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September 22, 2014: Credit Card Fees
I’m not opposed to credit cards, but there is one aspect about them that will kill any savings plan…
While I am not opposed to using a credit card, I AM opposed to wasting money on credit card fees.
There’s nothing that drives me nuts more than wasting money on something you didn’t even buy! If you are going to use a credit card, whether for the convenience of it, the simplicity of year end reports, or even to get rewards, make sure you set up online payments to have the full balance automatically withdrawn from your bank account every month. That way you can still enjoy the convenience of the credit card without ever having to waste money on unnecessary fees.
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