things like shampoo, pasta, or even laundry detergent, …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/write-expiration-dates-family-money-minute/">Write Expiration Dates {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 4, 2015: Write Expiration Dates Ever wonder how long it takes you to use a product? I have an easy way for you to keep track… It’s hard to know how quickly you use something if you can’t remember when you bought it.


May 4, 2015: Write Expiration Dates
Ever wonder how long it takes you to use a product? I have an easy way for you to keep track…



It’s hard to know how quickly you use something if you can’t remember when you bought it. When you start using things like shampoo, pasta, or even laundry detergent, take a sharpie and write the date on the bottom of the container. That way, you’ll learn how long it takes you to go through something and will help you better budget next time you’re at the store. This also allows you to know how much to stock up on the next time those non-perishables, office supplies and personal care goes on sale.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Create Frozen Foods {Family Money Minute} https://www.samicone.com/create-frozen-foods-family-money-minute/ Fri, 01 May 2015 14:00:02 +0000 http://samicone.com/?p=38478 <p>May 1, 2015: Create Frozen Foods Looking for a healthy dinner in a pinch? I’ll tell you how coming up… People flock to frozen dinners for their convenience, but often complain over the price, lack of flavor and incomplete health benefits. So why not create your own frozen foods instead? Simply set aside one night during …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/create-frozen-foods-family-money-minute/">Create Frozen Foods {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> May 1, 2015: Create Frozen Foods Looking for a healthy dinner in a pinch? I’ll tell you how coming up… People flock to frozen dinners for their convenience, but often complain over the price, lack of flavor and incomplete health benefits.


May 1, 2015: Create Frozen Foods
Looking for a healthy dinner in a pinch? I’ll tell you how coming up…



People flock to frozen dinners for their convenience, but often complain over the price, lack of flavor and incomplete health benefits. So why not create your own frozen foods instead?
Simply set aside one night during the week to make larger or multiple batches of your family’s favorite dinners, and then freeze the excess yourself for later on that month. That way you know exactly what you’re eating and save time in the process. Don’t forget to properly label and date everything to ensure it’s eaten on time!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
What to Buy in April {Family Money Minute} https://www.samicone.com/what-to-buy-in-april-family-money-minute/ Thu, 30 Apr 2015 14:00:27 +0000 http://samicone.com/?p=37949 <p>April 30, 2015: What to Buy in April It’s the last day of April and there are some items that are cheaper now than any other time during the year, so you may want to schedule a shopping trip for after you leave work today! Right now is when you can get some great deals on …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/what-to-buy-in-april-family-money-minute/">What to Buy in April {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 30, 2015: What to Buy in April It’s the last day of April and there are some items that are cheaper now than any other time during the year, so you may want to schedule a shopping trip for after you leave work today!




April 30, 2015: What to Buy in April
It’s the last day of April and there are some items that are cheaper now than any other time during the year, so you may want to schedule a shopping trip for after you leave work today!



Right now is when you can get some great deals on mid-season clothing. Retailers are in the middle of finishing up their spring lines before they roll out their summer lines, so you’ll be able to find some great deals on clothes.
This is also a great time to save on Mother’s Day items, especially jewelry. Mother’s Day is one of those holidays where prices go up right before the holiday rather than down, so start looking for those gifts for mom now!
You may also be surprised to find that houses and even cruises are at a cheaper rate now. While you may not be in the market for either right now, it’s something to keep in mind year after year.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
What Not to Buy in April {Family Money Minute} https://www.samicone.com/what-not-to-buy-in-april-family-money-minute/ Wed, 29 Apr 2015 14:00:12 +0000 http://samicone.com/?p=37946 <p>April 29, 2015: What Not to Buy in April While April is just about at its end, there are a few things I want to make sure you don’t rush out to buy… Make sure if you’re considering some big purchases, these are not on your list: * First of all, wait to buy a vacuum. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/what-not-to-buy-in-april-family-money-minute/">What Not to Buy in April {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 29, 2015: What Not to Buy in April While April is just about at its end, there are a few things I want to make sure you don’t rush out to buy… Make sure if you’re considering some big purchases, these are not on your list: * First of all,


April 29, 2015: What Not to Buy in April
While April is just about at its end, there are a few things I want to make sure you don’t rush out to buy…



Make sure if you’re considering some big purchases, these are not on your list:

* First of all, wait to buy a vacuum. With spring cleaning amped up right now, this is not the right time to find the best deal.

*Laptops are also something you may want to hold off on. It’s not to say you won’t find any deals right now, but you’re going to benefit by waiting just a few more weeks.

* Finally, mattresses is something to hold off on too- May is generally the best time to find a deal on a new mattress. In April you’ll find deals UP to 50% off, but starting in May, you’ll find those savings hit 50% AND beyond!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Savings Accountability {Family Money Minute} https://www.samicone.com/savings-accountability-family-money-minute/ Tue, 28 Apr 2015 14:00:50 +0000 http://samicone.com/?p=37943 <p>April 28, 2015: Savings Accountability Do you have savings accountability? If not, you’ll know why you need to after the next 60 seconds… Just like losing weight, saving money becomes much easier and much more effective when you have accountability. This can happen in a couple ways: First of all, you HAVE to set up a …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/savings-accountability-family-money-minute/">Savings Accountability {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 28, 2015: Savings Accountability Do you have savings accountability? If not, you’ll know why you need to after the next 60 seconds… Just like losing weight, saving money becomes much easier and much more effective when you have accountability.


April 28, 2015: Savings Accountability
Do you have savings accountability? If not, you’ll know why you need to after the next 60 seconds…



Just like losing weight, saving money becomes much easier and much more effective when you have accountability.
This can happen in a couple ways:

First of all, you HAVE to set up a separate savings account where you’re putting money into, but not taking it out of.

Second, consider multiple savings accounts, such as one for an emergency fund, one for home repairs and even one for a vacation, making your savings goals much clearer.

Finally, enlist someone you love to help you stay on track, preferrably your spouse!
Don’t look at savings accountability as a set of rules to follow; instead, consider it a tangible way to make it easier to achieve your dreams

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Crockpot Beef Stew Recipe {Family Money Minute} https://www.samicone.com/crockpot-beef-stew-recipe-family-money-minute/ Mon, 27 Apr 2015 14:00:46 +0000 http://samicone.com/?p=37940 <p>April 27, 2015: Crockpot Beef Stew Recipe Need a great idea for dinner tonight? I have something that’s easy to make and delicious… I recently made the most delicious crockpot beef stew. The original recipe came from The Daniel Plan by Rick Warren and I tweaked it just a bit to fit our family’s needs. Not …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/crockpot-beef-stew-recipe-family-money-minute/">Crockpot Beef Stew Recipe {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 27, 2015: Crockpot Beef Stew Recipe Need a great idea for dinner tonight? I have something that’s easy to make and delicious… I recently made the most delicious crockpot beef stew. The original recipe came from The Daniel Plan by Rick Warren and ...


April 27, 2015: Crockpot Beef Stew Recipe
Need a great idea for dinner tonight? I have something that’s easy to make and delicious…



I recently made the most delicious crockpot beef stew. The original recipe came from The Daniel Plan by Rick Warren and I tweaked it just a bit to fit our family’s needs. Not only is it healthy, I was surprised at just how little effort it took to put together.
What you want to do is get a little over a pound of stew meat, coat it in cornstarch and then brown it in a little oil with one red onion that’s been thinly chopped. To that, you’re going to add 3 cups of beef stock, a good squeeze of tomato paste and a couple splashes of worcestershire sauce, along with some salt, pepper and a bay leaf. Simmer the mixture for a few minutes, then transfer to a crockpot with 2 carrots and 2 potatoes that have been diced.
Cook on low for 4-6 hours and enjoy! For even less clean up, don’t forget to use a crock-pot liner too.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Weed Killer {Family Money Minute} https://www.samicone.com/homemade-weed-killer-family-money-minute/ Fri, 24 Apr 2015 14:00:17 +0000 http://samicone.com/?p=37937 <p>April 24, 2015: Homemade Weed Killer All week I’ve been sharing great DIY cleaning recipes for inside your home that are safe and budget-friendly. Well today I’m taking you into the great outdoors! At my request, my husband came up with a couple great DIY/homemade solutions for outside the home, like this weed-killer and plant spray …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-weed-killer-family-money-minute/">Homemade Weed Killer {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 24, 2015: Homemade Weed Killer All week I’ve been sharing great DIY cleaning recipes for inside your home that are safe and budget-friendly. Well today I’m taking you into the great outdoors! At my request,


April 24, 2015: Homemade Weed Killer
All week I’ve been sharing great DIY cleaning recipes for inside your home that are safe and budget-friendly. Well today I’m taking you into the great outdoors!



At my request, my husband came up with a couple great DIY/homemade solutions for outside the home, like this weed-killer and plant spray to keep the bugs at bay!
DIY/Homemade Weed Killer

Ingredients:

*One Gallon Apple Cider Vinegar

*1/2 Cup Salt

*1 Teaspoon Dawn Liquid Dish Detergent

*Combine in a spray bottle
I hope this week has opened your eyes to the possibilities of what you can make FOR your home with what’s IN your home. Keep in mind, you can also find DIY recipes for things like homemade bug spray, sun screen & even soap!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
Click for Family Money Minute Posts you may have missed!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Toilet Bowl Scrub {Family Money Minute} https://www.samicone.com/homemade-toilet-bowl-scrub-family-money-minute/ Thu, 23 Apr 2015 14:00:16 +0000 http://samicone.com/?p=37934 <p>April 23, 2015: Homemade Toilet Bowl Scrub If there’s one DIY cleaning recipe you’ll thank me for, it’s the one I’m about to share with you… There’s nothing worse than a toxic smell in the bathroom, specifically the one that comes from harsh cleaners. Not only are most toilet bowl cleaners harsh, they’re not safe for …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-toilet-bowl-scrub-family-money-minute/">Homemade Toilet Bowl Scrub {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 23, 2015: Homemade Toilet Bowl Scrub If there’s one DIY cleaning recipe you’ll thank me for, it’s the one I’m about to share with you… There’s nothing worse than a toxic smell in the bathroom, specifically the one that comes from harsh cleaners.


April 23, 2015: Homemade Toilet Bowl Scrub
If there’s one DIY cleaning recipe you’ll thank me for, it’s the one I’m about to share with you…



There’s nothing worse than a toxic smell in the bathroom, specifically the one that comes from harsh cleaners. Not only are most toilet bowl cleaners harsh, they’re not safe for children to use. The added bonus for me as a parent is that I know my kids can clean with me safely, without the threat of harsh chemicals or toxins. That’s why I think you’ll love this one:
Toilet Bowl Scrub

* ½ cup baking soda

* 1 cup distilled white vinegar

* ½ teaspoon tea tree essential oil
You can also make great personal care DIY items, like homemade toothpaste & homemade deodorant (I just use grain alcohol in a mini spray bottle with some tea tree essential oil).

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Fabric Softener {Family Money Minute} https://www.samicone.com/homemade-fabric-softener-family-money-minute/ Wed, 22 Apr 2015 14:00:21 +0000 http://samicone.com/?p=37931 <p>April 22, 2015: Homemade Fabric Softener Today I’m going to tell you about one thing I REALLY don’t like spending money on, but my family doesn’t like to live without… If there’s one thing my kids love imitating from TV, it’s that soft fluffy teddy bear falling into clean sheets in slow motion. While I am …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-fabric-softener-family-money-minute/">Homemade Fabric Softener {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 22, 2015: Homemade Fabric Softener Today I’m going to tell you about one thing I REALLY don’t like spending money on, but my family doesn’t like to live without… If there’s one thing my kids love imitating from TV,




April 22, 2015: Homemade Fabric Softener
Today I’m going to tell you about one thing I REALLY don’t like spending money on, but my family doesn’t like to live without…



If there’s one thing my kids love imitating from TV, it’s that soft fluffy teddy bear falling into clean sheets in slow motion. While I am a fan of clean sheets, I’m not a fan of spending a lot of extra money just to make my laundry smell better.
That’s why I’m so excited to share this recipe for a homemade fabric softener.
DIY/Homemade Fabric Softener:

1 gallon white vinegar

30-40 drops of essential oil (Lavender, orange, lemon, peppermint, & tea-tree oil are al great options)

Shake well before each use: 1/2 cup for average loads, 1/4 cup for HE machines.
The real beauty of this is that you can also make smaller amounts that you personalize with whatever scent you feel like on any given day AND because it uses white vinegar, it’s also cleaning the washing machine while it’s softening your clothes!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Laundry Detergent {Family Money Minute} https://www.samicone.com/homemade-laundry-detergent-family-money-minute/ Tue, 21 Apr 2015 14:00:02 +0000 http://samicone.com/?p=37928 <p>April 21, 2015: Homemade Laundry Detergent Sick of spending money on laundry detergent, only to watch it go down the drain? Then keep listening for a recipe to both clean up and save up! We’ve been using homemade laundry detergent for years and find that not only has it saved us a lot of money, we …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-laundry-detergent-family-money-minute/">Homemade Laundry Detergent {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 21, 2015: Homemade Laundry Detergent Sick of spending money on laundry detergent, only to watch it go down the drain? Then keep listening for a recipe to both clean up and save up! We’ve been using homemade laundry detergent for years and find th...




April 21, 2015: Homemade Laundry Detergent
Sick of spending money on laundry detergent, only to watch it go down the drain? Then keep listening for a recipe to both clean up and save up!



We’ve been using homemade laundry detergent for years and find that not only has it saved us a lot of money, we only have to make it about twice a year.
This will also work with high efficiency machines as well because it is considered a “low-sud” option.
Laundry Detergent:

*1 bar (or 4.5 ounces) of shaved bar soap (Ivory, or Fels-Naptha)

*1 cup of borax

*1 cup of washing soda

Combine and you’re done!

—Use 1 Tbsp per load (or 2 Tbsp for heavily soiled loads).
More information, including this recipe and other DIY solutions, is available at FamilyMoneyMinute.com
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
DIY Spring Cleaning {Family Money Minute} https://www.samicone.com/diy-spring-cleaning-family-money-minute/ Mon, 20 Apr 2015 14:00:16 +0000 http://samicone.com/?p=37925 <p>April 20, 2015: DIY Spring Cleaning If you haven’t started your spring cleaning yet, stay tuned because I have some cheap and eco-friendly DIY cleaners for you! All this week I’ll be bringing you some of my favorite DIY/Homemade Cleaning solutions. And the best thing about it is most of them will be free with things …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/diy-spring-cleaning-family-money-minute/">DIY Spring Cleaning {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 20, 2015: DIY Spring Cleaning If you haven’t started your spring cleaning yet, stay tuned because I have some cheap and eco-friendly DIY cleaners for you! All this week I’ll be bringing you some of my favorite DIY/Homemade Cleaning solutions.


April 20, 2015: DIY Spring Cleaning
If you haven’t started your spring cleaning yet, stay tuned because I have some cheap and eco-friendly DIY cleaners for you!



All this week I’ll be bringing you some of my favorite DIY/Homemade Cleaning solutions. And the best thing about it is most of them will be free with things you probably already have around your house!
This is the perfect time for spring cleaning. If you’re willing to put in a little time on the front end to make your concoctions, these DIY homemade cleaning solutions can save you up to 90% over what you’d pay for similar items in the store.
So until we meet again, these are some of the most basic components you’ll need on hand to make the recipes I’ll be teaching you throughout the week:

Baking Soda

White Vinegar

Hydrogen Peroxide

Borax

Pure bar soap (like Fels-Naptha or Ivory)

Cornstarch

Lemons

Essential oils
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
More Consignment Tips {Family Money Minute} https://www.samicone.com/more-consignment-tips-family-money-minute/ Fri, 17 Apr 2015 14:00:06 +0000 http://samicone.com/?p=37921 <p>April 17, 2015: More Consignment Tips I shared some basic consignment sale tips on yesterday’s show, but today I’m taking it a step further to share the rest of my consignment sale secrets… Whenever possible, keep the original boxes for toys, games and electronics. This will automatically allow you to increase your asking price. Consider …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/more-consignment-tips-family-money-minute/">More Consignment Tips {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 17, 2015: More Consignment Tips I shared some basic consignment sale tips on yesterday’s show, but today I’m taking it a step further to share the rest of my consignment sale secrets… Whenever possible, keep the original boxes for toys,


April 17, 2015: More Consignment Tips
I shared some basic consignment sale tips on yesterday’s show, but today I’m taking it a step further to share the rest of my consignment sale secrets…



Whenever possible, keep the original boxes for toys, games and electronics. This will automatically allow you to increase your asking price.

Consider grouping similar items, like belts, hair accessories and T-shirts to get a better price and stand out from your fellow consignors.

Set your price so that it is enticing enough to buy, but you would still be satisfied with a half-price offer.

And finally, avoid pricing items sentimentally.
You may want to consider sharing some of the profits with your children if they helped with the consignment process. But whatever you decide, make sure to have a goal and a destination for your proceeds before you get them.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Consignment Tips {Family Money Minute} https://www.samicone.com/consignment-tips-family-money-minute/ Thu, 16 Apr 2015 14:00:38 +0000 http://samicone.com/?p=37918 <p>April 16, 2015: Consignment Tips It’s spring which means consignment season is upon us and I have my top tips to get top dollar today! When it comes to selling at a consignment sale, there are some basic things you need to remember: If possible, gather items throughout the year so you’re not scrambling the …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/consignment-tips-family-money-minute/">Consignment Tips {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 16, 2015: Consignment Tips It’s spring which means consignment season is upon us and I have my top tips to get top dollar today! When it comes to selling at a consignment sale, there are some basic things you need to remember: If possible,




April 16, 2015: Consignment Tips
It’s spring which means consignment season is upon us and I have my top tips to get top dollar today!


When it comes to selling at a consignment sale, there are some basic things you need to remember:
If possible, gather items throughout the year so you’re not scrambling the week before the sale trying to figure out what you want to keep versus what you want to sell. It helps to also collect safety pins and wire hangers from various dry cleaners throughout the year. These are items they will typically share in small quantities throughout the year for free and the LAST thing you want to spend money on at the store to cut into your profits.
And don’t worry about ironing the clothes you’re selling, but make sure they are freshly laundered, free of wrinkles and completely buttoned or zipped before dropping them off for inspection.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
Click for Family Money Minute Posts you may have missed!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Tax Day Freebies {Family Money Minute} https://www.samicone.com/tax-day-freebies-family-money-minute/ Wed, 15 Apr 2015 14:00:34 +0000 http://samicone.com/?p=37913 <p>April 15, 2015: Tax Day Freebies Want to know one reason I LOVE tax day? I’m about to tell you, so stay tuned! Most people dread tax day, but I love it for two reasons: First of all, it means I can finally relax and stop pouring through receipts from the past year. But more than …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/tax-day-freebies-family-money-minute/">Tax Day Freebies {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 15, 2015: Tax Day Freebies Want to know one reason I LOVE tax day? I’m about to tell you, so stay tuned! Most people dread tax day, but I love it for two reasons: First of all, it means I can finally relax and stop pouring through receipts from t...


April 15, 2015: Tax Day Freebies
Want to know one reason I LOVE tax day? I’m about to tell you, so stay tuned!



Most people dread tax day, but I love it for two reasons:
First of all, it means I can finally relax and stop pouring through receipts from the past year. But more than that, I love ALL the tax day freebies you can find today!
Restaurants are the primary way you’re going to save on tax day. You can get everything from free coffee and donuts to a large variety of special pricing with a “15” in it.
But movie theaters, retailers and even resorts are jumping on the tax day discount bandwagon, so wherever you decide to go today, make sure to ask before you pay if they have a way for you to save some additional dollars!
More information about all the available tax day freebies, including a list of participating restaurants and retailers is available at FamilyMoneyMinute.com.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Direct Deposit Refund {Family Money Minute} https://www.samicone.com/direct-deposit-refund-family-money-minute/ Tue, 14 Apr 2015 14:00:15 +0000 http://samicone.com/?p=37910 <p>April 14, 2015: Direct Deposit Refund While no one likes to hear the word taxes, there is one word everyone loves to hear… And while not everyone is guaranteed a refund, there is one way to guarantee that if you get one, it will get it even faster: make sure to choose the direct deposit option. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/direct-deposit-refund-family-money-minute/">Direct Deposit Refund {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 14, 2015: Direct Deposit Refund While no one likes to hear the word taxes, there is one word everyone loves to hear… And while not everyone is guaranteed a refund, there is one way to guarantee that if you get one,


April 14, 2015: Direct Deposit Refund
While no one likes to hear the word taxes, there is one word everyone loves to hear…



And while not everyone is guaranteed a refund, there is one way to guarantee that if you get one, it will get it even faster: make sure to choose the direct deposit option.
When you choose to have your tax refund deposited into your bank account, you will often see it weeks sooner than if you wait to receive a check from the IRS. Better yet, have the money deposited into a savings account that you’ve earmarked for a special trip or project, that way you it won’t spend it unnecessarily.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
Click for Family Money Minute Posts you may have missed!
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Sami Cone - Savings Expert, Blogger, Author 1:00
File Taxes Online {Family Money Minute} https://www.samicone.com/file-taxes-online-family-money-minute/ Mon, 13 Apr 2015 14:00:02 +0000 http://samicone.com/?p=37907 <p>April 13, 2015: File Taxes Online How can you file your taxes fast and free? I’m about to tell you… Tax season is upon us and the last thing you want to do after paying more money to the government is paying extra to file your taxes. There are plenty of free online options that will …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/file-taxes-online-family-money-minute/">File Taxes Online {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 13, 2015: File Taxes Online How can you file your taxes fast and free? I’m about to tell you… Tax season is upon us and the last thing you want to do after paying more money to the government is paying extra to file your taxes.


April 13, 2015: File Taxes Online
How can you file your taxes fast and free? I’m about to tell you…



Tax season is upon us and the last thing you want to do after paying more money to the government is paying extra to file your taxes.
There are plenty of free online options that will allow you to not only file online, making it quicker and more convenient, but you can often file for free.
And if you choose direct deposit, you will get that refund back quicker as well. However you decide to prepare and report your taxes this year, just make sure to spend some time researching all the options available to you so you can keep as much of your hard-earned money in your pocket instead of wasted on fees!
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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Money Personality {Family Money Minute} https://www.samicone.com/money-personality-family-money-minute/ Fri, 10 Apr 2015 14:00:43 +0000 http://samicone.com/?p=37904 <p>April 10, 2015: Money Personality Have you evaluated your money personality lately? If not, today’s your day! Each of us not only has a unique personality, we typically have our own money personalities as well…not to mention, we have a tendency to marry someone of the opposite money personality. I want you to consider whether …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/money-personality-family-money-minute/">Money Personality {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 10, 2015: Money Personality Have you evaluated your money personality lately? If not, today’s your day! Each of us not only has a unique personality, we typically have our own money personalities as well…not to mention,


April 10, 2015: Money Personality
Have you evaluated your money personality lately? If not, today’s your day!



Each of us not only has a unique personality, we typically have our own money personalities as well…not to mention, we have a tendency to marry someone of the opposite money personality.
I want you to consider whether you are a saver, spender, judge or pacifist.
Right now you may be thinking, “but Sami, I see myself in a couple of those categories.” And you know what, you’re probably right: we usually have a primary and secondary money personality.
For example, you may be a saver with a spender with a judge tendency or a saver with a pacifist tendency. Wherever you fall on the spectrum, the important thing is to take time to evaluate each person in your family and make sure everyone understands where they fall on the spectrum.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Value vs. Cheap {Family Money Minute} https://www.samicone.com/value-vs-cheap-family-money-minute/ Thu, 09 Apr 2015 14:00:34 +0000 http://samicone.com/?p=37901 <p>April 9, 2015: Value vs. Cheap Can you tell the difference between value and cheap? After today’s message you will! Whether we’re trying to cut back on costs altogether or just be smart with the money we have, it’s natural to search for the best priced item. But there is a time when cheaper doesn’t always …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/value-vs-cheap-family-money-minute/">Value vs. Cheap {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 9, 2015: Value vs. Cheap Can you tell the difference between value and cheap? After today’s message you will! Whether we’re trying to cut back on costs altogether or just be smart with the money we have,


April 9, 2015: Value vs. Cheap
Can you tell the difference between value and cheap? After today’s message you will!



