Insurance Check Up {Family Money Minute}

by brenna

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Insurance Check Up
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March 16, 2015: Insurance Check Up

Let’s face it, not many of us are reading our insurance policies word for word. And even if you did read through it with a fine tooth comb when you first bought it, how long ago was that?

Chances are your needs have changed since originally purchasing your home, life or health insurance. Since insurance is so closely tied in to your specific situation, including things like the possessions you own or the illnesses you’ve had (or hopefully, recovered from), it’s worth it to have an insurance check up each year to make sure you’re only paying for what you absolutely need.

For instance, if you don’t frequent the doctor’s office very often, consider choosing a plan that has a lower monthly premium and higher deductible so you’re not paying for something you don’t use, but are still covered in the case of a larger accident.

Re-assessing your needs each year is not only good business, but it’s good for your wallet as well.


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