Whether we’re trying to cut back on costs altogether or just be smart with the money we have, it’s natural to search for the best priced item. But there is a time when cheaper doesn’t always mean better…
One item may be much cheaper than another, but if its quality is lacking, you’ll find yourself replacing it much more frequently and therefore, spending more for the cheaper item in the end. The key is to look for the best quality item at its best price.
So next time you go shopping, don’t just look for the cheapest item; instead, examine your options carefully and opt for the best overall value.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Wait to Buy {Family Money Minute} https://www.samicone.com/wait-to-buy-family-money-minute/ Wed, 08 Apr 2015 14:00:36 +0000 http://samicone.com/?p=37898 <p>April 8, 2015: Wait to Buy Is there something you just can’t wait to have? You may find the will-power after you hear how much money it can save you! Being born during the Great Depression, my father does not like to spend money…except when it comes to one thing: electronics. I still remember him wanting …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/wait-to-buy-family-money-minute/">Wait to Buy {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 8, 2015: Wait to Buy Is there something you just can’t wait to have? You may find the will-power after you hear how much money it can save you! Being born during the Great Depression, my father does not like to spend money…except when it comes to...


April 8, 2015: Wait to Buy
Is there something you just can’t wait to have? You may find the will-power after you hear how much money it can save you!



Being born during the Great Depression, my father does not like to spend money…except when it comes to one thing: electronics. I still remember him wanting to have the first iteration of everything technical; in modern terms, it’d be like camping out for the new iPhone.
However, in our fast-paced society, not only does technology become obsolete as soon as it’s released, so do prices! If you can hold out 2-4 weeks after something is released, you’ll typically save at least 20% off initial retail price. When it comes to clothing, that percentage jumps to about 50% by the 4 week mark. So next time someone asks what you’re waiting for, tell them “Better prices!”
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Sock Away A Dollar A Day {Family Money Minute} https://www.samicone.com/sock-away-a-dollar-a-day-family-money-minute/ Tue, 07 Apr 2015 14:00:59 +0000 http://samicone.com/?p=37895 <p>April 7, 2015: Sock Away a Dollar a Day If you’re not convinced you have any extra money to save, or aren’t that disciplined about saving just yet, I have a simple tip for you… If you have absolutely no savings plan in place, I want you to sock away a dollar a day. You heard …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/sock-away-a-dollar-a-day-family-money-minute/">Sock Away A Dollar A Day {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 7, 2015: Sock Away a Dollar a Day If you’re not convinced you have any extra money to save, or aren’t that disciplined about saving just yet, I have a simple tip for you… If you have absolutely no savings plan in place,




April 7, 2015: Sock Away a Dollar a Day
If you’re not convinced you have any extra money to save, or aren’t that disciplined about saving just yet, I have a simple tip for you…



If you have absolutely no savings plan in place, I want you to sock away a dollar a day. You heard me: take one dollar and put it away each day. You could move it into a savings account or literally put it into a big glass jar so you can watch your savings grow.
This is a particularly great exercise to do with young kids because not only do they learn from your actions, but they will be able to tangibly see the impact of savings.
And don’t get fooled into just setting aside $30 at one time; part of this exercise is to make you think about your savings each and every day. But if you are faithful in this process, you’ll earn much more than $30 a month or $360 a year, you will learn what it means to become a saver for life!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Use What You Have {Family Money Minute} https://www.samicone.com/use-what-you-have-family-money-minute/ Mon, 06 Apr 2015 14:00:45 +0000 http://samicone.com/?p=37892 <p>April 6, 2015: Use What You Have Did you throw away uneaten fruit this week? Or maybe you discovered boxes way back in the pantry that expired years ago… When you throw away unused food, it’s literally like throwing money in the garbage. So how do you combat it? One way is to meal plan. When …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/use-what-you-have-family-money-minute/">Use What You Have {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 6, 2015: Use What You Have Did you throw away uneaten fruit this week? Or maybe you discovered boxes way back in the pantry that expired years ago… When you throw away unused food, it’s literally like throwing money in the garbage.




April 6, 2015: Use What You Have
Did you throw away uneaten fruit this week? Or maybe you discovered boxes way back in the pantry that expired years ago…


When you throw away unused food, it’s literally like throwing money in the garbage. So how do you combat it?
One way is to meal plan. When you know what you are going to eat on each day, it helps you avoid unnecessary purchases at the grocery store.

Second, be realistic about what you’re going to eat. Just because something is on sale or looks good in the moment doesn’t mean it makes sense to buy it on the spot.
Finally, consult your schedule. If you’re going on vacation this weekend, it doesn’t make sense to stock up on a lot of perishable goods. Likewise, if you’re trying a pantry item for the first time, I wouldn’t recommend buying multiple packages of it, even if it is a great price. So before you go to the grocery store again, shop from your own stash first!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Free Easter Egg Hunts {Family Money Minute} https://www.samicone.com/free-easter-egg-hunts-family-money-minute/ Fri, 03 Apr 2015 14:00:41 +0000 http://samicone.com/?p=37832 <p>April 3, 2015: Free Easter Egg Hunts Celebrating Easter Saturday as a family can be fun and free! Typically on the Saturday before Easter Sunday is when you will find the majority of kid themed Easter events, the number one of which being Easter egg hunts. And while you’ll typically find ticketed events at your local …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/free-easter-egg-hunts-family-money-minute/">Free Easter Egg Hunts {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 3, 2015: Free Easter Egg Hunts Celebrating Easter Saturday as a family can be fun and free! Typically on the Saturday before Easter Sunday is when you will find the majority of kid themed Easter events,


April 3, 2015: Free Easter Egg Hunts
Celebrating Easter Saturday as a family can be fun and free!


Typically on the Saturday before Easter Sunday is when you will find the majority of kid themed Easter events, the number one of which being Easter egg hunts. And while you’ll typically find ticketed events at your local zoo or botanical garden, there are always plenty of free Easter egg hunts as well.
Check with your local parks and recreation departments, as well as area churches. Online blogs are always a great resource as well.  After all, no one should have to spend money on any more of those plastic eggs!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
More Cheap Easter Baskets {Family Money Minute} https://www.samicone.com/more-cheap-easter-baskets-family-money-minute/ Thu, 02 Apr 2015 14:27:36 +0000 http://samicone.com/?p=37829 <p>April 2, 2015: More Cheap Easter Baskets Looking for more great ideas to create cheap Easter baskets? I have your list coming up! Here are some things to remember when creating a cheap, yet fun, Easter basket for your kids: Decorate Your Own Easter Eggs (both real & plastic!) to use for an egg hunt …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/more-cheap-easter-baskets-family-money-minute/">More Cheap Easter Baskets {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 2, 2015: More Cheap Easter Baskets Looking for more great ideas to create cheap Easter baskets? I have your list coming up! Here are some things to remember when creating a cheap, yet fun, Easter basket for your kids: Decorate Your Own Easter Egg...




April 2, 2015: More Cheap Easter Baskets
Looking for more great ideas to create cheap Easter baskets? I have your list coming up!


Here are some things to remember when creating a cheap, yet fun, Easter basket for your kids:

* Decorate Your Own Easter Eggs (both real & plastic!) to use for an egg hunt (that’s always our kids’ favorite part!)
* Try opting for a few meaningful gifts rather than a bunch of trinkets that will be easily forgotten about.
* If you are going to give candy, go for the good stuff you know they’ll love.
* Look around you: We’ve learned that our kids are just as excited to receive small objects we, as their loving parents, assign meaning to just as much (if not more) than another dollar store stuffed animal that will just end up in a garbage bag during your next move.

However you decide to celebrate Easter with your family, just make sure to keep Christ at the center of it!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Cheap Easter Baskets {Family Money Minute} https://www.samicone.com/cheap-easter-baskets-family-money-minute/ Wed, 01 Apr 2015 14:00:37 +0000 http://samicone.com/?p=37826 <p>April 1, 2015: Cheap Easter Baskets Hoping to create a fun Easter basket for your kids without breaking the bank? While celebrating Easter is not up for debate for most Christians, how to celebrate it often is. Over the next two days, I’m sharing my favorite tips to create cheap Easter baskets your kids will love! …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/cheap-easter-baskets-family-money-minute/">Cheap Easter Baskets {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> April 1, 2015: Cheap Easter Baskets Hoping to create a fun Easter basket for your kids without breaking the bank? While celebrating Easter is not up for debate for most Christians, how to celebrate it often is. Over the next two days,




April 1, 2015: Cheap Easter Baskets
Hoping to create a fun Easter basket for your kids without breaking the bank?


While celebrating Easter is not up for debate for most Christians, how to celebrate it often is.
Over the next two days, I’m sharing my favorite tips to create cheap Easter baskets your kids will love!
First of all, you need to consider what type of Easter basket you wish to use. I have two schools of thought on this: You can either use a homemade Easter basket your kids help you make from things like plastic beach buckets, tin pails or even old Build A Bear boxes!
OR
You can Invest in an Heirloom Easter Basket. It might not be as cheap as making your own, but if it’s something you’ll keep and re-use year to year (as we have for the past 8 years), the cost definitely evens out.
And while we’re talking about re-using materials, don’t forget to save all those plastic eggs and Easter grass year to year so you’re not paying a premium for it!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Search for Scholarships {Family Money Minute} https://www.samicone.com/search-for-scholarships-family-money-minute/ Tue, 31 Mar 2015 14:00:50 +0000 http://samicone.com/?p=37502 <p>March 31, 2015: Search for Scholarships One of the biggest expenses you’ll face as a parent is sending your child off to college. But did you know that there are billions of dollars available to help you? I don’t think most people are aware that millions of dollars a year go unclaimed in potential scholarships. But …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/search-for-scholarships-family-money-minute/">Search for Scholarships {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 31, 2015: Search for Scholarships One of the biggest expenses you’ll face as a parent is sending your child off to college. But did you know that there are billions of dollars available to help you? I don’t think most people are aware that millio...


March 31, 2015: Search for Scholarships
One of the biggest expenses you’ll face as a parent is sending your child off to college. But did you know that there are billions of dollars available to help you?


I don’t think most people are aware that millions of dollars a year go unclaimed in potential scholarships. But they’re not just going to jump out at you; you have to find them.
If you have a child going to college in the near future, start searching for scholarships.  And yes, I meant that as a plural.  Scholarships vary from a couple hundred dollars to help with supplies all the way up to a full ride.
So even if your student is hesitant to get a job to help pay for college, tell them to start surfing the web in search of scholarships instead.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author
Search for Contests {Family Money Minute} https://www.samicone.com/search-for-contests-family-money-minute/ Mon, 30 Mar 2015 14:00:26 +0000 http://samicone.com/?p=37499 <p>March 30, 2015: Search for Contests Before you ever indulge in a big purchase, I have one recommendation… There are a TON of websites, blogs and businesses competing for your attention these days…and they’re willing to reward you for it.  In fact, you can pretty much win anything you could ever think of buying today. So …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/search-for-contests-family-money-minute/">Search for Contests {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 30, 2015: Search for Contests Before you ever indulge in a big purchase, I have one recommendation… There are a TON of websites, blogs and businesses competing for your attention these days…and they’re willing to reward you for it.  In fact,


March 30, 2015: Search for Contests
Before you ever indulge in a big purchase, I have one recommendation…


There are a TON of websites, blogs and businesses competing for your attention these days…and they’re willing to reward you for it.  In fact, you can pretty much win anything you could ever think of buying today.
So before you head to the store to purchase a tablet, TV or even a trip, why not see if you could win one?
All you have to do is Google the product you want, along with the words “giveaway”, “contest”, “sweepstakes” or “win”.  Chances are, multiple giveaways will pop up for the item you want, but the key to winning is to find the most local giveaway possible.  By finding smaller giveaways, the pool of entries typically decreases, meaning your odds of winning greatly increase!
It’s not a guarantee, but if the item isn’t a necessity, it’s certainly worth a shot at winning before you buy!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author
Saving on Suncare {Family Money Minute} https://www.samicone.com/saving-on-suncare-family-money-minute/ Fri, 27 Mar 2015 14:00:26 +0000 http://samicone.com/?p=37496 <p>March 27, 2015: Saving on Suncare Planning to go somewhere sunny on spring break? Don’t blow your budget on suncare before you even leave home! One of the downfalls of traveling somewhere sunny while it’s still cold where you live is that you often have to pay a premium for everything from swimwear to suncare.  To …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/saving-on-suncare-family-money-minute/">Saving on Suncare {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 27, 2015: Saving on Suncare Planning to go somewhere sunny on spring break? Don’t blow your budget on suncare before you even leave home! One of the downfalls of traveling somewhere sunny while it’s still cold where you live is that you often hav...


March 27, 2015: Saving on Suncare
Planning to go somewhere sunny on spring break? Don’t blow your budget on suncare before you even leave home!


One of the downfalls of traveling somewhere sunny while it’s still cold where you live is that you often have to pay a premium for everything from swimwear to suncare.  To avoid inflation on son care products in particular, you have two options:
First, go the natural route by using coconut oil, wearing big hats or carrying an umbrella.
Or, if you’d rather stick to the more traditional sun protection route, wait until you reach your destination and find a drugstore there.Think about it, if you’re traveling somewhere that is always sunny, not only will they have a better selection available this time of year, but you’ll likely find much better prices on those products as well.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author
Spring Break Staycation {Family Money Minute} https://www.samicone.com/spring-break-staycation-family-money-minute/ Thu, 26 Mar 2015 14:00:59 +0000 http://samicone.com/?p=37493 <p>March 26, 2015: Spring Break Staycation Some of our very favorite vacations are those where we never left the city limits and I can help you do the same for your Spring Break on a budget! With the economy being what it is, every town is looking to take care of their locals. If you don’t …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/spring-break-staycation-family-money-minute/">Spring Break Staycation {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 26, 2015: Spring Break Staycation Some of our very favorite vacations are those where we never left the city limits and I can help you do the same for your Spring Break on a budget! With the economy being what it is,


March 26, 2015: Spring Break Staycation
Some of our very favorite vacations are those where we never left the city limits and I can help you do the same for your Spring Break on a budget!


With the economy being what it is, every town is looking to take care of their locals.
If you don’t have the funds to travel, or want to take advantage of Spring Break to catch up on some things at home, I have a few ways to help you have fun and save money.
First, follow your town and favorite local establishments on social media; they’ll often share last minute discounts on Twitter and Facebook.
Second, contact your local Convention & Visitors Bureau to find the most up-to-date tips on what fun & free activities are being offered this spring break.
Finally, consider a house swap with a friend. You’ll not only save money on a hotel, but the change of scenery might just be the breath of fresh air you need to get your savings back on track!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author
Spring Break Roadtrips {Family Money Minute} https://www.samicone.com/spring-break-roadtrips-family-money-minute/ Wed, 25 Mar 2015 14:00:29 +0000 http://samicone.com/?p=37490 <p>March 25, 2015: Spring Break Roadtrips Regardless of whether or not you get your kicks on Route 66, this spring might just be the perfect time to jump in the car with your family to save on Spring Break… Our family has made many fun roadtrip memories together. We’re lucky living in Nashville: within just a …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/spring-break-roadtrips-family-money-minute/">Spring Break Roadtrips {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 25, 2015: Spring Break Roadtrips Regardless of whether or not you get your kicks on Route 66, this spring might just be the perfect time to jump in the car with your family to save on Spring Break… Our family has made many fun roadtrip memories t...


March 25, 2015: Spring Break Roadtrips
Regardless of whether or not you get your kicks on Route 66, this spring might just be the perfect time to jump in the car with your family to save on Spring Break…


Our family has made many fun roadtrip memories together. We’re lucky living in Nashville: within just a couple hours we can drive to great destinations like Chattanooga, Atlanta, Birmingham, Memphis… I could go on! We even love heading up to Chicago in our car (don’t forget, there’s a Legoland Discovery Center & American Girl Store there!).
Not matter where you live, take a look at where you could get to within a day and then call your intended tourist destination to see if they partner with any local hotels to offer discounted packages. You’ll also want to call the local convention and visitor’s bureau to help do some of that savings detective work for you.
In fact, by roadtripping, you can also bring a lot of your own food with you AND you won’t have to rent a car. So just when you thought you couldn’t afford to travel at the last minute, here you go!
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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author
Spring Break Family Travel {Family Money Minute} https://www.samicone.com/spring-break-family-travel-family-money-minute/ Tue, 24 Mar 2015 14:00:06 +0000 http://samicone.com/?p=37487 <p>March 24, 2015: Spring Break Family Travel I’m often asked about my best tips for Spring Break family travel, so today I’m sharing my top three with you! When it comes to spring break travel, you first of all want to avoid flying if at all possible. It’s expensive and can add up to a lot …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/spring-break-family-travel-family-money-minute/">Spring Break Family Travel {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 24, 2015: Spring Break Family Travel I’m often asked about my best tips for Spring Break family travel, so today I’m sharing my top three with you! When it comes to spring break travel, you first of all want to avoid flying if at all possible.


March 24, 2015: Spring Break Family Travel
I’m often asked about my best tips for Spring Break family travel, so today I’m sharing my top three with you!


When it comes to spring break travel, you first of all want to avoid flying if at all possible.

It’s expensive and can add up to a lot of delays and hassle.
Second of all, book backwards. What I mean by that is to find out what it is you absolutely want to visit – maybe it’s a theme park or specific tourist destination, then ask that organization if they partner with any hotels for an extra discount.
Finally, if you’re going to stay within your home state for spring break, mention that you’re a local. You’d be surprised just how many restaurants and even museums who offer discounts for people who are local or live within that region.
Follow these three tips and you’re sure to save a lot on this year’s spring break!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author
Cheap Spring Break Destinations {Family Money Minute} https://www.samicone.com/cheap-spring-break-destinations-family-money-minute/ Mon, 23 Mar 2015 14:00:12 +0000 http://samicone.com/?p=37484 <p>March 23, 2015: Cheap Spring Break Destinations Were you hoping to travel somewhere with your family for Spring Break, but afraid your budget might prevent you from visiting any popular destinations? You just might be surprised by what I have to reveal today… Normally I tell people to avoid traveling when everyone else is, but if …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/cheap-spring-break-destinations-family-money-minute/">Cheap Spring Break Destinations {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 23, 2015: Cheap Spring Break Destinations Were you hoping to travel somewhere with your family for Spring Break, but afraid your budget might prevent you from visiting any popular destinations? You just might be surprised by what I have to reveal...


March 23, 2015: Cheap Spring Break Destinations
Were you hoping to travel somewhere with your family for Spring Break, but afraid your budget might prevent you from visiting any popular destinations? You just might be surprised by what I have to reveal today…


Normally I tell people to avoid traveling when everyone else is, but if you want to travel to some of the top Spring Break destinations, play different hotels against each other and use the competition to your advantage to get a good price! Sometimes an old-fashioned telephone call to the manager on duty can do wonders to drop your hotel rate!
If you have a great relationship with a hotel chain, of course check with them first, otherwise be willing to stay somewhere new.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author
Take-Out to Dine-Out {Family Money Minute} https://www.samicone.com/take-out-to-dine-out-family-money-minute/ Fri, 20 Mar 2015 14:00:54 +0000 http://samicone.com/?p=37459 <p>March 20, 2015: Take-Out to Dine-Out Today I have a tip for treating your entire team to dinner! Recently I was talking to my friend Nate who told me about how he wanted to treat the team he coached to dinner, but didn’t have a lot of money to do it. Do you know what he …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/take-out-to-dine-out-family-money-minute/">Take-Out to Dine-Out {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 20, 2015: Take-Out to Dine-Out Today I have a tip for treating your entire team to dinner! Recently I was talking to my friend Nate who told me about how he wanted to treat the team he coached to dinner, but didn’t have a lot of money to do it.


March 20, 2015: Take-Out to Dine-Out
Today I have a tip for treating your entire team to dinner!


Recently I was talking to my friend Nate who told me about how he wanted to treat the team he coached to dinner, but didn’t have a lot of money to do it. Do you know what he said?
He found a great way to not only save on time, but also on tips.
What he did was call ahead and order take-out. That way when the team was starving at the end of their game, their food was ready for them.
They grabbed the food, went to the food court at the neighboring mall and sat all together without having to wait for a table or without having to pay extra in tips. While I definitely appreciate all our servers out there, this was a great way for Nate to be able to help out his team AND his budget!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Car Buying Assistance {Family Money Minute} https://www.samicone.com/car-buying-assistance-family-money-minute/ Thu, 19 Mar 2015 14:00:43 +0000 http://samicone.com/?p=37456 <p>March 19, 2015: Car Buying Assistance Need some keys for leveraging a better price when buying a new car? When it comes to getting a great deal on a car, it’s not just about saving up enough money or waiting for the perfect sale, it’s about making sure you’re getting the best price too. That’s where …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/car-buying-assistance-family-money-minute/">Car Buying Assistance {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 19, 2015: Car Buying Assistance Need some keys for leveraging a better price when buying a new car? When it comes to getting a great deal on a car, it’s not just about saving up enough money or waiting for the perfect sale,




March 19, 2015: Car Buying Assistance
Need some keys for leveraging a better price when buying a new car?


When it comes to getting a great deal on a car, it’s not just about saving up enough money or waiting for the perfect sale, it’s about making sure you’re getting the best price too.
That’s where your affiliations come in.
I was surprised to discover recently that I could save hundreds and sometimes even thousands of dollars on a vehicle purchase simply by utilizing organizations I belong to, such as warehouse clubs and even USAA.
Even if you’re not a member of such organizations, car dealers will also offer discounts to select groups of individuals, such as students, teachers, or the military. The bottom line is this: always ask.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Start a Compost Pile {Family Money Minute} https://www.samicone.com/start-a-compost-pile-family-money-minute/ Wed, 18 Mar 2015 14:00:02 +0000 http://samicone.com/?p=37453 <p>March 18, 2015: Start a Compost Pile Can something good for the environment also be good for our wallets? At the University where I teach, I recently asked my students to give informative speeches. One student surprised me by coming in and demonstrating just how easy it was to make a compost pile. So easy in …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/start-a-compost-pile-family-money-minute/">Start a Compost Pile {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 18, 2015: Start a Compost Pile Can something good for the environment also be good for our wallets? At the University where I teach, I recently asked my students to give informative speeches. One student surprised me by coming in and demonstratin...


March 18, 2015: Start a Compost Pile
Can something good for the environment also be good for our wallets?


At the University where I teach, I recently asked my students to give informative speeches. One student surprised me by coming in and demonstrating just how easy it was to make a compost pile. So easy in fact, that she was able to make a mini version with in her dorm room.
While I’m not suggesting you create a garbage pile with in your house, I was surprised to discover not only all the benefits of composting, but how easy it is to start.
The beauty of it is that not only are you reducing the waste that goes in your trash bags, which reduces the amount you spend on that item each month, but it eventually turns into fertilizer which you can use to grow those gardens I know you all are working on this time of year.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Dollar Club {Family Money Minute} https://www.samicone.com/dollar-club-family-money-minute/ Tue, 17 Mar 2015 14:00:08 +0000 http://samicone.com/?p=37447 <p>March 17, 2015: Dollar Club Think a dollar doesn’t matter? Think again! I’ve often wondered what would happen at a fundraiser if every single person simply gave one dollar. I believe more people don’t give because they think their small contribution won’t make a difference. I’m happy to say that my church recently put that to …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/dollar-club-family-money-minute/">Dollar Club {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 17, 2015: Dollar Club Think a dollar doesn’t matter? Think again! I’ve often wondered what would happen at a fundraiser if every single person simply gave one dollar. I believe more people don’t give because they think their small contribution wo...


March 17, 2015: Dollar Club
Think a dollar doesn’t matter? Think again!


I’ve often wondered what would happen at a fundraiser if every single person simply gave one dollar. I believe more people don’t give because they think their small contribution won’t make a difference.
I’m happy to say that my church recently put that to the test and debunked that myth.
Once a month, we participate in what’s now known as the dollar club. Our pastor asks everyone in attendance to give one dollar and only one dollar, regardless of whether you normally tithe or never have taken part in an offering before.
The result has been stupendous, totaling in thousands of dollars a month we are able to donate to a nonprofit not affiliated with our church, but doing good in the community.
So whether you’ve been thinking that a dollar is too small of an amount to either give or save, I challenge you to stop making excuses and start putting it away.
***
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Sami Cone - Savings Expert, Blogger, Author 1:00
Insurance Check Up {Family Money Minute} https://www.samicone.com/insurance-check-up-family-money-minute/ Mon, 16 Mar 2015 14:00:54 +0000 http://samicone.com/?p=37444 <p>March 16, 2015: Insurance Check Up Let’s face it, not many of us are reading our insurance policies word for word. And even if you did read through it with a fine tooth comb when you first bought it, how long ago was that? Chances are your needs have changed since originally purchasing your home, life …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/insurance-check-up-family-money-minute/">Insurance Check Up {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 16, 2015: Insurance Check Up Let’s face it, not many of us are reading our insurance policies word for word. And even if you did read through it with a fine tooth comb when you first bought it, how long ago was that?


March 16, 2015: Insurance Check Up
Let’s face it, not many of us are reading our insurance policies word for word. And even if you did read through it with a fine tooth comb when you first bought it, how long ago was that?


Chances are your needs have changed since originally purchasing your home, life or health insurance. Since insurance is so closely tied in to your specific situation, including things like the possessions you own or the illnesses you’ve had (or hopefully, recovered from), it’s worth it to have an insurance check up each year to make sure you’re only paying for what you absolutely need.
For instance, if you don’t frequent the doctor’s office very often, consider choosing a plan that has a lower monthly premium and higher deductible so you’re not paying for something you don’t use, but are still covered in the case of a larger accident.
Re-assessing your needs each year is not only good business, but it’s good for your wallet as well.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Buy Small {Family Money Minute} https://www.samicone.com/buy-small-family-money-minute/ Fri, 13 Mar 2015 14:00:31 +0000 http://samicone.com/?p=37355 <p>March 13, 2015: Buy Small Trying to save money but still enjoy eating out? I have a simple tip to help today… I’m a big fan of making small changes before simply eradicating everything from your life when it comes to saving money. So if you absolutely can’t give up that designer coffee or going out …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/buy-small-family-money-minute/">Buy Small {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 13, 2015: Buy Small Trying to save money but still enjoy eating out? I have a simple tip to help today… I’m a big fan of making small changes before simply eradicating everything from your life when it comes to saving money.


March 13, 2015: Buy Small
Trying to save money but still enjoy eating out? I have a simple tip to help today…


I’m a big fan of making small changes before simply eradicating everything from your life when it comes to saving money. So if you absolutely can’t give up that designer coffee or going out to lunch with co-workers, I’m going to ask you to make one small change…actually that’s it: Buy Small!
That’s right, whatever you typically order, just order a smaller version of it. Not only will this save you money and calories, you’ll soon find you’ll be just as satisfied. If you’re already buying the smallest size possible, consider splitting a meal with a friend or your spouse. While some outlets may try to sell you on the fact that the largest size is the best value, nothing is as valuable as paying the lowest price possible when trying to build up your savings!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Skip the Travel Upgrade {Family Money Minute} https://www.samicone.com/skip-the-travel-upgrade-family-money-minute/ Thu, 12 Mar 2015 14:00:25 +0000 http://samicone.com/?p=37351 <p>March 12, 2015: Skip the Travel Upgrade Sure we all want to be comfortable when we travel, but at what cost? Traveling can get expensive, so not only is it important to beware of hidden fees, but make sure you don’t sign up for any unnecessary upgrades either. Paying for things like extra legroom, early boarding …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/skip-the-travel-upgrade-family-money-minute/">Skip the Travel Upgrade {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 12, 2015: Skip the Travel Upgrade Sure we all want to be comfortable when we travel, but at what cost? Traveling can get expensive, so not only is it important to beware of hidden fees, but make sure you don’t sign up for any unnecessary upgrades...


March 12, 2015: Skip the Travel Upgrade
Sure we all want to be comfortable when we travel, but at what cost?


Traveling can get expensive, so not only is it important to beware of hidden fees, but make sure you don’t sign up for any unnecessary upgrades either.
Paying for things like extra legroom, early boarding or even a bigger rental car can easily tack an extra hundred dollars onto your vacation. I understand you want to make your travel experience as enjoyable as possible, but I for one would rather be able to take multiple trips rather than spend all my money on just one.
And keep in mind, airlines, rental car agencies and hotels typically offer discounted upgrades on the day of travel if they have extra seats, rooms or cars available. I’ve even seen them bump people up for free simply for good behavior. So instead of pulling out your credit card next time to travel, just make sure to pack your smile first!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Track Your Own Sales {Family Money Minute} https://www.samicone.com/track-your-own-sales-family-money-minute/ Wed, 11 Mar 2015 14:00:15 +0000 http://samicone.com/?p=37348 <p>March 11, 2015: Track Your Own Sales Is there a way to beat the system when it comes to retail shopping? I have a trick for you today to do just that! I’ve often discussed the importance of tracking sales cycles in the grocery store and knowing the base price for the items you use most …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/track-your-own-sales-family-money-minute/">Track Your Own Sales {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 11, 2015: Track Your Own Sales Is there a way to beat the system when it comes to retail shopping? I have a trick for you today to do just that! I’ve often discussed the importance of tracking sales cycles in the grocery store and knowing the bas...


March 11, 2015: Track Your Own Sales
Is there a way to beat the system when it comes to retail shopping? I have a trick for you today to do just that!


I’ve often discussed the importance of tracking sales cycles in the grocery store and knowing the base price for the items you use most often, but it wasn’t until recently that I put the same principle to work for retail shopping.
Through my blog, SamiCone.com, there are certain stores that I track sales and discounts for throughout the year. So it got me thinking, why not do the same thing for retail shopping as I do for grocery shopping?
All you have to do is pick a favorite store or two and start tracking all the sales they offer. Pretty soon, you’ll not only see a pattern emerge, but after a year, you’ll know the best time to buy things. Who needs luck when you have shopping statistics?
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Sami Cone - Savings Expert, Blogger, Author 1:00
Pick Your Thing {Family Money Minute} https://www.samicone.com/pick-your-thing-family-money-minute/ Tue, 10 Mar 2015 14:00:26 +0000 http://samicone.com/?p=37333 <p>March 10, 2015: Pick Your Thing Sometimes savings money can be boring, but when it comes to rewarding yourself, you just have to remember one thing…. Sometimes saving money can be hard because it feels like all we are doing is depriving ourselves. It’s kind of like going on a diet, once you know you can’t …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/pick-your-thing-family-money-minute/">Pick Your Thing {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 10, 2015: Pick Your Thing Sometimes savings money can be boring, but when it comes to rewarding yourself, you just have to remember one thing…. Sometimes saving money can be hard because it feels like all we are doing is depriving ourselves.


March 10, 2015: Pick Your Thing
Sometimes savings money can be boring, but when it comes to rewarding yourself, you just have to remember one thing….


Sometimes saving money can be hard because it feels like all we are doing is depriving ourselves. It’s kind of like going on a diet, once you know you can’t have something, it’s all you want.
So I have a simple suggestion if you’re finding yourself in a savings right: pick your thing.
You heard me: pick your thing, anything. What is it that you really love? Is it going out to eat? Is it buying pens? I may be able to relate to the last one. Instead of going out for coffee and going to a movie and shopping for clothes, pick just one thing that you’re going to indulge on with your pocket cash this month. That way you’re still limiting spending in all the other areas, but you won’t feel so bad about doing it. Hey, you may even discover some of those other activities aren’t worth your money after all anyway!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Grocery Shop After Breakfast {Family Money Minute} https://www.samicone.com/grocery-shop-after-breakfast-family-money-minute/ Mon, 09 Mar 2015 14:00:23 +0000 http://samicone.com/?p=37309 <p>March 9, 2015: Grocery Shop After Breakfast I’m about to tell you the best time of the day to do your grocery shopping… Come on, we’ve all been there. We are walking to the grocery store and can’t help but open that bag of chips for polishing off the fresh donuts from the bakery before we …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/grocery-shop-after-breakfast-family-money-minute/">Grocery Shop After Breakfast {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 9, 2015: Grocery Shop After Breakfast I’m about to tell you the best time of the day to do your grocery shopping… Come on, we’ve all been there. We are walking to the grocery store and can’t help but open that bag of chips for polishing off the f...


March 9, 2015: Grocery Shop After Breakfast
I’m about to tell you the best time of the day to do your grocery shopping…


Come on, we’ve all been there. We are walking to the grocery store and can’t help but open that bag of chips for polishing off the fresh donuts from the bakery before we ever reach check out.
No, just me?
Either way, I think it’s safe to say that we all know it’s dangerous to go grocery shopping when you’re hungry.
Studies have shown that you’re not only likely to spend more when you go grocery shopping anytime between 3 to 6 PM, that infamous snack and dinner hour, but you’re also more likely to bring home foods that are bad for you that you really don’t need.
Instead, start doing your grocery shopping after breakfast. Not only is it one of the least busy times of day, allowing you to get in and out faster and maximizing your time, but you’ll be less likely to buy those snack foods you might be craving later on in the day.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Ask for Advice {Family Money Minute} https://www.samicone.com/ask-for-advice-family-money-minute/ Fri, 06 Mar 2015 15:00:34 +0000 http://samicone.com/?p=37049 <p>March 6, 2015: Ask for Advice Do you have a professional mentor? It could help your bottom line… The phrase, “you’ll never know what you never know” is especially true when it comes to making and saving money. If you live in your own little bubble, not knowing what your contemporaries make or what the going …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/ask-for-advice-family-money-minute/">Ask for Advice {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 6, 2015: Ask for Advice Do you have a professional mentor? It could help your bottom line… The phrase, “you’ll never know what you never know” is especially true when it comes to making and saving money. If you live in your own little bubble,
March 6, 2015: Ask for Advice
Do you have a professional mentor? It could help your bottom line…


The phrase, “you’ll never know what you never know” is especially true when it comes to making and saving money.
If you live in your own little bubble, not knowing what your contemporaries make or what the going rate is for your job and expertise, you may be selling yourself short. Having a colleague that you respect AND trust is invaluable in the work force.
Not only is it helpful to have someone to compare best practices with so you continue to improve in your trade, but it’s also incredibly insightful to keep a finger on what others in your field are earning, as well as how they got to the point where they started making more money. Whether it’s taking new training to increase your earning potential or getting help building up courage to ask for a raise, it never hurts to ask for advice…as long as you’re willing to give it as well!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Work on Commission {Family Money Minute} https://www.samicone.com/work-on-commission-family-money-minute/ Thu, 05 Mar 2015 15:00:58 +0000 http://samicone.com/?p=37046 <p>March 5, 2015: Work on Commission You may not be a salesman by trade, but if you’re out of work or need extra cash, you just might be able to use some tried and true methods from that trade… If you’re looking for a job, but can’t get anyone to take a chance on you, try …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/work-on-commission-family-money-minute/">Work on Commission {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 5, 2015: Work on Commission You may not be a salesman by trade, but if you’re out of work or need extra cash, you just might be able to use some tried and true methods from that trade… If you’re looking for a job,
March 5, 2015: Work on Commission
You may not be a salesman by trade, but if you’re out of work or need extra cash, you just might be able to use some tried and true methods from that trade…


If you’re looking for a job, but can’t get anyone to take a chance on you, try offering to work on commission. Basically, you’re telling a potential employer they don’t have to pay you unless you bring new business in for them. When that happens, you’ll make a percentage of the overall sale.
This technique not only works in the travel and retail industries, but is great to offer to new business owners in your neighborhood as well. That way, they’re not risking losing and money on you, and you’ll be able to tell within a short period of time whether this can be profitable for you or not.
Some online businesses will even offer payment for online referrals or affiliate sales if you prefer using your social networking skills. Working on commission isn’t for everyone, but it just might be the boost your budget needs!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Barter for Opportunities {Family Money Minute} https://www.samicone.com/barter-for-opportunities-family-money-minute/ Wed, 04 Mar 2015 15:00:48 +0000 http://samicone.com/?p=37043 <p>March 4, 2015: Barter for Opportunities Your money isn’t the only thing others find valuable. Today I’m here to tell you about another form of currency…. I talked to you yesterday about asking for financial assistance, but what if you don’t feel comfortable doing that? Perhaps you want to get a little more creative when it …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/barter-for-opportunities-family-money-minute/">Barter for Opportunities {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 4, 2015: Barter for Opportunities Your money isn’t the only thing others find valuable. Today I’m here to tell you about another form of currency…. I talked to you yesterday about asking for financial assistance,


March 4, 2015: Barter for Opportunities
Your money isn’t the only thing others find valuable. Today I’m here to tell you about another form of currency….


I talked to you yesterday about asking for financial assistance, but what if you don’t feel comfortable doing that? Perhaps you want to get a little more creative when it comes to saving money? That’s where bartering comes it.
What unique skills do you have? Are you a great photographer? Skilled at social media? A master at marketing? Do you homework and discover what the organization, club, school or team may be lacking and offer your services in trade.
I see this happen all the time at professional conferences where people will offer their skills in exchange for a conference pass. But I’ve even used this method for everything from ballet classes for my kids to museum memberships.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Ask for Financial Assistance {Family Money Minute} https://www.samicone.com/ask-for-financial-assistance-family-money-minute/ Tue, 03 Mar 2015 15:00:30 +0000 http://samicone.com/?p=37040 <p>March 3, 2015: Ask for Financial Assistance Has there ever been an activity you’ve wanted to participate in or an organization you wanted to join, but didn’t think you could afford it? Whether it’s a private school, sports team, counseling or other fee based organizations, always ask if they offer financial assistance for those who qualify. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/ask-for-financial-assistance-family-money-minute/">Ask for Financial Assistance {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 3, 2015: Ask for Financial Assistance Has there ever been an activity you’ve wanted to participate in or an organization you wanted to join, but didn’t think you could afford it? Whether it’s a private school, sports team,


March 3, 2015: Ask for Financial Assistance
Has there ever been an activity you’ve wanted to participate in or an organization you wanted to join, but didn’t think you could afford it?


Whether it’s a private school, sports team, counseling or other fee based organizations, always ask if they offer financial assistance for those who qualify.
Never assume something isn’t possible or affordable. Many groups offer assistance based on your income. Even if you don’t qualify in that way, sometimes you can receive assistance because of your location or even if it’s your first time participating in the activity. I even discovered an almost three hundred dollar discount for a conference I wanted to attend because I was a first-timer.
However, most of these opportunities aren’t going to jump out at you: you either have to seek them out yourself or do some detective work to discover who the right person is to talk to in the organization to answer your financial questions.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Ask For Help {Family Money Minute} https://www.samicone.com/ask-for-help-family-money-minute/ Mon, 02 Mar 2015 15:05:36 +0000 http://samicone.com/?p=37037 <p>March 2, 2015: Ask For Help Have you ever taken one of those spiritual gift inventories? I have multiple times. And no matter when I do, I can tell you what comes up the highest and the lowest. Even without such indexes, I could tell you that hospitality does not rank high on my character traits. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/ask-for-help-family-money-minute/">Ask For Help {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> March 2, 2015: Ask For Help Have you ever taken one of those spiritual gift inventories? I have multiple times. And no matter when I do, I can tell you what comes up the highest and the lowest. Even without such indexes,


March 2, 2015: Ask For Help
Have you ever taken one of those spiritual gift inventories? I have multiple times. And no matter when I do, I can tell you what comes up the highest and the lowest.


Even without such indexes, I could tell you that hospitality does not rank high on my character traits. But don’t get me wrong, that doesn’t mean I don’t love helping people, I just don’t always know how to.
That’s why I give my friends and open invitation to always ask for help. I freely admit I may not be sensitive enough to know what they need when they need it, but I want them to tell me so I can be able to help.
The bottom line is this: we all need to ask. You never know, you may end up blessing someone else by modeling for them what it means to make yourself vulnerable and reach out.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Start Planting Seedlings {Family Money Minute} https://www.samicone.com/start-planting-seedlings-family-money-minute/ Fri, 27 Feb 2015 15:00:06 +0000 http://samicone.com/?p=36538 <p>February 27, 2015: Start Planting Seedlings If you’re not already doing this next tip, you need to start soon! Growing your own food is a great way to help your grocery budget, not to mention improve your overall health, and this weekend is a great time to get started! Depending on where you live, you might …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/start-planting-seedlings-family-money-minute/">Start Planting Seedlings {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 27, 2015: Start Planting Seedlings If you’re not already doing this next tip, you need to start soon! Growing your own food is a great way to help your grocery budget, not to mention improve your overall health,
February 27, 2015: Start Planting Seedlings
If you’re not already doing this next tip, you need to start soon!



Growing your own food is a great way to help your grocery budget, not to mention improve your overall health, and this weekend is a great time to get started!
Depending on where you live, you might not be able to plant seeds in the ground just yet, but you can start planting seedlings inside the safety of your home. In fact, many home improvement stores will even offer buy one get one free sales on seeds and other garden items around this time to kick off the gardening season.
All you really need is a cardboard egg carton, some soil and some seeds to give this a go. By investing less than five dollars and a little TLC now, you could be reaping something far more valuable in six to eight weeks!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Avoid Foreign Fees {Family Money Minute} https://www.samicone.com/avoid-foreign-fees-family-money-minute/ Thu, 26 Feb 2015 15:00:34 +0000 http://samicone.com/?p=36535 <p>February 26, 2015: Avoid Foreign Fees Credit card fees are never fun, but it’s even worse when they come on the tail end of a vacation! There’s nothing worse than coming home from a wonderful vacation to the Caribbean or Europe that you’ve worked hard to save for and coming home to discover you’ve racked up …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/avoid-foreign-fees-family-money-minute/">Avoid Foreign Fees {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 26, 2015: Avoid Foreign Fees Credit card fees are never fun, but it’s even worse when they come on the tail end of a vacation! There’s nothing worse than coming home from a wonderful vacation to the Caribbean or Europe that you’ve worked hard ...
February 26, 2015: Avoid Foreign Fees
Credit card fees are never fun, but it’s even worse when they come on the tail end of a vacation!



There’s nothing worse than coming home from a wonderful vacation to the Caribbean or Europe that you’ve worked hard to save for and coming home to discover you’ve racked up a ton of foreign transaction fees on your credit card.
Many people, including myself, feel safer traveling with credit cards rather than cash, but that doesn’t mean that every credit card is good to travel with.
So how can you avoid this undesirable predicament?
I suggest calling your credit card company to find out the facts well in advance of your trip. Sometimes all it takes is notifying them in advance of your trip to avoid fees, and this isn’t a bad practice anyway so they know your credit card hasn’t been stolen when you start making charges in a strange place.
If they say that you will incur charges, simply state that that means you will have to take your business elsewhere, and see if that makes them change their tune. Often times, they’d rather budge on that 10% in lieu of losing your business altogether.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Attend Dress Rehearsals {Family Money Minute} https://www.samicone.com/attend-dress-rehearsals-family-money-minute/ Wed, 25 Feb 2015 15:00:03 +0000 http://samicone.com/?p=36532 <p>February 25, 2015: Attend Dress Rehearsals Curious how you can enjoy some of the latest shows for free? I’ve got your answer coming up! It’s no secret that our family loves going out to live entertainment, but let’s face it, it can get pricey. What we have discovered is that we can often see our favorite …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/attend-dress-rehearsals-family-money-minute/">Attend Dress Rehearsals {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 25, 2015: Attend Dress Rehearsals Curious how you can enjoy some of the latest shows for free? I’ve got your answer coming up! It’s no secret that our family loves going out to live entertainment, but let’s face it, it can get pricey.
February 25, 2015: Attend Dress Rehearsals
Curious how you can enjoy some of the latest shows for free? I’ve got your answer coming up!



It’s no secret that our family loves going out to live entertainment, but let’s face it, it can get pricey.
What we have discovered is that we can often see our favorite plays, shows and concerts for free. Want to know how?
We attend a dress rehearsal or sound check.
While not every show will allow this, it’s worth a call to your favorite performing arts venue to see if they permit spectators for their dress rehearsals. While the performance may not run as smoothly as the final show, it’s certainly worth it for the savings you’ll rack up!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Dare to Compare {Family Money Minute} https://www.samicone.com/dare-to-compare-family-money-minute/ Tue, 24 Feb 2015 15:00:51 +0000 http://samicone.com/?p=36529 <p>February 24, 2015: Dare to Compare You may already have the strongest savings tool at your fingertips, yet not even know it! One of the best ways to know you’re getting the best deal is to compare prices. And with the Internet being what it is these days, it’s easier than ever to do so. Not …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/dare-to-compare-family-money-minute/">Dare to Compare {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 24, 2015: Dare to Compare You may already have the strongest savings tool at your fingertips, yet not even know it! One of the best ways to know you’re getting the best deal is to compare prices. And with the Internet being what it is these da...
February 24, 2015: Dare to Compare
You may already have the strongest savings tool at your fingertips, yet not even know it!



One of the best ways to know you’re getting the best deal is to compare prices. And with the Internet being what it is these days, it’s easier than ever to do so.
Not only can you search different stores in one sitting, but there are actually apps and websites that will find the best price for you.
And once you do, don’t be afraid to take that price to your favorite store to see if they will match it. I’ve done this with everything from wedding dresses to tires and they are typically more than happy to match a price in order not to lose my business.
Remember, to be a smart shopper, you have to have an arsenal backing you up.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Wait a Day {Family Money Minute} https://www.samicone.com/wait-a-day-family-money-minute/ Mon, 23 Feb 2015 15:00:39 +0000 http://samicone.com/?p=36526 <p>February 23, 2015: Wait a Day Need a sure fire method to keep your kids from asking for something every time you step foot into a store? I can’t remember exactly when we started implementing the “wait a day” principle with our kids, but it seems like forever ago and it’s a principle they’ve never questioned …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/wait-a-day-family-money-minute/">Wait a Day {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 23, 2015: Wait a Day Need a sure fire method to keep your kids from asking for something every time you step foot into a store? I can’t remember exactly when we started implementing the “wait a day” principle with our kids,
February 23, 2015: Wait a Day
Need a sure fire method to keep your kids from asking for something every time you step foot into a store?



I can’t remember exactly when we started implementing the “wait a day” principle with our kids, but it seems like forever ago and it’s a principle they’ve never questioned to this day.
Here’s how it works:

If our kids see something in a store they want to buy, even with their own money, they have to wait a day. Let’s face it, most of us could walk in anywhere and find at least one thing we want, so multiply that by every store in the mall on a shopping trip and it’s a sure fire recipe for disaster.
Making them wait a day not only takes the pressure off of us as parents while we are shopping, but it tests whether or not that “must-have” items is something they really want.
Even when they are saving their money, we ask them what they are saving it for, so we know what they will spend it on and not act quickly on the latest fad.
Not only does it cut down on impulsive spending, but it doubles as a great lesson in patience for all of us as well.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Cruise Last Minute with a Local {Family Money Minute} https://www.samicone.com/cruise-last-minute-with-a-local-family-money-minute/ Fri, 20 Feb 2015 15:00:49 +0000 http://samicone.com/?p=36523 <p>February 20, 2015: Cruise Last Minute with a Local I know we’ve already spent a week talking about how to save money on cruises this month, but I had one more tip that was too good to go to waste. If you really want to get maximum savings on a cruise vacation, cruise with a local. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/cruise-last-minute-with-a-local-family-money-minute/">Cruise Last Minute with a Local {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 20, 2015: Cruise Last Minute with a Local I know we’ve already spent a week talking about how to save money on cruises this month, but I had one more tip that was too good to go to waste. If you really want to get maximum savings on a cruise v...
February 20, 2015: Cruise Last Minute with a Local
I know we’ve already spent a week talking about how to save money on cruises this month, but I had one more tip that was too good to go to waste.



If you really want to get maximum savings on a cruise vacation, cruise with a local.
What I mean by that is find a friend or family member who lives in the same state where the cruise port is located and have them book the cruise with you. Often times, cruise lines will offer steep discounts on last minute cruises for local residents and as long as they are traveling with you, you can often take advantage of the savings as well.
You may not get a lot of advanced notice for such a trip, but it sure will make for a fun and affordable surprise!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Drive Less {Family Money Minute} https://www.samicone.com/drive-less-family-money-minute/ Thu, 19 Feb 2015 15:00:00 +0000 http://samicone.com/?p=36520 <p>February 19, 2015: Drive Less I don’t know about you, but one of our families biggest expenses has to do with our automobiles, and they’ve both been paid off for years! If you hadn’t guessed already, I’m talking about gas. While we’ve noticed a recent drop in gas prices, that doesn’t change how many miles we …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/drive-less-family-money-minute/">Drive Less {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 19, 2015: Drive Less I don’t know about you, but one of our families biggest expenses has to do with our automobiles, and they’ve both been paid off for years! If you hadn’t guessed already, I’m talking about gas.
February 19, 2015: Drive Less
I don’t know about you, but one of our families biggest expenses has to do with our automobiles, and they’ve both been paid off for years!



If you hadn’t guessed already, I’m talking about gas. While we’ve noticed a recent drop in gas prices, that doesn’t change how many miles we drive back-and-forth each day. But what we can do is limit the amount of miles we drive by being smarter about where we go and when we go there.
When we used to have to drive our kids to school, we found a family to carpool with. Now we are lucky to have a bus take them to and from school right outside our door.
Even if you’re not dealing with school aged children, think ahead about how you can combine errands, work, and even your date night. Whenever possible, we’ll try to combine all of those into one day so that once were out, we stay out, thereby limiting the number of trips back and forth from our house to the city and reducing our gas usage. This not only saves money and gas, but miles on our car as well.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Drugstore Rewards {Family Money Minute} https://www.samicone.com/drugstore-rewards-family-money-minute/ Wed, 18 Feb 2015 15:00:22 +0000 http://samicone.com/?p=36517 <p>February 18, 2015: Drugstore Rewards Wondering how to get the most for your money, and even score some freebies, at your local drugstore? Many people believe that drugstores charge more for items because of their every corner convenience. And while that is typically true, you can score some great bargains if you know how to shop …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/drugstore-rewards-family-money-minute/">Drugstore Rewards {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 18, 2015: Drugstore Rewards Wondering how to get the most for your money, and even score some freebies, at your local drugstore? Many people believe that drugstores charge more for items because of their every corner convenience.
February 18, 2015: Drugstore Rewards
Wondering how to get the most for your money, and even score some freebies, at your local drugstore?



Many people believe that drugstores charge more for items because of their every corner convenience. And while that is typically true, you can score some great bargains if you know how to shop there.
Most drug stores have rewards programs that are free to sign up for. Once you do, make sure to combine coupons with their rewards member pricing. The key though, is to purchase in multiple transactions. Sometimes the deal doesn’t come in a cheaper price upfront, but in rewards dollars that you receive at the end of your transaction.
If you break your purchase up into multiple transactions, you can then apply the rewards dollars you get from one immediately to another, often resulting in free products!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Patriotic Furniture Savings {Family Money Minute} https://www.samicone.com/patriotic-furniture-savings-family-money-minute/ Tue, 17 Feb 2015 15:00:44 +0000 http://samicone.com/?p=36514 <p>February 17, 2015: Patriotic Furniture Savings Yesterday we discussed how this is a great time to stock up on premium items after Valentine’s Day, but did you know that February is also prime time to buy something else? If you’re looking for new furniture, February is your month, especially during this time around President’s Day. Don’t …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/patriotic-furniture-savings-family-money-minute/">Patriotic Furniture Savings {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 17, 2015: Patriotic Furniture Savings Yesterday we discussed how this is a great time to stock up on premium items after Valentine’s Day, but did you know that February is also prime time to buy something else?
February 17, 2015: Patriotic Furniture Savings
Yesterday we discussed how this is a great time to stock up on premium items after Valentine’s Day, but did you know that February is also prime time to buy something else?



If you’re looking for new furniture, February is your month, especially during this time around President’s Day.
Don’t ask me why, but this specific time frame is the best for saving on furniture.
The key is to not simply look for stores that are having sales, since most of them are, but to pit the stores against each other to ensure you get the maximum savings possible.
So whether you’re looking to remodel or simply replace that chair that’s been around longer than you can remember, make sure to thank our founding fathers for all the furniture savings!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Premium Stock Up {Family Money Minute} https://www.samicone.com/premium-stock-up-family-money-minute/ Mon, 16 Feb 2015 15:00:07 +0000 http://samicone.com/?p=36511 <p>February 16, 2015: Premium Stock Up Things you weren’t able to afford last week might just be a steal today… Now that Valentine’s Day is over, stores are looking to unload many of those premium items they stocked up on for the holiday of love…but now YOU’LL be the one loving the savings you can get …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/premium-stock-up-family-money-minute/">Premium Stock Up {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 16, 2015: Premium Stock Up Things you weren’t able to afford last week might just be a steal today… Now that Valentine’s Day is over, stores are looking to unload many of those premium items they stocked up on for the holiday of love…but now Y...
February 16, 2015: Premium Stock Up
Things you weren’t able to afford last week might just be a steal today…



Now that Valentine’s Day is over, stores are looking to unload many of those premium items they stocked up on for the holiday of love…but now YOU’LL be the one loving the savings you can get on items you otherwise might not be able to afford.
The savings range from high quality meat and seafood in the grocery store to extreme discounts on jewelry in department stores.
Not only is this a great way to celebrate if you postponed celebrating Valentine’s Day to avoid the crowds, but you can also think about stocking up on some of these premium bargains for gifts later in the year.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Save with a Theme Cruise {Family Money Minute} https://www.samicone.com/save-with-a-theme-cruise-family-money-minute/ Fri, 13 Feb 2015 15:00:44 +0000 http://samicone.com/?p=36493 <p>February 13, 2015: Save with a Theme Cruise How can a theme cruise save you money? Stay tuned and I’ll tell you! This week, we experienced the FamilyLife “love like you mean it marriage cruise” for the second year in a row and we love it for so many reasons. Allow me to generalize theme cruises …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/save-with-a-theme-cruise-family-money-minute/">Save with a Theme Cruise {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 13, 2015: Save with a Theme Cruise How can a theme cruise save you money? Stay tuned and I’ll tell you! This week, we experienced the FamilyLife “love like you mean it marriage cruise” for the second year in a row and we love it for so many re...
February 13, 2015: Save with a Theme Cruise
How can a theme cruise save you money? Stay tuned and I’ll tell you!



This week, we experienced the FamilyLife “love like you mean it marriage cruise” for the second year in a row and we love it for so many reasons.
Allow me to generalize theme cruises and tell you why they can be a great experience AND a vacation bargain:

* First of all, they typically travel on smaller ships during off peak season, which is an automatic savings right there.
* Second of all, they are usually put on by a group or musical act and so not only are you getting up close and personal beyond what you could at a similar event on land, but it’s like getting a concert, seminar or demonstration included in the price of your vacation.
* Finally, because these types of vacations are more specialized, the host group will often offer early bird discounts up to half off…a discount you rarely see a standard cruise offer.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Save on the Ship Spa {Family Money Minute} https://www.samicone.com/save-on-the-ship-spa-family-money-minute/ Thu, 12 Feb 2015 15:00:17 +0000 http://samicone.com/?p=36490 <p>February 12, 2015: Save on the Ship Spa Think the ship spa is out of your budget? Think again! If you tuned in yesterday, I told you one of the best days to take advantage of the ship’s amenities is when you are in Port. What I didn’t tell you was that this is also the …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/save-on-the-ship-spa-family-money-minute/">Save on the Ship Spa {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 12, 2015: Save on the Ship Spa Think the ship spa is out of your budget? Think again! If you tuned in yesterday, I told you one of the best days to take advantage of the ship’s amenities is when you are in Port.
February 12, 2015: Save on the Ship Spa
Think the ship spa is out of your budget? Think again!



If you tuned in yesterday, I told you one of the best days to take advantage of the ship’s amenities is when you are in Port. What I didn’t tell you was that this is also the best day to go to the ship’s spa.
Because most people want to get off the boat and explore, the spa typically is empty and will therefore reduce their prices as much as 50% or more in order to attract guests to stay on board those days.
The best way to take advantage of this savings is to either check with the spa the first day of your cruise or to look at the newsletter that comes in your room the night before arriving at Port and you’ll find any last minute spa deals they may be offering.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Skip the Excursions {Family Money Minute} https://www.samicone.com/skip-the-excursions-family-money-minute/ Wed, 11 Feb 2015 15:00:32 +0000 http://samicone.com/?p=36487 <p>February 11, 2015: Skip the Excursions Want to know how to save the most money while on a cruise ship? One of the most expensive aspects of cruising, other than the trip itself, are the shore excursions. If you want to have an adventure off ship while in Port, be prepared to pay a hefty price. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/skip-the-excursions-family-money-minute/">Skip the Excursions {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 11, 2015: Skip the Excursions Want to know how to save the most money while on a cruise ship? One of the most expensive aspects of cruising, other than the trip itself, are the shore excursions. If you want to have an adventure off ship while ...
February 11, 2015: Skip the Excursions
Want to know how to save the most money while on a cruise ship?



One of the most expensive aspects of cruising, other than the trip itself, are the shore excursions.
If you want to have an adventure off ship while in Port, be prepared to pay a hefty price. But there are a couple ways to get around this:

* First, when you book, see if they are offering any free onboard credit. This is money that you can use for things on the ship like merchandise or even the aforementioned excursions thereby allowing you the fun without the out-of-pocket price tag.
* Second, act like a local. My father used to love finding a taxi driver and having him take us to off the beaten path restaurants and shops tourists would typically never frequent. Just be advised that this can also get you into trouble if you don’t know where you are or could make you late getting back on ship
* Finally, consider skipping going ashore altogether. When the boat is docked, it’s when the ship is least busy, so this might be the perfect time for you to stay on board and enjoy some of the amenities you’d otherwise have to wait in line for.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Save on Baggage Fees {Family Money Minute} https://www.samicone.com/save-on-baggage-fees-family-money-minute/ Tue, 10 Feb 2015 15:00:04 +0000 http://samicone.com/?p=36484 <p>February 10, 2015: Save on Baggage Fees If you’re traveling, don’t waste your hard earned funds on travel fees! Unfortunately, and our day and age of travel, you seem to get charged for everything, from better seats and food to even, yes, your baggage. But that doesn’t mean you have to get stuck paying extra hundreds of …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/save-on-baggage-fees-family-money-minute/">Save on Baggage Fees {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 10, 2015: Save on Baggage Fees If you’re traveling, don’t waste your hard earned funds on travel fees! Unfortunately, and our day and age of travel, you seem to get charged for everything, from better seats and food to even, yes,
February 10, 2015: Save on Baggage Fees
If you’re traveling, don’t waste your hard earned funds on travel fees!



Unfortunately, and our day and age of travel, you seem to get charged for everything, from better seats and food to even, yes, your baggage. But that doesn’t mean you have to get stuck paying extra hundreds of dollars for your family to fly with your suitcases.
Here are just a couple tips to bring your bags without paying fees:

* Fly on an airline like Southwest that offers your first two bags for free.
* Many airline credit cards will give you the first year for free and as a perk you do not have to pay baggage fees. Just make sure you sign up for a big trip and cancel before your year is done.
* Pack everything in the largest carry-on possible. As long as it fits through the TSA scanners, you can bring it to the gate with you and if they decide it’s too big once you get there, they will get a check it for free.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Save on Cruising {Family Money Minute} https://www.samicone.com/save-on-cruising-family-money-minute/ Mon, 09 Feb 2015 15:00:44 +0000 http://samicone.com/?p=36481 <p>February 9, 2015: Save on Cruising Care to sail the open seas? I’ll tell you how to do it inexpensively! I started talking about how to save on travel last Friday because not only is it one of our favorite things to do, it’s one of the first things that gets cut from the budget when …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/save-on-cruising-family-money-minute/">Save on Cruising {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 9, 2015: Save on Cruising Care to sail the open seas? I’ll tell you how to do it inexpensively! I started talking about how to save on travel last Friday because not only is it one of our favorite things to do,
February 9, 2015: Save on Cruising
Care to sail the open seas? I’ll tell you how to do it inexpensively!



I started talking about how to save on travel last Friday because not only is it one of our favorite things to do, it’s one of the first things that gets cut from the budget when money is tight. But as you know, our family would much rather spend our money on experiences rather than stuff, so I am here to help you do the same!
One of our families new favorite ways to travel is cruising. Not only does it make us feel like we’re truly getting away, we get to see a lot of destinations in one vacation and there is truly something for everyone. Not to mention all of your necessities are paid for at the time of booking, so you don’t have to worry about pulling out your wallet while you are on the trip.
All this week, I will be bringing you tips on how to save on cruising and some even apply to travel in general, so make sure to join me here tomorrow.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Travel on Saturday {Family Money Minute} https://www.samicone.com/travel-on-saturday-family-money-minute/ Fri, 06 Feb 2015 15:00:51 +0000 http://samicone.com/?p=36478 <p>February 6, 2015: Travel on Saturday Do you know when the cheapest day to travel is? I have your answer coming up! Experts go back and forth on what the cheapest day to book travel is, but when it comes to the cheapest day to actually travel, there’s pretty unanimous agreement: it’s Saturday! Recently, I was …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/travel-on-saturday-family-money-minute/">Travel on Saturday {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 6, 2015: Travel on Saturday Do you know when the cheapest day to travel is? I have your answer coming up! Experts go back and forth on what the cheapest day to book travel is, but when it comes to the cheapest day to actually travel,
February 6, 2015: Travel on Saturday
Do you know when the cheapest day to travel is? I have your answer coming up!



Experts go back and forth on what the cheapest day to book travel is, but when it comes to the cheapest day to actually travel, there’s pretty unanimous agreement: it’s Saturday!
Recently, I was helping my mom book airfare through a fare compare website and I saw this firsthand. By having her travel on Saturday instead of Sunday, we saved over $100 each way on her ticket.
Think about it: Saturday is the most common day for people to actually be enjoying a destination, so planes have a lot of seats to fill for people that typically travel somewhere on a Friday and come back on a Sunday, and you get to be the recipient of those savings!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Valentines {Family Money Minute} https://www.samicone.com/homemade-valentines-family-money-minute/ Thu, 05 Feb 2015 15:00:29 +0000 http://samicone.com/?p=36475 <p>February 5, 2015: Homemade Valentines How can you show someone you care and save money this Valentine’s Day? If you’re like me and tend not to think about holidays until they are right upon us, then you know that means there are very few and very expensive items left in stores. That’s why I wanted to …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-valentines-family-money-minute/">Homemade Valentines {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 5, 2015: Homemade Valentines How can you show someone you care and save money this Valentine’s Day? If you’re like me and tend not to think about holidays until they are right upon us, then you know that means there are very few and very expen...
February 5, 2015: Homemade Valentines
How can you show someone you care and save money this Valentine’s Day?



If you’re like me and tend not to think about holidays until they are right upon us, then you know that means there are very few and very expensive items left in stores.
That’s why I wanted to give you this tip early
When it comes to kids’ cards, don’t settle for the high-priced, generic options in the drugstore. Instead, take a picture of your kids holding their arm out as if they are grasping a lollipop. You can then edit it with text on free online image sites like PicMonkey or Canva. When you’re happy with the image, get as many copies as you need printed for free through a site like snapfish or shutterfly.
Once you have the cards in hand, cut a simple slit by your child’s hand and insert a lollipop into it. Now you have a very cute, very personal and very cheap valentine that doesn’t rely on what’s in stock in stores.
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Sami Cone - Savings Expert, Blogger, Author 1:00
Winter Fashion Sale {Family Money Minute} https://www.samicone.com/winter-fashion-sale-family-money-minute/ Wed, 04 Feb 2015 15:00:22 +0000 http://samicone.com/?p=36379 <p>February 4, 2015: Winter Fashion Sale You may be surprised to know that you can save a lot of cash by bundling up right now. Even though we may be in the thick of winter, fashion is already on the lookout for spring, as evidenced by the upcoming New York fashion week. Even if you’re not …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/winter-fashion-sale-family-money-minute/">Winter Fashion Sale {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 4, 2015: Winter Fashion Sale You may be surprised to know that you can save a lot of cash by bundling up right now. Even though we may be in the thick of winter, fashion is already on the lookout for spring,
February 4, 2015: Winter Fashion Sale
You may be surprised to know that you can save a lot of cash by bundling up right now.



Even though we may be in the thick of winter, fashion is already on the lookout for spring, as evidenced by the upcoming New York fashion week.
Even if you’re not a fashionista, you’re going to want to take notice because that means that you can grab some great savings on winter clothing and especially those typically expensive Winter Coats.
Be on the lookout for savings upwards of 75% and consider even buying a size up so your kids are ready for next year too.
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Sami Cone - Savings Expert, Blogger, Author 1:00
University Extracurricular Savings {Family Money Minute} https://www.samicone.com/university-extracurricular-savings-family-money-minute/ Tue, 03 Feb 2015 15:00:06 +0000 http://samicone.com/?p=36376 <p>February 3, 2015: University Extracurricular Savings Curious about how you can enjoy some of the finer things in life at a fraction of the cost? Walking back to my car in the parking garage at the University where I teach the other day, I saw a sign about tennis court rental fees. Not only did I …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/university-extracurricular-savings-family-money-minute/">University Extracurricular Savings {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 3, 2015: University Extracurricular Savings Curious about how you can enjoy some of the finer things in life at a fraction of the cost? Walking back to my car in the parking garage at the University where I teach the other day,
February 3, 2015: University Extracurricular Savings
Curious about how you can enjoy some of the finer things in life at a fraction of the cost?



Walking back to my car in the parking garage at the University where I teach the other day, I saw a sign about tennis court rental fees. Not only did I discover it’s free for any of us who work at or attend university but even for the public, it was only seven dollars an hour. That’s a fraction of what it would typically cost to play this otherwise expensive sport.
Then it got me thinking, a college or university is a great way to experience events that would normally be cost prohibitive at a very affordable price. Things like concerts, plays, gallery openings and even Sporting events go on all the time and are sometimes even free
So whether you were looking for a night on the town or simply a way to enjoy the arts without breaking the bank, check in with your local college or university and I think you’ll be pleasantly surprised.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Super Bowl Stock Up {Family Money Minute} https://www.samicone.com/super-bowl-stock-up-family-money-minute/ Mon, 02 Feb 2015 15:00:19 +0000 http://samicone.com/?p=36373 <p>February 2, 2015: Super Bowl Stock Up The Super Bowl was last night and regardless of whether or not your team emerged victorious, everyone can win the Savings Bowl! You may have noticed sales on things like snack foods, serving items, paper goods and even some electronics over the past week. Well now that the big …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/super-bowl-stock-up-family-money-minute/">Super Bowl Stock Up {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> February 2, 2015: Super Bowl Stock Up The Super Bowl was last night and regardless of whether or not your team emerged victorious, everyone can win the Savings Bowl! You may have noticed sales on things like snack foods, serving items,
February 2, 2015: Super Bowl Stock Up
The Super Bowl was last night and regardless of whether or not your team emerged victorious, everyone can win the Savings Bowl!



You may have noticed sales on things like snack foods, serving items, paper goods and even some electronics over the past week. Well now that the big game is over, stores need to get rid of any extra inventory and that savings gets passed on to you, the consumer.
This is also a good time to look for football themed party ware, clothing and accessories at a steal and stash it away for next fall. That way when the new season starts, you won’t be paying a premium to entertain like a pro!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Keep the Change {Family Money Minute} https://www.samicone.com/keep-the-change-family-money-minute/ Fri, 30 Jan 2015 15:00:57 +0000 http://samicone.com/?p=35683 <p>January 30, 2015: Keep the Change What are YOU doing with those pennies in your pocket? With the use of cash declining and the use of credit and debit cards on the rise, people seem to underestimate the value of their change. But studies have shown that families who pool their spare change together can raise …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/keep-the-change-family-money-minute/">Keep the Change {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 30, 2015: Keep the Change What are YOU doing with those pennies in your pocket? With the use of cash declining and the use of credit and debit cards on the rise, people seem to underestimate the value of their change.
January 30, 2015: Keep the Change
What are YOU doing with those pennies in your pocket?



With the use of cash declining and the use of credit and debit cards on the rise, people seem to underestimate the value of their change. But studies have shown that families who pool their spare change together can raise thousands of dollars a year – more than enough for a family vacation!
Even if you don’t use cash, you can still tell your bank to round your debit card purchases up to the next dollar and then automatically deposit that into a savings account.
I’ve heard of other families who put other challenges together, like automatically stashing every $5 bill the receive.
And make sure to skip those change counting machines in the grocery store that charge you to count your change. Instead, roll your coins yourself or if you’re not in a hurry, the bank will send it off to have it counted for you. Either way, you’ll be able to quickly watch your coins add up to cash!
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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Earn More {Family Money Minute} https://www.samicone.com/earn-more-family-money-minute/ Thu, 29 Jan 2015 15:00:04 +0000 http://samicone.com/?p=35680 <p>January 29, 2015: Earn More We’ve looked at a lot of ways to save money this month, but at some point, there’s only so much money you can save out of your budget and you have to earn more! If you currently have a job, look into ways to increase your paycheck, whether it’s by asking …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/earn-more-family-money-minute/">Earn More {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 29, 2015: Earn More We’ve looked at a lot of ways to save money this month, but at some point, there’s only so much money you can save out of your budget and you have to earn more! If you currently have a job,
January 29, 2015: Earn More
We’ve looked at a lot of ways to save money this month, but at some point, there’s only so much money you can save out of your budget and you have to earn more!



If you currently have a job, look into ways to increase your paycheck, whether it’s by asking your boss for a raise, taking on more responsibility, or finding somewhere that will pay you more for the work you do.
Of course, there’s always the possibility of taking on a second job for a pre-determined amount of time to help pay down a certain bill or save for a big event.
I’m also a big believer in pursuing your passion, so why not consider using your skills to earn some extra cash on the side, perhaps by consulting, starting a side business or even opening an etsy shop. That way, you can keep the security of your current job while testing the waters of your entrepreneurial spirit!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

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Sami Cone - Savings Expert, Blogger, Author 1:00
Wipe Out Fees {Family Money Minute} https://www.samicone.com/wipe-out-fees-family-money-minute/ Wed, 28 Jan 2015 15:00:06 +0000 http://samicone.com/?p=35676 <p>January 28, 2015: Wipe Out Fees There’s something you need to wipe out ENTIRELY if you really want to start saving money! Let’s wipe out all those fees! I’m not against credit cards, but carrying a balance and paying those outrageous interest rates is crazy, not to mention incurring any fees. But it’s not just credit …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/wipe-out-fees-family-money-minute/">Wipe Out Fees {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 28, 2015: Wipe Out Fees There’s something you need to wipe out ENTIRELY if you really want to start saving money! Let’s wipe out all those fees! I’m not against credit cards, but carrying a balance and paying those outrageous interest rates is ...
January 28, 2015: Wipe Out Fees
There’s something you need to wipe out ENTIRELY if you really want to start saving money!



Let’s wipe out all those fees! I’m not against credit cards, but carrying a balance and paying those outrageous interest rates is crazy, not to mention incurring any fees.
But it’s not just credit cards that charge fees. Beware of extra fees on convenience items like ATMs.
Of course, avoid late fees, especially with items on your entertainment budget like Redbox or even the library.
Or consider sticking to cash if you want to avoid the temptation of fees altogether!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Ask for Lower Rates {Family Money Minute} https://www.samicone.com/ask-for-lower-rates-family-money-minute/ Tue, 27 Jan 2015 15:00:32 +0000 http://samicone.com/?p=35673 <p>January 27, 2015: Ask for Lower Rates Sick of high interest rates? Kick ‘em to the curb with today’s tip! You heard me, don’t stand for high interest rates anymore! Whether you can’t seem to get out from behind your credit card payments or you feel like you’re paying too much on your mortgage insurance, there’s …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/ask-for-lower-rates-family-money-minute/">Ask for Lower Rates {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 27, 2015: Ask for Lower Rates Sick of high interest rates? Kick ‘em to the curb with today’s tip! You heard me, don’t stand for high interest rates anymore! Whether you can’t seem to get out from behind your credit card payments or you feel lik...
January 27, 2015: Ask for Lower Rates
Sick of high interest rates? Kick ‘em to the curb with today’s tip!



You heard me, don’t stand for high interest rates anymore! Whether you can’t seem to get out from behind your credit card payments or you feel like you’re paying too much on your mortgage insurance, there’s one thing you need to do: ask for a lower rate!
If you couldn’t tell from all the junk mail you probably receive, lenders want your business. Give your current lender a call and ask for a better interest rate. If they are not willing to go down, tell them you’re happy to take your business elsewhere.
Even better, call around to see what better rates or transfer offers you can get and that way you have some ammunition to make that call with. And if they’re not willing to match it or do better by you, then you’ll have no problem making the switch!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
401K Match {Family Money Minute} https://www.samicone.com/401k-match-family-money-minute/ Mon, 26 Jan 2015 15:00:07 +0000 http://samicone.com/?p=35669 <p>January 26, 2015: 401K Match You may not make as much money as you’d like right now, but there is a simple way to get more money out of your employer… One of the easiest ways to make your money stretch further without spending any extra cast out of pocket is by participating in your company’s …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/401k-match-family-money-minute/">401K Match {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 26, 2015: 401K Match You may not make as much money as you’d like right now, but there is a simple way to get more money out of your employer… One of the easiest ways to make your money stretch further without spending any extra cast out of poc...
January 26, 2015: 401K Match
You may not make as much money as you’d like right now, but there is a simple way to get more money out of your employer…



One of the easiest ways to make your money stretch further without spending any extra cast out of pocket is by participating in your company’s 401K match program.
The way this typically works is when you automatically contribute part of your paycheck to your 401K, your company will match that percentage (which is usually around 4%).
While the percentage may vary, I recommend contributing the maximum amount they will allow. You won’t even miss the extra percent or two from your paycheck and you cannot guarantee a better return on your investment anywhere else than this 100% match!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Consider a Capsule Wardrobe {Family Money Minute} https://www.samicone.com/consider-a-capsule-wardrobe-family-money-minute/ Fri, 23 Jan 2015 15:00:17 +0000 http://samicone.com/?p=35665 <p>January 23, 2015: Consider a Capsule Wardrobe Why a ‘capsule’ can condense your wardrobe AND your budget! Have you ever heard of a capsule wardrobe? I hadn’t either until last fall, but once I did, I was hooked! It’s where you set aside a pre-determined amount of clothing items (anywhere between 10-40) and that’s ALL you …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/consider-a-capsule-wardrobe-family-money-minute/">Consider a Capsule Wardrobe {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 23, 2015: Consider a Capsule Wardrobe Why a ‘capsule’ can condense your wardrobe AND your budget! Have you ever heard of a capsule wardrobe? I hadn’t either until last fall, but once I did, I was hooked!
January 23, 2015: Consider a Capsule Wardrobe
Why a ‘capsule’ can condense your wardrobe AND your budget!



Have you ever heard of a capsule wardrobe? I hadn’t either until last fall, but once I did, I was hooked!
It’s where you set aside a pre-determined amount of clothing items (anywhere between 10-40) and that’s ALL you wear for the season. That number includes shoes, jewelry & accessories too.
The idea behind it is that not only do you vow not to shop or spend money on clothes during this season, but most participants typically discover they can get by with much less than they’d ever imagined.
If you’re hesitant, consider doing it for just a month; and don’t forget to get your kids involved too!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Drive Cheaper {Family Money Minute} https://www.samicone.com/drive-cheaper-family-money-minute/ Thu, 22 Jan 2015 15:00:25 +0000 http://samicone.com/?p=35686 <p>January 22, 2015: Drive Cheaper Wondering how to drive cheaper? I have 5 tips for you today! It’s true that your car can be one of the most expensive line items in your budget, but there are a few key tips that will easily help you enhance your gas mileage AND your money: *Observe the speed …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/drive-cheaper-family-money-minute/">Drive Cheaper {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 22, 2015: Drive Cheaper Wondering how to drive cheaper? I have 5 tips for you today! It’s true that your car can be one of the most expensive line items in your budget, but there are a few key tips that will easily help you enhance your gas mil...
January 22, 2015: Drive Cheaper
Wondering how to drive cheaper? I have 5 tips for you today!



It’s true that your car can be one of the most expensive line items in your budget, but there are a few key tips that will easily help you enhance your gas mileage AND your money:

*Observe the speed limit

*Avoid hauling cargo on your roof

*Remove unnecessary and excessive weight from your trunk

*Avoid idling

*Use cruise control whenever possible
Simply following these tips can save you up to 25 cents a gallon and dozens of dollars a month on gas alone!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Quit the Gym {Family Money Minute} https://www.samicone.com/quit-the-gym-family-money-minute/ Wed, 21 Jan 2015 15:00:11 +0000 http://samicone.com/?p=35661 <p>January 21, 2015: Quit the Gym One of the most common New Year’s resolutions is to hit the gym, but if you don’t already have a gym membership, I’m going to caution you not to invest in one. Some people think that the mere act of investing in a gym membership while make them go, but …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/quit-the-gym-family-money-minute/">Quit the Gym {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 21, 2015: Quit the Gym One of the most common New Year’s resolutions is to hit the gym, but if you don’t already have a gym membership, I’m going to caution you not to invest in one. Some people think that the mere act of investing in a gym mem...
January 21, 2015: Quit the Gym
One of the most common New Year’s resolutions is to hit the gym, but if you don’t already have a gym membership, I’m going to caution you not to invest in one.


Some people think that the mere act of investing in a gym membership while make them go, but that’s rarely the case.
Instead, I’d advise you to get into the habit of exercising at home first, making use of both tried and true exercises (like sit-ups, jumping jacks and walking) as well as free online workouts, before you shell out an initiation fee and monthly membership costs.
Once you’ve proven to yourself that you can in fact set aside the time to work out and feel you need more equipment to take your fitness to the next level, then you can find a local gym. But until then, get cracking on those calisthenics.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Beautify Yourself {Family Money Minute} https://www.samicone.com/beautify-yourself-family-money-minute/ Tue, 20 Jan 2015 15:00:17 +0000 http://samicone.com/?p=35657 <p>January 20, 2015: Beautify Yourself Looking good doesn’t have to cost a fortune… A recent online article surveyed women across the country who admitted spending anywhere from $2,000 and $10,000 annually…just on their hair! That’s not even counting the amount of money spent on other personal care like makeup and manicures. And ladies aren’t alone in …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/beautify-yourself-family-money-minute/">Beautify Yourself {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 20, 2015: Beautify Yourself Looking good doesn’t have to cost a fortune… A recent online article surveyed women across the country who admitted spending anywhere from $2,000 and $10,000 annually…just on their hair!
January 20, 2015: Beautify Yourself
Looking good doesn’t have to cost a fortune…



A recent online article surveyed women across the country who admitted spending anywhere from $2,000 and $10,000 annually…just on their hair! That’s not even counting the amount of money spent on other personal care like makeup and manicures.
And ladies aren’t alone in this; men have been known to enjoy a trip to the spa or salon just as much!
Here are a few quick tips to help reduce your beauty budget this month:

*Stretch the amount of time you go between haircuts

*Consider touching up hair color at home

*Paint your own nails (and stick to the same nail color the entire season)

*Choose just one hair or makeup product to splurge on and buy the rest from a discount store.
Following these tips will keep you looking great while saving you hundreds of dollars!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Do Less Laundry {Family Money Minute} https://www.samicone.com/do-less-laundry-family-money-minute/ Mon, 19 Jan 2015 15:00:31 +0000 http://samicone.com/?p=35654 <p>January 19, 2015: Do Less Laundry We’ve already discussed conserving water in the laundry, but have you ever considered spending less them there altogether? Levi’s CEO sent the fashion world ablaze last year when he confessed he’d NEVER washed the jeans he wore for that interview…and they were over a year old! He recommended spot cleaning …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/do-less-laundry-family-money-minute/">Do Less Laundry {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 19, 2015: Do Less Laundry We’ve already discussed conserving water in the laundry, but have you ever considered spending less them there altogether? Levi’s CEO sent the fashion world ablaze last year when he confessed he’d NEVER washed the jean...
January 19, 2015: Do Less Laundry
We’ve already discussed conserving water in the laundry, but have you ever considered spending less them there altogether?



Levi’s CEO sent the fashion world ablaze last year when he confessed he’d NEVER washed the jeans he wore for that interview…and they were over a year old! He recommended spot cleaning with a sponge or toothbrush and then air-drying to keep the jeans in their original state.
Truth be told, we should follow that advice for the majority of our clothes! Socks and undergarments aside, we don’t need to be tossing every shirt, sweater and pair of pants in the laundry after each time we wear them. Instead, be sure to hang them back up right away in an uncrowded closet and not only will you save on energy and detergent, but you’ll find your clothes will last much longer too!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Rethink Your Date {Family Money Minute} https://www.samicone.com/rethink-your-date-family-money-minute/ Fri, 16 Jan 2015 15:00:42 +0000 http://samicone.com/?p=35650 <p>January 16, 2015: Rethink Your Date You don’t have to give up going out simply because you’re trying to save money! Earlier I told you to cut back on eating lunch out, but today I’m giving you full permission! Why, you ask? Because I want you to change your dinner dates to lunch dates. If you …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/rethink-your-date-family-money-minute/">Rethink Your Date {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 16, 2015: Rethink Your Date You don’t have to give up going out simply because you’re trying to save money! Earlier I told you to cut back on eating lunch out, but today I’m giving you full permission! Why, you ask?
January 16, 2015: Rethink Your Date
You don’t have to give up going out simply because you’re trying to save money!



Earlier I told you to cut back on eating lunch out, but today I’m giving you full permission!
Why, you ask? Because I want you to change your dinner dates to lunch dates.
If you still want to go out with friends or a spouse, consider doing it in the afternoon instead. Everything from meals to movies and even the theater offer discounted pricing at midday as opposed to the evening.
Another way to save money is to consider going out mid-week rather on the weekend. Businesses and hotels typically offer cheaper pricing during their slow times like Monday through Wednesday.
So what are you waiting for? Go have fun…just do it earlier!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Pantry {Family Money Minute} https://www.samicone.com/homemade-pantry-family-money-minute/ Thu, 15 Jan 2015 15:00:08 +0000 http://samicone.com/?p=35646 <p>January 15, 2015: Homemade Pantry Today I’m telling you how you can come close to turning your home into your own market! The idea of creating a Homemade Pantry came when I discovered a book by the same name at the library. It intrigued me so much that I ended up checking it out on FOUR …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-pantry-family-money-minute/">Homemade Pantry {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 15, 2015: Homemade Pantry Today I’m telling you how you can come close to turning your home into your own market! The idea of creating a Homemade Pantry came when I discovered a book by the same name at the library.
January 15, 2015: Homemade Pantry
Today I’m telling you how you can come close to turning your home into your own market!



The idea of creating a Homemade Pantry came when I discovered a book by the same name at the library. It intrigued me so much that I ended up checking it out on FOUR separate occasions! I finally bought a copy for myself for my birthday last year with the savings I’d made from making certain things at home instead of buying them…
The book introduced me to simple recipes for over 100 items I’d typically buy at the grocery store, but many of which I can now make myself at home for a fraction of the cost!
For instance, do you know just how easy it is to make homemade jam or even baking mixes? By making food at home, not only are you likely to save money, but it typically is better for you while tasting better too!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Buy Generic {Family Money Minute} https://www.samicone.com/buy-generic-family-money-minute/ Wed, 14 Jan 2015 15:00:32 +0000 http://samicone.com/?p=35643 <p>January 14, 2015: Buy Generic One of the oldest ways to save is still one of the best! Let’s not forget that one of the easiest ways to save money is to buy generic. I’ve even made my husband do a blind taste test on certain items to prove that generic products are just as …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/buy-generic-family-money-minute/">Buy Generic {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 14, 2015: Buy Generic One of the oldest ways to save is still one of the best! Let’s not forget that one of the easiest ways to save money is to buy generic. I’ve even made my husband do a blind taste test on certain items to prove that generic...
January 14, 2015: Buy Generic
One of the oldest ways to save is still one of the best!



Let’s not forget that one of the easiest ways to save money is to buy generic. I’ve even made my husband do a blind taste test on certain items to prove that generic products are just as good as brand names. And generic brands aren’t just for groceries, but everything from everyday household items to medicine. Generics are a great way to save when something you need isn’t on sale.
Of course, don’t assume that generics are always the cheaper option. If you’re an experienced shopper prone to keeping your eyes on sales and using coupons, you can often pick up those brand names for less, it’s just a matter of how much time you’re willing to put into it!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Shop Sales {Family Money Minute} https://www.samicone.com/shop-sales-family-money-minute/ Tue, 13 Jan 2015 15:00:14 +0000 http://samicone.com/?p=35639 <p>January 13, 2015: Shop Sales What’s the best way to shop AND save? Even when saving money, we still need to shop. So what’s the best way to do it? Shop sales of course! Whether grocery or clothes shopping, do your best this month to ONLY shop during a sale. This will mean stocking up on …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shop-sales-family-money-minute/">Shop Sales {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 13, 2015: Shop Sales What’s the best way to shop AND save? Even when saving money, we still need to shop. So what’s the best way to do it? Shop sales of course! Whether grocery or clothes shopping, do your best this month to ONLY shop during a ...
January 13, 2015: Shop Sales
What’s the best way to shop AND save?



Even when saving money, we still need to shop. So what’s the best way to do it? Shop sales of course!
Whether grocery or clothes shopping, do your best this month to ONLY shop during a sale. This will mean stocking up on non-perishable grocery items when they’re half off and being purposeful about waiting for in-store specials or online discount codes before buying that new outfit.
A key to making this work is planning. You’ll spend the most money on ANYTHING you buy when you need it right away. By planning ahead, whether for meals, home-improvements or clothing, you’ll soon be seeing your savings add up.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Lower the Temperature {Family Money Minute} https://www.samicone.com/lower-the-temperature-family-money-minute/ Thu, 08 Jan 2015 15:00:01 +0000 http://samicone.com/?p=35622 <p>January 8, 2015: Lower the Temperature What can you turn down to amp up your savings? Believe it or not, lowering the temperature of your water and your heat can really help you save on your utility bills! Start by lowering the temperature on your hot water heater to between 120-130 degrees Fahrenheit and actually setting …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/lower-the-temperature-family-money-minute/">Lower the Temperature {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 8, 2015: Lower the Temperature What can you turn down to amp up your savings? Believe it or not, lowering the temperature of your water and your heat can really help you save on your utility bills! Start by lowering the temperature on your hot ...
January 8, 2015: Lower the Temperature
What can you turn down to amp up your savings?



Believe it or not, lowering the temperature of your water and your heat can really help you save on your utility bills!
Start by lowering the temperature on your hot water heater to between 120-130 degrees Fahrenheit and actually setting a timer on your dryer (or consider air-drying your clothes when feasible).
Even bumping your thermostat down a few degrees can save you around $100 a month depending on your square footage.
You’ll also want to ask your utility companies if they offer any incentive or rebate programs to help lower your bill.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Talk for Less {Family Money Minute} https://www.samicone.com/talk-for-less-family-money-minute/ Wed, 07 Jan 2015 15:00:39 +0000 http://samicone.com/?p=35618 <p>January 7, 2015: Talk for Less Love to talk on the phone but hate those monthly bills? Just like the cable TV solution I gave you yesterday, today’s technology offers multiple ways to cut back on your phone bill. First of all, consider giving up your home phone completely and simply using one of the following …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/talk-for-less-family-money-minute/">Talk for Less {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 7, 2015: Talk for Less Love to talk on the phone but hate those monthly bills? Just like the cable TV solution I gave you yesterday, today’s technology offers multiple ways to cut back on your phone bill. First of all,
January 7, 2015: Talk for Less
Love to talk on the phone but hate those monthly bills?


Just like the cable TV solution I gave you yesterday, today’s technology offers multiple ways to cut back on your phone bill.
First of all, consider giving up your home phone completely and simply using one of the following methods instead:
Second, call your cell phone company to make sure you’re on the best plan and consider a bundle of some sort, even splitting costs with plans or family members.
Finally, make use of free internet phone services like Skype & Google Voice, where you can even choose your own phone number.
Even by making just one of these changes, you’ll quickly be on your way to savings upwards of $100 a month!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Cut the Cable {Family Money Minute} https://www.samicone.com/cut-the-cable-family-money-minute/ Tue, 06 Jan 2015 15:00:46 +0000 http://samicone.com/?p=35592 <p>January 6, 2015: Cut the Cable Cable costs bringing you down? I’ll show you how easy it is to cut the cable today! It’s no surprise that cable is expensive: on average, cable customers spend $120 a month according to consumer studies, but that total can climb upwards of $1000 per month based on channels and …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/cut-the-cable-family-money-minute/">Cut the Cable {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 6, 2015: Cut the Cable Cable costs bringing you down? I’ll show you how easy it is to cut the cable today! It’s no surprise that cable is expensive: on average, cable customers spend $120 a month according to consumer studies,
January 6, 2015: Cut the Cable
Cable costs bringing you down? I’ll show you how easy it is to cut the cable today!


It’s no surprise that cable is expensive: on average, cable customers spend $120 a month according to consumer studies, but that total can climb upwards of $1000 per month based on channels and equipment.
So how can you watch your favorite shows AND save money? It’s easy these days!
There’s no shortage of programming you can watch online. And for what you spend a month in cable, you can spend one time on devices like Apple TV and stream your favorite shows and movies.
And make sure to check out HDTV antenna’s like Mohu. Not only are they un-obstrusive and easy to use, you can pick one up for under $25.
Of course, sports can be difficult to watch live without cable, but that might be the perfect time to go to a friend’s house; after all, is better to watch your home team and cheer with friends anyway!

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Cut Back on Coffee {Family Money Minute} https://www.samicone.com/cut-back-on-coffee-family-money-minute/ Mon, 05 Jan 2015 15:00:00 +0000 http://samicone.com/?p=35588 <p>January 5, 2015: Cut Back on Coffee Want to grab coffee sometime? You may think twice before asking this again after you hear what I have to say today… Is there any more common of a saying in our vernacular today than, “Wanna grab coffee?”  And coffee shops are banking on it, literally! So much so …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/cut-back-on-coffee-family-money-minute/">Cut Back on Coffee {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 5, 2015: Cut Back on Coffee Want to grab coffee sometime? You may think twice before asking this again after you hear what I have to say today… Is there any more common of a saying in our vernacular today than, “Wanna grab coffee?
January 5, 2015: Cut Back on Coffee
Want to grab coffee sometime? You may think twice before asking this again after you hear what I have to say today…


Is there any more common of a saying in our vernacular today than, “Wanna grab coffee?”  And coffee shops are banking on it, literally!
So much so that a new report estimates that the average American worker spends nearly $14.40 a week on coffee, which does not include the cost of drinking coffee at home. This adds up to $1100 a year.
Even if you cut back to just once a week, you’d easily be saving $40 a month and nearly $750 over the course of a year. Try treating it like a treat inside of something you deserve and soon you’ll find yourself able to afford a REAL treat!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
20 Ways to Save $20 {Family Money Minute} https://www.samicone.com/20-ways-to-save-20-family-money-minute/ Fri, 02 Jan 2015 15:00:49 +0000 http://samicone.com/?p=35561 <p>January 2, 2015: 20 Ways to Save $20 Wondering how to make more money this year? All this month, I’m sharing a number of different ways (20, to be exact!) to save $20. With some you can save $20 in a day, while others may take a week. I’ll even share ways to earn extra money. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/20-ways-to-save-20-family-money-minute/">20 Ways to Save $20 {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 2, 2015: 20 Ways to Save $20 Wondering how to make more money this year? All this month, I’m sharing a number of different ways (20, to be exact!) to save $20. With some you can save $20 in a day, while others may take a week.
January 2, 2015: 20 Ways to Save $20
Wondering how to make more money this year?


All this month, I’m sharing a number of different ways (20, to be exact!) to save $20.
With some you can save $20 in a day, while others may take a week. I’ll even share ways to earn extra money.
The important part to remember is this: you have to start somewhere and you have to take steps forward Every. Single. Day.
Repeat after me: there’s no such thing as “too little” when it comes to saving and it’s never too late to start. However, the sooner you do, the more you’ll be able to make your money work for you in the future, instead of the other way around.
I hope you’ll be back on Monday to join me for tip #1!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Start 2015 on the Right Financial Foot {Family Money Minute} https://www.samicone.com/start-2015-on-the-right-financial-foot-family-money-minute/ Thu, 01 Jan 2015 15:00:27 +0000 http://samicone.com/?p=35546 <p>January 1, 2015: Start 2015 on the Right Financial Foot Are you wondering how to start 2015 off on the right financial foot? I have my top 6 tips to control spending and develop smart money habits for the New Year: 1. Return anything laying around the house with a tag still on it (including unwanted …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/start-2015-on-the-right-financial-foot-family-money-minute/">Start 2015 on the Right Financial Foot {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> January 1, 2015: Start 2015 on the Right Financial Foot Are you wondering how to start 2015 off on the right financial foot? I have my top 6 tips to control spending and develop smart money habits for the New Year: 1.
January 1, 2015: Start 2015 on the Right Financial Foot
Are you wondering how to start 2015 off on the right financial foot?


I have my top 6 tips to control spending and develop smart money habits for the New Year:

1. Return anything laying around the house with a tag still on it (including unwanted gifts) and use credit for something you truly need

2. Keep track of when gift cards expire and make sure to use them ALL before they do!

3. Ditto #2, except with coupons

4. Track spending on a Google spreadsheet (or a notebook if you’re old school) before planning a new budget to see where your money is going

5. Set up a Savings Account (for everyone in the family) and start socking away 10% of everything you make… then promise yourself you won’t touch it

6. Have your kids gather and count all the coins & loose change they can find and roll them for the bank (paying them a % of course)
By following these simple steps, you’ll see the savings accumulate before you know it!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Set-Up for Success {Family Money Minute} https://www.samicone.com/set-up-for-success-family-money-minute/ Wed, 31 Dec 2014 15:00:20 +0000 http://samicone.com/?p=35020 <p>December 31, 2014: Set-Up for Success Before you get ready to ring in the new year, why not take a little bit of time to set yourself up for success in 2015? This is the perfect time to begin the new year on the right fiscal foot. This can look like: *Setting up and agreeing upon a …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/set-up-for-success-family-money-minute/">Set-Up for Success {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 31, 2014: Set-Up for Success Before you get ready to ring in the new year, why not take a little bit of time to set yourself up for success in 2015? This is the perfect time to begin the new year on the right fiscal foot.
December 31, 2014: Set-Up for Success
Before you get ready to ring in the new year, why not take a little bit of time to set yourself up for success in 2015?


This is the perfect time to begin the new year on the right fiscal foot.
This can look like:
*Setting up and agreeing upon a simple budget to try out for January.

*Figuring out how to keep track of your receipts and track spending habits.

*Planning to meet as a couple or a family once a week to assess your progress from the prior week.

*Using an app like Manila or Mint to not only track your spending but keep all of your bills in one place.
Remember you want to make your money work for you, not the other way around. Happy New Year!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Check Your Statements {Family Money Minute} https://www.samicone.com/check-your-statements-family-money-minute/ Tue, 30 Dec 2014 15:00:41 +0000 http://samicone.com/?p=35017 <p>December 30, 2014: Check Your Statements Yesterday we talked about the importance of checking your receipts. Today we want to go a step further and make sure that you review your bank and credit card statements. You never want to assume that statements are always correct. Match them up with your receipts, especially for things like restaurants …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/check-your-statements-family-money-minute/">Check Your Statements {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 30, 2014: Check Your Statements Yesterday we talked about the importance of checking your receipts. Today we want to go a step further and make sure that you review your bank and credit card statements.
December 30, 2014: Check Your Statements
Yesterday we talked about the importance of checking your receipts. Today we want to go a step further and make sure that you review your bank and credit card statements.


You never want to assume that statements are always correct. Match them up with your receipts, especially for things like restaurants where they have to go in and manually adjust the charge after a tip is added.
You will also want to closely monitor your bank statements to watch for any fraudulent activity that could have happened over the holidays.
The sooner you catch any mistakes, the easier they are to rectify.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Check Your Receipts {Family Money Minute} https://www.samicone.com/check-your-receipts-family-money-minute/ Mon, 29 Dec 2014 15:00:45 +0000 http://samicone.com/?p=35013 <p>December 29, 2014: Check Your Receipts Ready to get back on track? Monday has always been my favorite day of the week for getting my finances back in order but especially this Monday after Christmas, it’s important to review all your receipts. Here are the things you want to look out for: First, make sure you were …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/check-your-receipts-family-money-minute/">Check Your Receipts {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 29, 2014: Check Your Receipts Ready to get back on track? Monday has always been my favorite day of the week for getting my finances back in order but especially this Monday after Christmas, it’s important to review all your receipts.
December 29, 2014: Check Your Receipts
Ready to get back on track?


Monday has always been my favorite day of the week for getting my finances back in order but especially this Monday after Christmas, it’s important to review all your receipts. Here are the things you want to look out for:
First, make sure you were charged the right price for what you bought.

Second, scan sales to see if anything has gone down in price since you purchased it.

Finally, review the back of your receipts for the return policy. The last thing you want to do is get stuck with something you don’t really want to because you didn’t realize you had to return it within a certain time period.
Following the steps will prevent future financial heartache.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
After-Christmas Sales {Family Money Minute} https://www.samicone.com/after-christmas-sales-family-money-minute/ Fri, 26 Dec 2014 15:00:05 +0000 http://samicone.com/?p=35008 <p>December 26, 2014: After-Christmas Sales Should you stay in or go out? It seems ironic that after an entire day of celebrating together as a family and receiving gifts that anyone would want to go out shopping again, and yet today is one of the biggest shopping days of the year. If your family decided to just …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/after-christmas-sales-family-money-minute/">After-Christmas Sales {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 26, 2014: After-Christmas Sales Should you stay in or go out? It seems ironic that after an entire day of celebrating together as a family and receiving gifts that anyone would want to go out shopping again,
December 26, 2014: After-Christmas Sales
Should you stay in or go out?


It seems ironic that after an entire day of celebrating together as a family and receiving gifts that anyone would want to go out shopping again, and yet today is one of the biggest shopping days of the year.
If your family decided to just give gift cards and then let people pick out what they want, then it might be worth your while to check out the after Christmas sales.
Otherwise, you’re better off staying home and just monitoring the sales to see whether or not you can find a better price that stores will match within the terms of your receipt. If you absolutely have to shop today, try to do it online and find a store that has a free return policy.

***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Manage Your Expectations {Family Money Minute} https://www.samicone.com/manage-your-expectations-family-money-minute/ Thu, 25 Dec 2014 15:00:22 +0000 http://samicone.com/?p=35005 <p>  December 25, 2014: Manage Your Expectations How can budgeting and management help you on Christmas day? Wherever you are and whoever you are celebrating Christmas with today, I pray that you manage your expectations. After all Christmas isn’t about getting, but it’s about giving. One of the main ways disappointment occurs is when our expectations exceeded …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/manage-your-expectations-family-money-minute/">Manage Your Expectations {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   December 25, 2014: Manage Your Expectations How can budgeting and management help you on Christmas day? Wherever you are and whoever you are celebrating Christmas with today, I pray that you manage your expectations.
December 25, 2014: Manage Your Expectations
How can budgeting and management help you on Christmas day?


Wherever you are and whoever you are celebrating Christmas with today, I pray that you manage your expectations. After all Christmas isn’t about getting, but it’s about giving.
One of the main ways disappointment occurs is when our expectations exceeded the actual outcome.
Just like you do with your budget, set realistic guidelines not only for yourself, but for your whole family and communicate throughout the day. Merry Christmas!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Donate Your Christmas Eve {Family Money Minute} https://www.samicone.com/donate-your-christmas-eve-family-money-minute/ Wed, 24 Dec 2014 15:00:05 +0000 http://samicone.com/?p=34999 <p>December 24, 2014: Donate Your Christmas Eve Many of us wish we could do more when it comes to giving back, but don’t always feel like we have enough money to do so. One of the best ways to give back is to donate your time, especially on Christmas Eve. This day provides the perfect opportunity where …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/donate-your-christmas-eve-family-money-minute/">Donate Your Christmas Eve {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 24, 2014: Donate Your Christmas Eve Many of us wish we could do more when it comes to giving back, but don’t always feel like we have enough money to do so. One of the best ways to give back is to donate your time,
December 24, 2014: Donate Your Christmas Eve
Many of us wish we could do more when it comes to giving back, but don’t always feel like we have enough money to do so.


One of the best ways to give back is to donate your time, especially on Christmas Eve.
This day provides the perfect opportunity where you can come together as a family to serve individuals and families less fortunate than you.
Whether it’s cooking at a soup kitchen or handing out warm coats at a homeless shelter, it doesn’t take much to get out of the comfort of your home and show someone else that you care. After all, what better gift can we demonstrate to our own children as we celebrate the birth of Christ?
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Shop with Confidence {Family Money Minute} https://www.samicone.com/shop-with-confidence-family-money-minute/ Tue, 23 Dec 2014 15:00:22 +0000 http://samicone.com/?p=34996 <p>December 23, 2014: Shop with Confidence There’s something you want to pay special attention to any time of the year, but even more so during a busy shopping season to help you shop with confidence… While cash can be very helpful for helping you not to overspend and stay on budget, a credit card that offers free …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shop-with-confidence-family-money-minute/">Shop with Confidence {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 23, 2014: Shop with Confidence There’s something you want to pay special attention to any time of the year, but even more so during a busy shopping season to help you shop with confidence… While cash can be very helpful for helping you not to ...
December 23, 2014: Shop with Confidence
There’s something you want to pay special attention to any time of the year, but even more so during a busy shopping season to help you shop with confidence…


While cash can be very helpful for helping you not to overspend and stay on budget, a credit card that offers free fraud protection or even free insurance can be invaluable this time of year. You also want to make sure that any website you are shopping on and entering your credit card into is a secure site and not over public Wi-Fi.
Follow these tips and you’ll be shopping with confidence not only this holiday season but the entire year through.

—————

Another way to shop with confidence is to only shop establishments that have a price match or money back guarantee. That way you can rest assured knowing that you’re spending your time wisely and if you do come across the same item at a lower price, you can simply go back to them for a refund.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Family Gift Exchange {Family Money Minute} https://www.samicone.com/family-gift-exchange-family-money-minute/ Mon, 22 Dec 2014 15:00:47 +0000 http://samicone.com/?p=34990 <p>December 22, 2014: Family Gift Exchange Trying to shop for every relative can be overwhelming, not to mention costly, so what can you do? One way to solve this dilemma is by doing a family gift exchange. Everyone in the family puts their name in a hat (or in a virtual hat if you don’t live …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/family-gift-exchange-family-money-minute/">Family Gift Exchange {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 22, 2014: Family Gift Exchange Trying to shop for every relative can be overwhelming, not to mention costly, so what can you do? One way to solve this dilemma is by doing a family gift exchange. Everyone in the family puts their name in a hat ...
December 22, 2014: Family Gift Exchange
Trying to shop for every relative can be overwhelming, not to mention costly, so what can you do?


One way to solve this dilemma is by doing a family gift exchange.
Everyone in the family puts their name in a hat (or in a virtual hat if you don’t live near each other) and each person draws another family member’s name. That way everyone is taken care of, but each person is only buying one gift. You can even set a maximum spend amount and have everyone include some of their favorite things when you share that person’s name.
After all, it’s more about the joy of being together and giving, rather than receiving!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Shop and Earn {Family Money Minute} https://www.samicone.com/shop-and-earn-family-money-minute/ Fri, 19 Dec 2014 15:00:35 +0000 http://samicone.com/?p=34870 <p>  December 19, 2014: Shop and Earn Have you ever consider that you could actually make money while shopping? While this seems too good to be true, it can in fact happen! One way is to use a credit card that pays you a percentage of cashback on any purchases you make with it. For some cards, …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shop-and-earn-family-money-minute/">Shop and Earn {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   December 19, 2014: Shop and Earn Have you ever consider that you could actually make money while shopping? While this seems too good to be true, it can in fact happen! One way is to use a credit card that pays you a percentage of cashback on any purc...
December 19, 2014: Shop and Earn
Have you ever consider that you could actually make money while shopping?


While this seems too good to be true, it can in fact happen!
One way is to use a credit card that pays you a percentage of cashback on any purchases you make with it.
For some cards, you make money back in rewards or miles instead. We like to use our Disney visa credit card which has no annual fee but helps us pay for our Disney vacations.
Another simple way is to use a cashback site like eBates that pays you a percentage of cashback simply by going through their website before shopping at your favorite stores.
Whatever route you take, before you shop, make sure you are maximizing your money to the fullest.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Shop and Give {Family Money Minute} https://www.samicone.com/shop-and-give-family-money-minute/ Thu, 18 Dec 2014 15:00:06 +0000 http://samicone.com/?p=34867 <p>December 18, 2014: Shop and Give If you’re going to be shopping anyway, why not shop somewhere where you can give back? There are so many brands wonderful brands, like Better Life Bags & FashionABLE, that have an ethical component to their products and a donation automatically built in to every purchase. Nonprofits like St. Jude children’s …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shop-and-give-family-money-minute/">Shop and Give {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 18, 2014: Shop and Give If you’re going to be shopping anyway, why not shop somewhere where you can give back? There are so many brands wonderful brands, like Better Life Bags & FashionABLE, that have an ethical component to their products and...
December 18, 2014: Shop and Give
If you’re going to be shopping anyway, why not shop somewhere where you can give back?


There are so many brands wonderful brands, like Better Life Bags & FashionABLE, that have an ethical component to their products and a donation automatically built in to every purchase.
Nonprofits like St. Jude children’s research Hospital also partner with a number of retailers to help give back to kids not only during the holidays, but every day of the year.
Ministries like FamilyLife offer beautiful holiday products that also benefit their overall mission when purchased.
And don’t forget to check in with your credit and bank cards to see if they have portals you can shop through and actually choose a nonprofit beneficiary of your shopping.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Shop and Save {Family Money Minute} https://www.samicone.com/shop-and-save-family-money-minute/ Wed, 17 Dec 2014 15:00:42 +0000 http://samicone.com/?p=34864 <p>  December 17, 2014: Shop and Save I have a couple fool-proof ways to make sure you’re always saving money when you shop online… For starters, I never shop online without first searching for an online coupon or discount code. Googling the store with one of those terms is one way to do it, or you can …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shop-and-save-family-money-minute/">Shop and Save {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   December 17, 2014: Shop and Save I have a couple fool-proof ways to make sure you’re always saving money when you shop online… For starters, I never shop online without first searching for an online coupon or discount code.
December 17, 2014: Shop and Save
I have a couple fool-proof ways to make sure you’re always saving money when you shop online…


For starters, I never shop online without first searching for an online coupon or discount code. Googling the store with one of those terms is one way to do it, or you can use a site like Savings.com that not only provivdes codes for you, but also let’s you know how reliable they are.
With retailers fighting for your consumer dollars this holiday season, there’s no reason why you should have to pay full price for anything, much less shipping or handling fees.
If you feel like going old school, call the customer service line and just flat out ask what their best savings offer is right now; they won’t always tell you on their own but they’re typically happy to share once they’re asked.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Shop and Create {Family Money Minute} https://www.samicone.com/shop-and-create-family-money-minute/ Tue, 16 Dec 2014 15:00:06 +0000 http://samicone.com/?p=34861 <p>December 16, 2014: Shop and Create Even if you’re not crafty or into DIY (believe me I am not one of those), you can still make unique and inexpensive gifts that friends and family will love this holiday season. One of my favorites that we received as a housewarming gift a couple years ago was from a …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shop-and-create-family-money-minute/">Shop and Create {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 16, 2014: Shop and Create Even if you’re not crafty or into DIY (believe me I am not one of those), you can still make unique and inexpensive gifts that friends and family will love this holiday season.
December 16, 2014: Shop and Create
Even if you’re not crafty or into DIY (believe me I am not one of those), you can still make unique and inexpensive gifts that friends and family will love this holiday season.


One of my favorites that we received as a housewarming gift a couple years ago was from a friend who bought plain white tiles from Home Depot and then shellacked them with some unique scrapbook paper that she got from a craft store. She finished it off by adding a little felt on the bottom and gave us a set of four unique coasters that cost less than five dollars total and took hardly any time to make.
Don’t be afraid to think out of the box and use inspiration you see in gift stores to help you find cheaper alternatives you can create yourself.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Shop and Eat {Family Money Minute} https://www.samicone.com/shop-and-eat-family-money-minute/ Mon, 15 Dec 2014 15:00:36 +0000 http://samicone.com/?p=34858 <p>  December 15, 2014: Shop and Eat Let’s face it, I know for many of you, your shopping is coming to a head this week, so we are going to be taking a look at different ways to do your shopping that are not only creative, but money-saving as well. A popular gift over the holidays involves …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shop-and-eat-family-money-minute/">Shop and Eat {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   December 15, 2014: Shop and Eat Let’s face it, I know for many of you, your shopping is coming to a head this week, so we are going to be taking a look at different ways to do your shopping that are not only creative, but money-saving as well.
December 15, 2014: Shop and Eat
Let’s face it, I know for many of you, your shopping is coming to a head this week, so we are going to be taking a look at different ways to do your shopping that are not only creative, but money-saving as well.


A popular gift over the holidays involves food, and I find I can often stretch my dollar further at a grocery store with sales and coupons that I could anywhere else. This provides a great opportunity for me to give food as gifts, whether it’s making mini angel food cakes in ramekins I bought after Christmas last year for my kids’ teachers, or even special cookie bundles for our neighbors.
This helps me keep my gift-giving budget down while still giving a special gift to people around me this Christmas.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Something You Read {Family Money Minute} https://www.samicone.com/something-you-read-family-money-minute/ Fri, 12 Dec 2014 15:00:47 +0000 http://samicone.com/?p=34852 <p>December 12, 2014: Something You Read It’s the final day in our different way to give gifts series and today were talking about something you read. Having kids that love books, this can get expensive. But what I like to do is take a look at series they’ve checked out over and over again from the library and …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/something-you-read-family-money-minute/">Something You Read {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 12, 2014: Something You Read It’s the final day in our different way to give gifts series and today were talking about something you read. Having kids that love books, this can get expensive. But what I like to do is take a look at series they...
December 12, 2014: Something You Read
It’s the final day in our different way to give gifts series and today were talking about something you read.


Having kids that love books, this can get expensive. But what I like to do is take a look at series they’ve checked out over and over again from the library and invest in getting them a collection for Christmas that becomes their very own that they treasure over the years.
For adults, you may want to even consider a magazine subscription, an ereader or a tablet. Whatever it is, just make sure to add that personal touch so that the recipient knows you were thinking about them specifically.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Something You Wear {Family Money Minute} https://www.samicone.com/something-you-wear-family-money-minute/ Thu, 11 Dec 2014 15:00:23 +0000 http://samicone.com/?p=34849 <p>December 11, 2014: Something You Wear We are continuing our week of a different way to give gifts by sharing the third item: something you wear. Let’s face it, clothes are always a big hit around Christmas time, whether it’s a new pair of pajamas, a special party dress or that perfect sweater. You know you’re going to …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/something-you-wear-family-money-minute/">Something You Wear {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 11, 2014: Something You Wear We are continuing our week of a different way to give gifts by sharing the third item: something you wear. Let’s face it, clothes are always a big hit around Christmas time, whether it’s a new pair of pajamas,

December 11, 2014: Something You Wear
We are continuing our week of a different way to give gifts by sharing the third item: something you wear.


Let’s face it, clothes are always a big hit around Christmas time, whether it’s a new pair of pajamas, a special party dress or that perfect sweater.
You know you’re going to buy it anyway, so let’s just label it. Especially if you have a budding fashionista like my daughter, it helps to let her know she gets to have one special outfit for the season. And let your family have input on what that may be. That way dad isn’t getting a bag of socks and mom isn’t getting another pair of slippers she doesn’t need.
Keep in mind, you could have some flexibility and branch out into accessories, bags, and shoes if that’s what would be special to your loved ones.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Something You Need {Family Money Minute} https://www.samicone.com/something-you-need-family-money-minute/ Wed, 10 Dec 2014 15:00:43 +0000 http://samicone.com/?p=34844 <p>December 10, 2014: Something You Need As we continue our week of a different way of giving gifts, today’s focus is on something you need. Now this may not sound overly exciting, but sometimes your kids or your family need something that you otherwise wouldn’t be able to save up money for and Christmas is the perfect time …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/something-you-need-family-money-minute/">Something You Need {Family Money Minute}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 10, 2014: Something You Need As we continue our week of a different way of giving gifts, today’s focus is on something you need. Now this may not sound overly exciting, but sometimes your kids or your family need something that you otherwise w...
December 10, 2014: Something You Need
As we continue our week of a different way of giving gifts, today’s focus is on something you need.


Now this may not sound overly exciting, but sometimes your kids or your family need something that you otherwise wouldn’t be able to save up money for and Christmas is the perfect time to bless someone by fulfilling that we need.
Maybe it’s a new pair of tennis shoes or a scientific calculator. Maybe it’s a kitchen gadget for mom or a new tool for dad. Whatever it is, have some fun with it and find a way to bless someone you love.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author
Something You Want {Family Money Minute Radio} https://www.samicone.com/something-you-want-family-money-minute-radio/ Tue, 09 Dec 2014 15:00:44 +0000 http://samicone.com/?p=34834 <p>December 9, 2014: Something You Want The first step in a different way to give gifts is something you want. We’ve asked our kids to pick out one gift that they really want. Of course, you would need to set a price limit on this and keep it somewhere around the same for each child. While there …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/something-you-want-family-money-minute-radio/">Something You Want {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 9, 2014: Something You Want The first step in a different way to give gifts is something you want. We’ve asked our kids to pick out one gift that they really want. Of course, you would need to set a price limit on this and keep it somewhere ar...
December 9, 2014: Something You Want
The first step in a different way to give gifts is something you want.


We’ve asked our kids to pick out one gift that they really want. Of course, you would need to set a price limit on this and keep it somewhere around the same for each child.
While there is no guarantee they will get exactly what they ask for, the benefit of having them focus their wish list down to one main thing is that you’re not spending the entire holiday season with them creating and coveting a large Christmas list.
For example, our daughter wants the American Girl Doll of the Year, Isabel, and our son wants the new Disney infinity 2.0. By knowing that this is there one gift we are giving them, it also helps us direct others that may be wanting to either pitch in or complement that gift.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
A Different Way to Give Gifts {Family Money Minute Radio} https://www.samicone.com/a-different-way-to-give-gifts-family-money-minute-radio/ Mon, 08 Dec 2014 15:00:41 +0000 http://samicone.com/?p=34830 <p>  December 8, 2014: A Different Way to Give Gifts Looking for a different way to give gifts this holiday season? After having yet another garage sale recently, my husband and I realized that we have way too much stuff for four people. The last thing we wanted was for this Christmas to be another time where …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/a-different-way-to-give-gifts-family-money-minute-radio/">A Different Way to Give Gifts {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   December 8, 2014: A Different Way to Give Gifts Looking for a different way to give gifts this holiday season? After having yet another garage sale recently, my husband and I realized that we have way too much stuff for four people.
December 8, 2014: A Different Way to Give Gifts
Looking for a different way to give gifts this holiday season?


After having yet another garage sale recently, my husband and I realized that we have way too much stuff for four people. The last thing we wanted was for this Christmas to be another time where we add to our stuff. Instead, we want our family to focus on being together and giving back to those less fortunate.
Does that mean we won’t give any gifts? No, of course not. But we’ve purpose to be more thoughtful about what we give and how we give it.
That’s why all this week I’m sharing specifics about the four gifts we will be giving each other this Christmas: something you want, something you need, something you wear, and something you read. I hope you’ll join me in the coming days to learn more about a different way to give gifts this Christmas.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Early December Travel {Family Money Minute Radio} https://www.samicone.com/early-december-travel-family-money-minute-radio/ Fri, 05 Dec 2014 15:00:14 +0000 http://samicone.com/?p=34813 <p>December 5, 2014: Early December Travel I realize this may not be the most convenient time to travel, but it is one of the cheapest. If you are lamenting not being able to get away over the holidays, consider traveling right now. Very few people travel in the early December weeks between Thanksgiving and Christmas, so airfares …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/early-december-travel-family-money-minute-radio/">Early December Travel {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 5, 2014: Early December Travel I realize this may not be the most convenient time to travel, but it is one of the cheapest. If you are lamenting not being able to get away over the holidays, consider traveling right now.
December 5, 2014: Early December Travel

I realize this may not be the most convenient time to travel, but it is one of the cheapest. If you are lamenting not being able to get away over the holidays, consider traveling right now.
Very few people travel in the early December weeks between Thanksgiving and Christmas, so airfares and hotels are substantially reduced, making it possible to take a vacation you otherwise think you might not be able to afford.
Sure, you might have to take time off of work or school and that means you’d be home while everyone else is traveling between Christmas and New Year’s, but who wants that travel headache anyway?
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Daily Deal Gifts {Family Money Minute Radio} https://www.samicone.com/daily-deal-gifts-family-money-minute-radio/ Thu, 04 Dec 2014 15:00:41 +0000 http://samicone.com/?p=34810 <p>  December 4, 2014: Daily Deal Gifts I’m the type of person that is much more likely to buy someone I love a gift on a random day just because I find something perfect for them rather than buying them something on a holiday because I have to. But let’s face it, with the holidays approaching, we …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/daily-deal-gifts-family-money-minute-radio/">Daily Deal Gifts {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   December 4, 2014: Daily Deal Gifts I’m the type of person that is much more likely to buy someone I love a gift on a random day just because I find something perfect for them rather than buying them something on a holiday because I have to.
December 4, 2014: Daily Deal Gifts

I’m the type of person that is much more likely to buy someone I love a gift on a random day just because I find something perfect for them rather than buying them something on a holiday because I have to.
But let’s face it, with the holidays approaching, we are going to need to buy more gifts this time of year than any other.
One way to do that affordably is by checking out daily deal sites like Groupon or Zulily. Typically, they offer popular and trendy items or even pampering experiences somewhere between 50 to 70% off. But the thing I love most about them is that you can buy multiple of the same item as gifts, which not only amps up your savings, but cuts back on your overall shopping time.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Save on Over-The-Counters {Family Money Minute Radio} https://www.samicone.com/save-on-over-the-counters-family-money-minute-radio/ Wed, 03 Dec 2014 15:00:48 +0000 http://samicone.com/?p=34807 <p>December 3, 2014: Save on Over-The-Counters I’ve told you before that I don’t turn to medicine as my first resort when I get sick, but there comes a time when we all need to go to the doctor. And on a recent trip, my doctor confirmed what I suspected for a while: many companies overcharge for brand …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/save-on-over-the-counters-family-money-minute-radio/">Save on Over-The-Counters {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 3, 2014: Save on Over-The-Counters I’ve told you before that I don’t turn to medicine as my first resort when I get sick, but there comes a time when we all need to go to the doctor. And on a recent trip,
December 3, 2014: Save on Over-The-Counters

I’ve told you before that I don’t turn to medicine as my first resort when I get sick, but there comes a time when we all need to go to the doctor. And on a recent trip, my doctor confirmed what I suspected for a while: many companies overcharge for brand name over-the-counter medicine.
Her tip? Look to the right and find the generic and compare active ingredients. They are most likely exactly the same at a fraction of the cost.
And if there are certain over-the-counter medicines that you use frequently, like for headache or allergy relief, visit a membership club like Sam’s or Costco to really amp up your savings.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

Subscribe to the Family Money Minute Podcast NOW

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Sami Cone - Savings Expert, Blogger, Author 1:00
Seasonal Work {Family Money Minute Radio} https://www.samicone.com/seasonal-work-family-money-minute-radio/ Tue, 02 Dec 2014 15:00:33 +0000 http://samicone.com/?p=34793 <p>December 2, 2014: Seasonal Work When it comes to beefing up your holiday budget, why not consider taking on a job somewhere that you love to shop? While I’ve never made a lot of money in my life, I’ve always found ways to work around my lack of funds…literally. Most retailers hire seasonal workers and …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/seasonal-work-family-money-minute-radio/">Seasonal Work {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 2, 2014: Seasonal Work When it comes to beefing up your holiday budget, why not consider taking on a job somewhere that you love to shop? While I’ve never made a lot of money in my life, I’ve always found ways to work around my lack of funds…l...
December 2, 2014: Seasonal Work
When it comes to beefing up your holiday budget, why not consider taking on a job somewhere that you love to shop?

While I’ve never made a lot of money in my life, I’ve always found ways to work around my lack of funds…literally.
Most retailers hire seasonal workers and it’s the one time of year where it’s acceptable to walk into a job interview and tell them about the limited number of hours you want to work or the specific days you’re able to devote to the job.
Retail is a great option for for electronic nuts and music lovers to sport enthusiasts and home decorators. The beautiful think about this scenario is that not only will you typically get a great discount (sometimes even on other stores/restaurants within a mall), but you can also dedicate the money you’re making specifically for your Christmas gifts.
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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Restaurant Gift Cards {Family Money Minute Radio} https://www.samicone.com/restaurant-gift-cards-family-money-minute-radio/ Mon, 01 Dec 2014 15:00:57 +0000 http://samicone.com/?p=34790 <p>December 1, 2014: Restaurant Gift Cards What is the best time of year to buy restaurant gift cards? I have your answer coming up! This is my favorite time of year to buy restaurant gift cards. We actually budget money throughout the year to save for buying restaurant gift cards at the holidays that we then …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/restaurant-gift-cards-family-money-minute-radio/">Restaurant Gift Cards {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> December 1, 2014: Restaurant Gift Cards What is the best time of year to buy restaurant gift cards? I have your answer coming up! This is my favorite time of year to buy restaurant gift cards. We actually budget money throughout the year to save for bu...
December 1, 2014: Restaurant Gift Cards
What is the best time of year to buy restaurant gift cards? I have your answer coming up!

This is my favorite time of year to buy restaurant gift cards. We actually budget money throughout the year to save for buying restaurant gift cards at the holidays that we then use to eat out throughout the rest of the year.
So many restaurants offer bonuses when you buy gift cards during the holidays (usually around 20%), that it pays to buy gift cards for places you normally eat out at and then use them for your family during the coming months.
Of course, you can buy them for gifts as well, but just remember that you can also make your own budgeting dollars stretch further this month if you’re smart about where and how you’re spending.
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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!

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Sami Cone - Savings Expert, Blogger, Author 1:00
Maximize Black Friday {Family Money Minute Radio} https://www.samicone.com/maximize-black-friday-family-money-minute-radio/ Fri, 28 Nov 2014 15:00:38 +0000 http://samicone.com/?p=33970 <p>November 28, 2014: Maximize Black Friday Is it worth it to brave the crowds today? I have your answer coming up! While it’s true that you can find some of the best deals of the year today, you also have to take some other factors into account on Black Friday. First of all, think of the …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/maximize-black-friday-family-money-minute-radio/">Maximize Black Friday {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 28, 2014: Maximize Black Friday Is it worth it to brave the crowds today? I have your answer coming up! While it’s true that you can find some of the best deals of the year today, you also have to take some other factors into account on Black ...
November 28, 2014: Maximize Black Friday
Is it worth it to brave the crowds today? I have your answer coming up!

While it’s true that you can find some of the best deals of the year today, you also have to take some other factors into account on Black Friday.
First of all, think of the lines and traffic! Is it worth it for you to give up sleep, travel time and gas just to get a good deal on a sweater?
I will admit, today is one of the best day to score amazing prices on electronics, but you often have to be one of the first in line in order to do so. If you prefer to maintain your sanity, wait until 10am or so to hit the stores. Sure, some of the hottest deals may be gone, but I’ve still been able to find plenty of what I needed at this time (like office supplies, clothing and kids’ toys) and the crazy crowds seem to be gone by this time.
Whatever you decide to do on Black Friday, make sure it doesn’t detract from the gratitude you embraced the day before.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Maximize Family Time {Family Money Minute Radio} https://www.samicone.com/maximize-family-time-family-money-minute-radio/ Thu, 27 Nov 2014 15:00:32 +0000 http://samicone.com/?p=33967 <p>November 27, 2014: Maximize Family Time I want to be one of the first to wish each and every one of you a Happy Thanksgiving! First of all, let me say how grateful I am for each of you who welcome me into your home and cars each and every day to share tips on how …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/maximize-family-time-family-money-minute-radio/">Maximize Family Time {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 27, 2014: Maximize Family Time I want to be one of the first to wish each and every one of you a Happy Thanksgiving! First of all, let me say how grateful I am for each of you who welcome me into your home and cars each and every day to share ...

November 27, 2014: Maximize Family Time
I want to be one of the first to wish each and every one of you a Happy Thanksgiving!

First of all, let me say how grateful I am for each of you who welcome me into your home and cars each and every day to share tips on how to maximize your money so you can make more memories together as a family. And that’s what today is all about!
I spent years being afraid of money until I realized that money is not inherently good or evil: only the love of it is. Money is in fact a tool that God gave us and it’s up to us to be good stewards of that tool.
So as you prepare to celebrate Thanksgiving with your family today, I pray that regardless of whether you have much or little, that you thank God with ALL your heart for what you do have and pray that you can be a blessing to others today, starting with the people that gather around your family table.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Brine Your Turkey {Family Money Minute Radio} https://www.samicone.com/brine-your-turkey-family-money-minute-radio/ Wed, 26 Nov 2014 15:00:44 +0000 http://samicone.com/?p=33964 <p>November 26, 2014: Brine Your Turkey Some of the oldest cooking traditions are not only the most thrifty, but also the most delicious! I’ve already taught you that marinating your meat can impart a great deal of flavor into cheaper cuts of meat, but what about when it comes to your Thanksgiving turkey? One of the …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/brine-your-turkey-family-money-minute-radio/">Brine Your Turkey {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 26, 2014: Brine Your Turkey Some of the oldest cooking traditions are not only the most thrifty, but also the most delicious! I’ve already taught you that marinating your meat can impart a great deal of flavor into cheaper cuts of meat,
November 26, 2014: Brine Your Turkey
Some of the oldest cooking traditions are not only the most thrifty, but also the most delicious!

I’ve already taught you that marinating your meat can impart a great deal of flavor into cheaper cuts of meat, but what about when it comes to your Thanksgiving turkey?
One of the best ways to add flavor and impart moisture is to brine your turkey.
You can make a simple brine of salt water and vinegar and even mix it in a plastic bucket from a home-improvement store.
Soak it for anywhere from 12 to 36 hours before cooking. And remember, cook your turkey about 20 minutes per pound for a perfect result every time!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Easy Fall Decor {Family Money Minute Radio} https://www.samicone.com/easy-fall-decor-family-money-minute-radio/ Tue, 25 Nov 2014 15:00:12 +0000 http://samicone.com/?p=33961 <p>November 25, 2014: Easy Fall Decor Stay tuned for some easy fall decor tips coming up! I’m not much of a decorator and I am certainly not one to spend money on decorations that you only use a month or so out of the year, so today I have some simple tips for some easy and …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/easy-fall-decor-family-money-minute-radio/">Easy Fall Decor {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 25, 2014: Easy Fall Decor Stay tuned for some easy fall decor tips coming up! I’m not much of a decorator and I am certainly not one to spend money on decorations that you only use a month or so out of the year,

November 25, 2014: Easy Fall Decor
Stay tuned for some easy fall decor tips coming up!

I’m not much of a decorator and I am certainly not one to spend money on decorations that you only use a month or so out of the year, so today I have some simple tips for some easy and cheap but beautiful fall decorations.
The first is to take advantage of foliage right outside your door. A couple of Holly Bush branches in a vase or even some sprigs nestled on a table runner add the perfect fall touch at your Thanksgiving meal.
Second, let the kids help. This is the perfect occassion for construction paper napkin rings or even placements made from outlining hands to make turkeys.
Finally, let your food speak for itself. The rich colors of fall, as echoed in pumpkin and cranberry filled dishes, ought to be the star of your Thanksgiving table. Making use of what you already have on hand is not only financially wise, but it’s family wise too.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Cook Ahead Sides {Family Money Minute Radio} https://www.samicone.com/cook-ahead-sides-family-money-minute-radio/ Mon, 24 Nov 2014 15:00:00 +0000 http://samicone.com/?p=33958 <p>November 24, 2014: Cook Ahead Sides How can you maximize your cooking time on Thanksgiving day?  It’s simple! One of the easiest ways to save time and money from electricity on Thanksgiving day is to make some cook ahead sides. Considering some of the most popular dishes include stuffing (or dressing, depending on where you’re from), …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/cook-ahead-sides-family-money-minute-radio/">Cook Ahead Sides {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 24, 2014: Cook Ahead Sides How can you maximize your cooking time on Thanksgiving day?  It’s simple! One of the easiest ways to save time and money from electricity on Thanksgiving day is to make some cook ahead sides.
November 24, 2014: Cook Ahead Sides
How can you maximize your cooking time on Thanksgiving day?  It’s simple!

One of the easiest ways to save time and money from electricity on Thanksgiving day is to make some cook ahead sides.
Considering some of the most popular dishes include stuffing (or dressing, depending on where you’re from), mashed potatoes, mac & cheese and some sort of vegetable, most of this can be cooked, or at least prepped, in advance.
For stuffing, pasta and potatoes, assemble them in their respective baking dishes and then simply warm in the oven before eating.
If you want to keep your vegetables fresh without overheating, just prep and chop them, making it easier on you on Thanksgiving Day.
This will save a ton of time and help you to enjoy your friends and family more.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
National Shoebox Collection Week: Candy {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-candy-family-money-minute-radio/ Fri, 21 Nov 2014 15:00:56 +0000 http://samicone.com/?p=33955 <p>November 21, 2014: National Shoebox Collection Week: Candy Today’s final National Shoebox Collection Week tip may surprise you… The final tip I have for packing your OCC shoeboxes is to add…CANDY! Yes, you heard me right – a sweet treat seems to be universal. I realize some may not consider this a necessity and may in fact …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-candy-family-money-minute-radio/">National Shoebox Collection Week: Candy {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 21, 2014: National Shoebox Collection Week: Candy Today’s final National Shoebox Collection Week tip may surprise you… The final tip I have for packing your OCC shoeboxes is to add…CANDY! Yes, you heard me right – a sweet treat seems to be uni...

November 21, 2014: National Shoebox Collection Week: Candy
Today’s final National Shoebox Collection Week tip may surprise you…

The final tip I have for packing your OCC shoeboxes is to add…CANDY!
Yes, you heard me right – a sweet treat seems to be universal. I realize some may not consider this a necessity and may in fact believe they’re not helping the underprivileged by adding candy. However, the simple act of adding a lollipop (in a plastic bag of course) can bring such an amazing smile to a child, especially when everyone around them is receiving the same thing.
Just make sure you don’t add out of date candy or chocolate – make sure to include something your own kids would be excited about receiving themselves.
And perhaps the most important inclusion of all is to add a family picture with a note and your address. Kids loved seeing who their boxes come from and if you add your physical or email address, you might just get a reply back!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
National Shoebox Collection Week: Clothes/Shoes {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-clothes-shoes-family-money-minute-radio/ Thu, 20 Nov 2014 15:00:45 +0000 http://samicone.com/?p=33952 <p>November 20, 2014: National Shoebox Collection Week: Clothes/Shoes As we continue collecting for your OCC shoeboxes, I have a tip you might not have thought of… Even though there is an age range for the boxes you’re packing, you might not think it possible to include clothing or shoes. But you’re never going to believe two of …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-clothes-shoes-family-money-minute-radio/">National Shoebox Collection Week: Clothes/Shoes {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 20, 2014: National Shoebox Collection Week: Clothes/Shoes As we continue collecting for your OCC shoeboxes, I have a tip you might not have thought of… Even though there is an age range for the boxes you’re packing,

November 20, 2014: National Shoebox Collection Week: Clothes/Shoes
As we continue collecting for your OCC shoeboxes, I have a tip you might not have thought of…

Even though there is an age range for the boxes you’re packing, you might not think it possible to include clothing or shoes. But you’re never going to believe two of the most requested shoebox items: Flip Flops and those little stretchy gloves!
Many children don’t have shoes and flip flops can be very forgiving when it comes to size. The same holds true for those amazing stretchy gloves, and both items can often be found on sale for under a dollar.
Other wanted items include t-shirts, socks, hats, sunglasses, hair clips and even brightly-colored jewelry. Just consider what will work across a variety of sizes and climates and you’ll be all set to make a difference in a child’s life!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author
National Shoebox Collection Week: Toiletries {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-toiletries-family-money-minute-radio/ Wed, 19 Nov 2014 15:00:04 +0000 http://samicone.com/?p=33948 <p>November 19, 2014: National Shoebox Collection Week: Toiletries We’re halfway through national Shoebox Collection Week with one of the most needed shoebox items today… While it’s important to include the fun stuff in your shoeboxes, personal hygiene items are essential. When visiting Ecuador with Operation Christmas Child last year, I brought a bag of toothbrushes with me …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-toiletries-family-money-minute-radio/">National Shoebox Collection Week: Toiletries {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 19, 2014: National Shoebox Collection Week: Toiletries We’re halfway through national Shoebox Collection Week with one of the most needed shoebox items today… While it’s important to include the fun stuff in your shoeboxes,
November 19, 2014: National Shoebox Collection Week: Toiletries
We’re halfway through national Shoebox Collection Week with one of the most needed shoebox items today…

While it’s important to include the fun stuff in your shoeboxes, personal hygiene items are essential. When visiting Ecuador with Operation Christmas Child last year, I brought a bag of toothbrushes with me to hand out and people crowded around me like I was handing out money.
One of the best tips I heard from team members was to collect travel items you’d normally receive from staying at a hotel, like bar soap and combs. Often times, an entire family will have to share these items. Just make sure not to pack any liquid or lotions.
By collecting what might be an afterthought to you, you’ll be making a lasting impact in a family overseas for months!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
National Shoebox Collection Week: School Supplies {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-school-supplies-family-money-minute-radio/ Tue, 18 Nov 2014 15:00:34 +0000 http://samicone.com/?p=33945 <p>November 18, 2014: National Shoebox Collection Week: School Supplies It’s day 2 in our week featuring items perfect for shoeboxes during OCC collection week and today’s focus is a frequently omitted yet incredibly important inclusion… What most people don’t realize is that one of the most important items you can include in shoeboxes are school supplies. …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-school-supplies-family-money-minute-radio/">National Shoebox Collection Week: School Supplies {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 18, 2014: National Shoebox Collection Week: School Supplies It’s day 2 in our week featuring items perfect for shoeboxes during OCC collection week and today’s focus is a frequently omitted yet incredibly important inclusion… What most people ...

November 18, 2014: National Shoebox Collection Week: School Supplies
It’s day 2 in our week featuring items perfect for shoeboxes during OCC collection week and today’s focus is a frequently omitted yet incredibly important inclusion…

What most people don’t realize is that one of the most important items you can include in shoeboxes are school supplies. While we in America might not consider that fun or even a gift, they are invaluable and scarce in a large part of the world. In fact, many kids receiving shoeboxes could go to school, but aren’t allowed because they can’t afford necessary supplies like pens, pencils and paper.
Other needed supplies include crayons, markers, pencil sharpeners and even more advanced items for the older children, like solar calculators.
Of course, don’t forget to include coloring and picture books for the young ones too!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
National Shoebox Collection Week: Toys {Family Money Minute Radio} https://www.samicone.com/national-shoebox-collection-week-toys-family-money-minute-radio/ Mon, 17 Nov 2014 15:00:38 +0000 http://samicone.com/?p=33942 <p>  November 17, 2014: National Shoebox Collection Week: Toys It’s operation Christmas child national shoebox collection week, so every day this week I’ll be giving you a special tips on how to save on the five most important items you can add to your shoebox. Today’s Shoebox item is toys. One of the most popular items …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/national-shoebox-collection-week-toys-family-money-minute-radio/">National Shoebox Collection Week: Toys {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   November 17, 2014: National Shoebox Collection Week: Toys It’s operation Christmas child national shoebox collection week, so every day this week I’ll be giving you a special tips on how to save on the five most important items you can add to your sh...
November 17, 2014: National Shoebox Collection Week: Toys
It’s operation Christmas child national shoebox collection week, so every day this week I’ll be giving you a special tips on how to save on the five most important items you can add to your shoebox.

Today’s Shoebox item is toys. One of the most popular items I realized on my trip to Ecuador to distribute shoeboxes was a small toy like jump ropes, balls, dolls, kazoos, yo-yos, harmonicas and especially something to cuddle, like a stuffed animal: This is a luxury to many children and they all immediately looked for one in their boxes.
Of course, don’t overlook playthings for older children, like art kits, sewing kits, tool kits or even sporting gear.
For extra savings, take advantage of all the pre-Black Friday coupons and deals available, especially when buying in bulk online.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00
Season Passes {Family Money Minute Radio} https://www.samicone.com/season-passes-family-money-minute-radio/ Fri, 14 Nov 2014 15:00:09 +0000 http://samicone.com/?p=33938 <p>November 14, 2014: Season Passes What’s the ticket to saving on amusement park tickets? I have one money-saving solution coming up! Our family loves amusement parks like Disney World and Dollywood, but we often find that simply going for a day isn’t worth the high ticket cost. Instead, we opt for season passes. Typically, you use …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/season-passes-family-money-minute-radio/">Season Passes {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 14, 2014: Season Passes What’s the ticket to saving on amusement park tickets? I have one money-saving solution coming up! Our family loves amusement parks like Disney World and Dollywood, but we often find that simply going for a day isn’t wo...

November 14, 2014: Season Passes
What’s the ticket to saving on amusement park tickets? I have one money-saving solution coming up!

Our family loves amusement parks like Disney World and Dollywood, but we often find that simply going for a day isn’t worth the high ticket cost. Instead, we opt for season passes.
Typically, you use the value in just two visits, and it gives you a number of other benefits on top of it, including free parking, food discounts and more.
If you want to make sure your your family enjoys the park first, many amusement parks will allow you to upgrade your single day tickets at the end of the day before you leave, only paying the difference.
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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Good Time to Buy TVs {Family Money Minute Radio} https://www.samicone.com/good-time-to-buy-tvs-family-money-minute-radio/ Thu, 13 Nov 2014 15:00:18 +0000 http://samicone.com/?p=33934 <p>November 13, 2014: Good Time to Buy TVs Wondering about the best thing to buy this month? If you’re going to purchase anything this month, consumer history shows that one of the best things you can buy in November is a new TV. Not only are there great deals all month long, but especially as we …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/good-time-to-buy-tvs-family-money-minute-radio/">Good Time to Buy TVs {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 13, 2014: Good Time to Buy TVs Wondering about the best thing to buy this month? If you’re going to purchase anything this month, consumer history shows that one of the best things you can buy in November is a new TV.
November 13, 2014: Good Time to Buy TVs
Wondering about the best thing to buy this month?

If you’re going to purchase anything this month, consumer history shows that one of the best things you can buy in November is a new TV.
Not only are there great deals all month long, but especially as we get closer to Black Friday week. In past years, we’ve found TV’s over 40” for under $200.
However, if you’re looking for one of the large, premium HDTVs, you might just be better off waiting until December or January as we creep closer to the Super Bowl.
November is also a great time of year to buy a new car since they’re rolling out the new model year (that is, if you’re not going to listen to me and buy a used car instead 😉
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Antibacterial Spray {Family Money Minute Radio} https://www.samicone.com/homemade-antibacterial-spray-family-money-minute-radio/ Wed, 12 Nov 2014 15:00:07 +0000 http://samicone.com/?p=33930 <p>November 12, 2014: Homemade Antibacterial Spray What is the best and most cost-efficient way to keep your family’s hands clean during the cold & flu season? Antibacterial sprays and gels have come under a lot of scrutiny lately, but it never hurts to have your own homemade spray on hand, especially for when you’re on the …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-antibacterial-spray-family-money-minute-radio/">Homemade Antibacterial Spray {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 12, 2014: Homemade Antibacterial Spray What is the best and most cost-efficient way to keep your family’s hands clean during the cold & flu season? Antibacterial sprays and gels have come under a lot of scrutiny lately,

November 12, 2014: Homemade Antibacterial Spray
What is the best and most cost-efficient way to keep your family’s hands clean during the cold & flu season?

Antibacterial sprays and gels have come under a lot of scrutiny lately, but it never hurts to have your own homemade spray on hand, especially for when you’re on the go or in the car.
Simply get a travel spray bottle and fill it with equal parts of alcohol or hydrogen peroxide and water. Or, if you want to stay all natural, add about 20 drops of your favorite essential oils to the water in a spray bottle (citrus, lavender and eucalyptus are the best).
That way, even if you’re not near a sink, you always have a quick way to disinfect during cold and flu season.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Garage Sale Tips {Family Money Minute Radio} https://www.samicone.com/garage-sale-tips-family-money-minute-radio/ Tue, 11 Nov 2014 15:00:08 +0000 http://samicone.com/?p=33927 <p>  November 11, 2014: Garage Sale Tips I have more tips on how to run a successful garage sale for you today! I’ve shared a few of my favorite Garage Sale success tips this summer, but I thought you could make use of a few more this fall: First, Clean & Display your items properly -I’m …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/garage-sale-tips-family-money-minute-radio/">Garage Sale Tips {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   November 11, 2014: Garage Sale Tips I have more tips on how to run a successful garage sale for you today! I’ve shared a few of my favorite Garage Sale success tips this summer, but I thought you could make use of a few more this fall: First,
November 11, 2014: Garage Sale Tips
I have more tips on how to run a successful garage sale for you today!

I’ve shared a few of my favorite Garage Sale success tips this summer, but I thought you could make use of a few more this fall:
First, Clean & Display your items properly

-I’m not saying to sterilize and iron everything, but at least have things displayed to where they are easy to be seen and don’t look like they’ve been in the attic for 10 years (even if they have). Give everything a good wipe down or fold before simply tossing them on a folding table.
Second, have good signage (and put it out the night before)

-Remember, good doesn’t have to be expensive, but it should be bright, clear and big! Think neon poster board with thick, black block letters nailed to some wooden legs that will withstand the elements.
Third, have plenty of change on hand

– You don’t want to lose a sale because you can’t break a $20. For this last sale, I got $30 in singles and $10 in quarters from the bank and that was more than enough.
Finally, enlist the help of a friend

-It’s helpful to have another adult to help take money, answer questions, carry large items to cars, and help entertain your kids (or better yet, ask them to babysit your kids for the morning!)
Fall is my favorite time for garage sales, and especially helpful in getting a little extra cash in your pocket before the holidays!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Homemade Stock Recipe {Family Money Minute Radio} https://www.samicone.com/homemade-stock-recipe-family-money-minute-radio/ Mon, 10 Nov 2014 15:00:56 +0000 http://samicone.com/?p=33924 <p>November 10, 2014: Homemade Stock Recipe Wondering how to make one crockpot meal stretch into many more? Last month I shared one of my favorite chicken crockpot recipes. But just because the chicken is done doesn’t mean you can’t get another meal out of it. After you finish dinner that night, throw all the bones back …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/homemade-stock-recipe-family-money-minute-radio/">Homemade Stock Recipe {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 10, 2014: Homemade Stock Recipe Wondering how to make one crockpot meal stretch into many more? Last month I shared one of my favorite chicken crockpot recipes. But just because the chicken is done doesn’t mean you can’t get another meal out o...

November 10, 2014: Homemade Stock Recipe
Wondering how to make one crockpot meal stretch into many more?

Last month I shared one of my favorite chicken crockpot recipes. But just because the chicken is done doesn’t mean you can’t get another meal out of it.
After you finish dinner that night, throw all the bones back in the crockpot and then fill it to the top with water salt and pepper and any other stock vegetables, like carrots, onion and celery.
Cook on low overnight and in the morning remove everything but the broth. Let it cool and then skim the fat off the top. Afterwards, you’ll have quarts of homemade chicken stock great for soups and cooking. You can then store them in mason jars in the fridge or even in plastic bags in the freezer for up to 3 months.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Fall Fashion Hack: Boot Socks {Family Money Minute Radio} https://www.samicone.com/fall-fashion-hack-boot-socks-family-money-minute-radio/ Fri, 07 Nov 2014 15:00:10 +0000 http://samicone.com/?p=33918 <p>  November 7, 2014: Fall Fashion Hack: Boot Socks Want to know how to join in one of the hottest fall fashion trends at a fraction of the cost? One of the biggest trends in fall footwear are those cute little socks that peek out over your boots. But if you’ve gone shopping for these fashion …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/fall-fashion-hack-boot-socks-family-money-minute-radio/">Fall Fashion Hack: Boot Socks {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   November 7, 2014: Fall Fashion Hack: Boot Socks Want to know how to join in one of the hottest fall fashion trends at a fraction of the cost? One of the biggest trends in fall footwear are those cute little socks that peek out over your boots.
November 7, 2014: Fall Fashion Hack: Boot Socks
Want to know how to join in one of the hottest fall fashion trends at a fraction of the cost?

One of the biggest trends in fall footwear are those cute little socks that peek out over your boots. But if you’ve gone shopping for these fashion accessories, you know they can get quite expensive.
So when I saw a colleague of mine who I know to be thrifty sporting exactly what we’re talking about, I asked where she found them. She told me she actually cut off a pair of tights to make the boot socks herself.
I thought this was brilliant because not only do most of us have tights laying around our drawers that we no longer wear, but tights are much more likely to go on sale and come in a wider variety of styles than the trendy boot socks today.
It just goes to show that there are constantly new uses for old things and fashion always comes back around!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Kids’ Checkbook Register {Family Money Minute Radio} https://www.samicone.com/kids-checkbook-register-family-money-minute-radio/ Thu, 06 Nov 2014 15:00:03 +0000 http://samicone.com/?p=33915 <p>November 6, 2014: Kids’ Checkbook Register It’s important to teach our kids how to handle money from a young age, but how can we make it practical for them? When my kids were barely in elementary school, I took them to the bank to set up a savings account and get them an ATM card and …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/kids-checkbook-register-family-money-minute-radio/">Kids’ Checkbook Register {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 6, 2014: Kids’ Checkbook Register It’s important to teach our kids how to handle money from a young age, but how can we make it practical for them? When my kids were barely in elementary school, I took them to the bank to set up a savings acco...

November 6, 2014: Kids’ Checkbook Register
It’s important to teach our kids how to handle money from a young age, but how can we make it practical for them?

When my kids were barely in elementary school, I took them to the bank to set up a savings account and get them an ATM card and checkbook register. The only problem was that without regular deposits and withdrawals, they lacked the practice I was hoping for and managing their money.
Instead, I realized I could set up a time sheet at home for chores and pay my kids weekly. Since banks are happy to give you checkbook registers for free, we then started using those to keep track of not only their income, but what was going out into their spend, save, and give accounts.
While our younger kids may not be ready for ATM cards and checks of their own yet, they can begin to practice the necessary behaviors at home that will make them ready for such products when the time comes.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Grandma’s Throat Coat {Family Money Minute Radio} https://www.samicone.com/grandmas-throat-coat-family-money-minute-radio/ Wed, 05 Nov 2014 15:00:53 +0000 http://samicone.com/?p=33911 <p>  November 5, 2014: Grandma’s Throat Coat Can an old family remedy really help the common cold? Cold and flu season is upon us and let’s face it, no matter how many times we wash our hands or take necessary precautions, chances are we’re going to come down with at least a cold in the coming …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/grandmas-throat-coat-family-money-minute-radio/">Grandma’s Throat Coat {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   November 5, 2014: Grandma’s Throat Coat Can an old family remedy really help the common cold? Cold and flu season is upon us and let’s face it, no matter how many times we wash our hands or take necessary precautions,
November 5, 2014: Grandma’s Throat Coat
Can an old family remedy really help the common cold?

Cold and flu season is upon us and let’s face it, no matter how many times we wash our hands or take necessary precautions, chances are we’re going to come down with at least a cold in the coming months.
So how can we treat it without unnecessary doctors bills and over-the-counter medicine?
My Jewish grandmother had a surefire technique that I thought was silly when I was young and now swear by it. It’s a concoction we call warm lemonade at home that is made of water as hot as you can stand it, honey and fresh lemon juice. This combination of ingredients not only kills bacteria, but coats the throat, soothing sore throat and cough alike.
Why not give it a try this season before reaching for an expensive over the counter remedy?
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Clear the Clutter {Family Money Minute Radio} https://www.samicone.com/clear-the-clutter-family-money-minute-radio/ Tue, 04 Nov 2014 15:00:08 +0000 http://samicone.com/?p=33907 <p>November 4, 2014: Clear the Clutter Curious how to clean up your home AND add to your wallet? One of the simplest ways to not only save money and the restore sanity is to clear the clutter in your home. This is true for several reasons. First, the less you have, the less you have to take …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/clear-the-clutter-family-money-minute-radio/">Clear the Clutter {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 4, 2014: Clear the Clutter Curious how to clean up your home AND add to your wallet? One of the simplest ways to not only save money and the restore sanity is to clear the clutter in your home. This is true for several reasons. First,

November 4, 2014: Clear the Clutter
Curious how to clean up your home AND add to your wallet?

One of the simplest ways to not only save money and the restore sanity is to clear the clutter in your home.
This is true for several reasons. First, the less you have, the less you have to take care of.
Second, by constantly reevaluating what’s in your home, it makes you aware of what you do have and keeps you from buying things needlessly.
Third, it prepares you for what we’re going to talk about next week, having a garage sale. You just never know what you might find around your house, in your attic, or in the garage that could net you an extra hundred dollars or more!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Frozen Oatmeal Recipe {Family Money Minute Radio} https://www.samicone.com/frozen-oatmeal-recipe-family-money-minute-radio/ Mon, 03 Nov 2014 15:00:49 +0000 http://samicone.com/?p=33903 <p>November 3, 2014: Frozen Oatmeal Recipe One of the biggest trends in breakfast is oatmeal. And not just any oatmeal, but perfect oatmeal, but I’m here to gift you a time and money saving tip about it today! It’s amazing how much coffee shops and fast food restaurants are charging for this old fashioned breakfast food that’s …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/frozen-oatmeal-recipe-family-money-minute-radio/">Frozen Oatmeal Recipe {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> November 3, 2014: Frozen Oatmeal Recipe One of the biggest trends in breakfast is oatmeal. And not just any oatmeal, but perfect oatmeal, but I’m here to gift you a time and money saving tip about it today!
November 3, 2014: Frozen Oatmeal Recipe
One of the biggest trends in breakfast is oatmeal. And not just any oatmeal, but perfect oatmeal, but I’m here to gift you a time and money saving tip about it today!

It’s amazing how much coffee shops and fast food restaurants are charging for this old fashioned breakfast food that’s making a comeback, even though at home it costs just pennies per serving.
Where people get tripped up is the amount of time it takes to make really good oatmeal, like steel cut oats.
My trick is that I will make a big batch on the weekends, freeze a half cup serving in a muffin tin, and then pop it out and store in the freezer so that it’s ready to go during the week. Then I can add my favorite fruit, nuts and honey, saving me dollars per day over retail.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Shop for Seasonal Sales {Family Money Minute Radio} https://www.samicone.com/shop-for-seasonal-sales-family-money-minute-radio/ Fri, 31 Oct 2014 14:00:08 +0000 http://samicone.com/?p=33371 <p>October 31, 2014: Shop for Seasonal Sales Don’t spend the weekend in a candy coma because there are great deals to be found… While most people may be digging in the clearance racks for candy this weekend, you can actually find a lot more that you think and a great price. Many retailers offer items in …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shop-for-seasonal-sales-family-money-minute-radio/">Shop for Seasonal Sales {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 31, 2014: Shop for Seasonal Sales Don’t spend the weekend in a candy coma because there are great deals to be found… While most people may be digging in the clearance racks for candy this weekend, you can actually find a lot more that you think...

October 31, 2014: Shop for Seasonal Sales
Don’t spend the weekend in a candy coma because there are great deals to be found…

While most people may be digging in the clearance racks for candy this weekend, you can actually find a lot more that you think and a great price.
Many retailers offer items in a special color or style for this season that they will put on clearance on November 1st, but that doesn’t mean they aren’t great items you can make use of year round.
For instance, I’ve found great kitchen accessories and even clothing for my kids in fall colors at an extremely discounted price just because they were released this time of year.
So don’t get suckered into those aisles of sweets; instead think fall and shop those sales!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Shower Less {Family Money Minute Radio} https://www.samicone.com/shower-less-family-money-minute-radio/ Thu, 30 Oct 2014 14:00:15 +0000 http://samicone.com/?p=33368 <p>  October 30, 2014: Shower Less Would you be willing to shower less to save money? When my husband first saw this piece of advice, he thought I was crazy. But there are actually two key components that will help you put money back in your wallet when it comes to showering less: First of all, …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/shower-less-family-money-minute-radio/">Shower Less {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   October 30, 2014: Shower Less Would you be willing to shower less to save money? When my husband first saw this piece of advice, he thought I was crazy. But there are actually two key components that will help you put money back in your wallet when i...
October 30, 2014: Shower Less
Would you be willing to shower less to save money?

When my husband first saw this piece of advice, he thought I was crazy.
But there are actually two key components that will help you put money back in your wallet when it comes to showering less:

First of all, studies have shown that we don’t need to shower every day, much less wash our hair every day.
But even if you’re not comfortable with missing your daily shower, consider cutting back the time spent under the water. Not only will you save on your overall water costs, but you’ll cut back on your heating bill too.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Buy Meat in Bulk {Family Money Minute Radio} https://www.samicone.com/buy-meat-in-bulk-family-money-minute-radio/ Wed, 29 Oct 2014 14:00:43 +0000 http://samicone.com/?p=33365 <p>October 29, 2014: Buy Meat in Bulk One of the easiest ways to save on fresh meat is to buy it in bulk. You’ll almost always find a cheaper price per pound when you buy a larger package. But if you don’t have a large family to feed, you may be wondering how to make this …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/buy-meat-in-bulk-family-money-minute-radio/">Buy Meat in Bulk {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 29, 2014: Buy Meat in Bulk One of the easiest ways to save on fresh meat is to buy it in bulk. You’ll almost always find a cheaper price per pound when you buy a larger package. But if you don’t have a large family to feed,

October 29, 2014: Buy Meat in Bulk
One of the easiest ways to save on fresh meat is to buy it in bulk. You’ll almost always find a cheaper price per pound when you buy a larger package. But if you don’t have a large family to feed, you may be wondering how to make this work without having leftovers go to waste.

The key is batch cooking. For instance, I bought four pounds of meat the other day and cooked it all at once, using half of it to go into a spaghetti sauce with meatballs and the other half I cooked in a Mexican style to use for tacos.
Once you cook the meat accordingly, you can also freeze it in portions to enjoy later. That way, instead of going to a Mexican fast food restaurant because we don’t feel like cooking, I can pull out everything I’ve made in advance and we can enjoy a cheaper and healthier meal at home.
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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Turn Off Lights {Family Money Minute Radio} https://www.samicone.com/turn-off-lights-family-money-minute-radio/ Tue, 28 Oct 2014 14:00:45 +0000 http://samicone.com/?p=33362 <p>October 28, 2014: Turn Off Lights Remember that one piece of advice your mother always yelled at you every time you left the room? She may have been smarter than you think… It’s not just environmentally conscious to pay attention to your electricity usage, it’s economically conscious. One of the biggest money wasters is electricity that’s …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/turn-off-lights-family-money-minute-radio/">Turn Off Lights {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 28, 2014: Turn Off Lights Remember that one piece of advice your mother always yelled at you every time you left the room? She may have been smarter than you think… It’s not just environmentally conscious to pay attention to your electricity us...
October 28, 2014: Turn Off Lights
Remember that one piece of advice your mother always yelled at you every time you left the room? She may have been smarter than you think…

It’s not just environmentally conscious to pay attention to your electricity usage, it’s economically conscious. One of the biggest money wasters is electricity that’s being left on when you’re no longer in the room.
Not only does it help to turn off lights when not in use, but also try to make use of natural light whenever possible. That way, the only thing you’ll have to remember is to close the blinds at night!
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Use a Crock Pot {Family Money Minute Radio} https://www.samicone.com/use-a-crock-pot-family-money-minute-radio/ Mon, 27 Oct 2014 14:00:36 +0000 http://samicone.com/?p=33359 <p>October 27, 2014: Use a Crock Pot On Mondays, I’ve been sharing some helpful and budget friendly tips, including recipes, to get dinner on the table in a tasty and thrifty way…have you discovered my secret? If you haven’t noticed, one of my favorite ways to save time while still imparting flavor is to use a …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/use-a-crock-pot-family-money-minute-radio/">Use a Crock Pot {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 27, 2014: Use a Crock Pot On Mondays, I’ve been sharing some helpful and budget friendly tips, including recipes, to get dinner on the table in a tasty and thrifty way…have you discovered my secret? If you haven’t noticed,

October 27, 2014: Use a Crock Pot
On Mondays, I’ve been sharing some helpful and budget friendly tips, including recipes, to get dinner on the table in a tasty and thrifty way…have you discovered my secret?

If you haven’t noticed, one of my favorite ways to save time while still imparting flavor is to use a crockpot.
I used to think a crockpot was just for casseroles before I lived in the south, but boy was I wrong. A crockpot saves you money in two major ways:

one it uses a lot less electricity than your standard conventional oven and

two, it doesn’t heat up the whole house (in the summertime especially) like an oven does, thereby keeping your overall electric costs down.
Not to mention, the slow cooking technique of a crockpot imparts a ton of flavor while keeping food moist and juicy, even with cheaper cuts of meat.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
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Sami Cone - Savings Expert, Blogger, Author 1:00
Savings Catcher App {Family Money Minute Radio} https://www.samicone.com/savings-catcher-app-family-money-minute-radio/ Fri, 24 Oct 2014 14:00:29 +0000 http://samicone.com/?p=33247 <p>  October 24, 2014: Savings Catcher App I found an app that is sure to help you save money even without couponing… We knew our little town just outside Nashville was growing when we received a Walmart store this year. It’s always been a place I go to for price and convenience, but I still found …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/savings-catcher-app-family-money-minute-radio/">Savings Catcher App {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   October 24, 2014: Savings Catcher App I found an app that is sure to help you save money even without couponing… We knew our little town just outside Nashville was growing when we received a Walmart store this year.
October 24, 2014: Savings Catcher App
I found an app that is sure to help you save money even without couponing…

We knew our little town just outside Nashville was growing when we received a Walmart store this year. It’s always been a place I go to for price and convenience, but I still found that using coupons there could be tedious.
But now I have to admit that I’ve become quite smitten with their new savings catcher. This app has a number of functions that are useful, but my favorite is that it allows you to scan your receipt after you shop and then it scans a number of stores in your area to see if it is on sale cheaper elsewhere. If it is, they refund you the difference in a gift card for you to use on your future purchases.
Now I have the assurance that even if I get a little lazy with my couponing, I can be assured that I’m getting the lowest price around.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Free Ways to Make Calls {Family Money Minute Radio} https://www.samicone.com/free-ways-to-make-calls-family-money-minute-radio/ Thu, 23 Oct 2014 14:00:27 +0000 http://samicone.com/?p=33242 <p>October 23, 2014: Free Ways to Make Calls Believe it or not, a phone isn’t the only way to make calls anymore… Phones have come a long way since I was a kid, to the point that we do not even have a home phone anymore. And I don’t just mean because of cell phones… Even …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/free-ways-to-make-calls-family-money-minute-radio/">Free Ways to Make Calls {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 23, 2014: Free Ways to Make Calls Believe it or not, a phone isn’t the only way to make calls anymore… Phones have come a long way since I was a kid, to the point that we do not even have a home phone anymore.

October 23, 2014: Free Ways to Make Calls
Believe it or not, a phone isn’t the only way to make calls anymore…

Phones have come a long way since I was a kid, to the point that we do not even have a home phone anymore. And I don’t just mean because of cell phones…
Even though phone rates have dropped recently with so many companies competing for your business, there are still ways to stay on a low price plan by taking advantage of free ways to make phone calls.
My favorite has been getting a free Google phone number that I was not only able to customize, but it allows me to make phone calls right from my computer. That way I can actually speak to friends and colleagues over my computer while still working on the computer. Skype is another program that allows not only free calls to other members, but also video calls, which are a big hit with long-distance relatives.
Keep in mind, these same companies also have apps, allowing you to use your phone to make these calls without using any of your cell phone minutes to do so.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Do You Need Cable? {Family Money Minute Radio} https://www.samicone.com/do-you-need-cable-family-money-minute-radio/ Wed, 22 Oct 2014 14:00:08 +0000 http://samicone.com/?p=33239 <p>October 22, 2014: Do You Need Cable? I know we all have our favorite TV shows, but is it really worth the cost of cable? I’ve found that cable companies will offer great deals for a very limited time to bring you in, but then raise their monthly fee astronomically after a trial period of six …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/do-you-need-cable-family-money-minute-radio/">Do You Need Cable? {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 22, 2014: Do You Need Cable? I know we all have our favorite TV shows, but is it really worth the cost of cable? I’ve found that cable companies will offer great deals for a very limited time to bring you in,
October 22, 2014: Do You Need Cable?
I know we all have our favorite TV shows, but is it really worth the cost of cable?



I’ve found that cable companies will offer great deals for a very limited time to bring you in, but then raise their monthly fee astronomically after a trial period of six months or so.
We didn’t want to completely get rid of our cable because of special events like the Olympics & Wimbledon. But we did find that with all the on-demand programming, online programming, and monthly subscription services, we were able to take our cable down to the very basic package, and still enjoy our favorite family shows.
Ready to cut the cable bill? Here’s how to do it.
If nothing else, give your cable company a call and tell them you are thinking of leaving; I bet you’ll see that rate dropped drastically when they think they may lose you as a customer.


***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Call for Coupons {Family Money Minute Radio} https://www.samicone.com/call-for-coupons-family-money-minute-radio/ Tue, 21 Oct 2014 14:00:37 +0000 http://samicone.com/?p=33236 <p>October 21, 2014: Call for Coupons Some of the best tips for saving money are those that have been around forever… Even though we can use our computers and smart phones to find great deals more easily these days, don’t forget to use your phone for what it was originally intended for: making calls. A simple …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/call-for-coupons-family-money-minute-radio/">Call for Coupons {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 21, 2014: Call for Coupons Some of the best tips for saving money are those that have been around forever… Even though we can use our computers and smart phones to find great deals more easily these days,

October 21, 2014: Call for Coupons
Some of the best tips for saving money are those that have been around forever…

Even though we can use our computers and smart phones to find great deals more easily these days, don’t forget to use your phone for what it was originally intended for: making calls.
A simple call to that one 800-number on the back of your favorite products package can often lead to a handful of free coupons that show up periodically throughout your year.
And typically, those coupons that come directly from the manufacture are the best coupons you will find. So what are you waiting for? Pick up that phone and dial now! Your savings are waiting for you…
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Savory Pot Roast Recipe {Family Money Minute Radio} https://www.samicone.com/savory-pot-roast-recipe-family-money-minute-radio/ Mon, 20 Oct 2014 14:00:39 +0000 http://samicone.com/?p=33233 <p>  October 20, 2014: Savory Pot Roast Recipe In my continuing effort to bring you a delicious and affordable meals that can be made in the crockpot, I have another gem for you today… The individual ingredients in this pot roast recipe may not excite you, but when combined they make magic happen. Simply put your …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/savory-pot-roast-recipe-family-money-minute-radio/">Savory Pot Roast Recipe {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p>   October 20, 2014: Savory Pot Roast Recipe In my continuing effort to bring you a delicious and affordable meals that can be made in the crockpot, I have another gem for you today… The individual ingredients in this pot roast recipe may not excite you...
October 20, 2014: Savory Pot Roast Recipe
In my continuing effort to bring you a delicious and affordable meals that can be made in the crockpot, I have another gem for you today…

The individual ingredients in this pot roast recipe may not excite you, but when combined they make magic happen.
Simply put your roast on top of a bed of sliced onions and then sprinkle it with golden onion soup mix. Then whisk together one can of cream of mushroom soup along with a cup of water mixed with beef bouillon cube and a couple teaspoons of Worcestershire sauce. Then season the whole pot with salt, fresh ground pepper and some extra onion and garlic powder. Cook on low for about eight hours and not only will a perfect pot roast emerge, you’ll have a wonderful gravy to boot!
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The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
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Sami Cone - Savings Expert, Blogger, Author 1:00
Disney Savings Tip #5 {Family Money Minute Radio} https://www.samicone.com/disney-savings-tip-5-family-money-minute-radio/ Fri, 17 Oct 2014 14:00:48 +0000 http://samicone.com/?p=33229 <p>October 17, 2014: Disney Savings Tip #5 Are you curious how to do Disney for free? Stay tuned because I’ve saved this week’s best tip for last… While the Disney amusement parks are certainly fun, there are a lot of other free activities to take advantage of while at Disney World. In fact, when our kids …</p> <p>The post <a rel="nofollow" href="https://www.samicone.com/disney-savings-tip-5-family-money-minute-radio/">Disney Savings Tip #5 {Family Money Minute Radio}</a> appeared first on <a rel="nofollow" href="https://www.samicone.com">Sami Cone | Family Budget Tips, Money Saving Ideas, Christian Parenting | Nashville TN</a>.</p> October 17, 2014: Disney Savings Tip #5 Are you curious how to do Disney for free? Stay tuned because I’ve saved this week’s best tip for last… While the Disney amusement parks are certainly fun, there are a lot of other free activities to take advanta...

October 17, 2014: Disney Savings Tip #5
Are you curious how to do Disney for free? Stay tuned because I’ve saved this week’s best tip for last…

While the Disney amusement parks are certainly fun, there are a lot of other free activities to take advantage of while at Disney World.
In fact, when our kids were little, a trip to Disney for them just meant going on the Disney buses and taking a trip to downtown Disney.
If a trip to Disney World seems cost prohibitive, only plan to spend a short amount of time in the parks and then use the rest of your time to enjoy their free amenities, like the pools, playgrounds, and other free activities going on at all the Disney resorts throughout the day, including free Disney movie screenings every night.
***
The Family Money Minute is made possible by Operation Christmas Child, who reminds us that by saving money, we can make a bigger impact on the lives of needy children around the world.

If you’d like to hear the Family Money Minute on the radio in your area, leave the call letters of your favorite station and your hometown in the comments below!
Subscribe to the Family Money Minute Podcast NOW
Click for more information on the Family Money Minute Radio Program
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Sami Cone - Savings Expert, Blogger, Author 1:00